Compare Roanoke, IN Car Insurance Rates (2021)

Car insurance in Roanoke, IN averages $260 a month. Roanoke, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Roanoke car insurance rates, compare quotes from the top car insurance companies in Roanoke, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roanoke, IN are $3,118/year
  • Average car insurance rates in Roanoke, IN after a DUI are $3,701/year
  • The cheapest car insurance company in Roanoke is USAA

If you need to buy Roanoke, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Roanoke, IN is right here.

You’ll find Roanoke car insurance rates, the cheapest Roanoke, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Roanoke, Indiana car insurance rates to Evansville car insurance rates, Fishers car insurance rates, and South Bend car insurance rates.

Ready to find affordable Roanoke, IN car insurance today? Enter your ZIP code for fast, free Roanoke car insurance quotes.

Cheapest Roanoke, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roanoke, IN car insurance rates? Every Roanoke, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roanoke, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,380 $2,434 $2,093 $2,286 $7,414 $9,338 $2,412 $2,624
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,623 $3,623 $3,335 $3,335 $7,868 $11,852 $3,623 $4,947
Nationwide $1,522 $1,556 $1,337 $1,426 $4,397 $5,705 $1,782 $1,947
Progressive $1,552 $1,463 $1,411 $1,419 $9,217 $10,350 $1,941 $1,972
State Farm $1,316 $1,316 $1,176 $1,176 $4,024 $5,154 $1,458 $1,621
Travelers $1,298 $1,320 $1,216 $1,216 $8,094 $12,804 $1,374 $1,590
USAA $954 $940 $885 $893 $2,640 $2,957 $1,289 $1,381

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Minimum Car Insurance in Roanoke, IN

Every driver must carry the minimum car insurance in Roanoke, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Roanoke, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Roanoke, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roanoke, IN. Compare credit history car insurance rates in Roanoke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roanoke, Indiana

Insurance Company Poor Fair Good
Allstate $4,793 $3,577 $3,248
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,025 $4,573 $4,229
Nationwide $2,798 $2,366 $2,212
Progressive $4,034 $3,582 $3,381
State Farm $3,140 $1,873 $1,453
Travelers $4,023 $3,410 $3,408
USAA $2,014 $1,327 $1,136

Cheapest Roanoke, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roanoke, IN to rates for a clean record with top companies.

Annual Roanoke, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,080 $4,537 $4,195 $3,678
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,072 $4,834 $7,694 $4,503
Nationwide $2,118 $2,723 $2,612 $2,382
Progressive $2,744 $4,833 $3,272 $3,813
State Farm $2,104 $2,310 $2,104 $2,104
Travelers $3,070 $3,794 $4,299 $3,293
USAA $1,129 $1,604 $1,840 $1,397

Cheapest Roanoke, IN Car Insurance for Teen Drivers

Teen car insurance in Roanoke, IN can be expensive. Take a look at rates from the top car insurance companies in Roanoke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roanoke, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,414 $9,338
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $7,868 $11,852
Nationwide $4,397 $5,705
Progressive $9,217 $10,350
State Farm $4,024 $5,154
Travelers $8,094 $12,804
USAA $2,640 $2,957

Cheapest Roanoke, IN Car Insurance for Seniors

Take a look at Roanoke, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roanoke, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,093 $2,286
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,335 $3,335
Nationwide $1,337 $1,426
Progressive $1,411 $1,419
State Farm $1,176 $1,176
Travelers $1,216 $1,216
USAA $885 $893

Cheapest Roanoke, IN Car Insurance Rates After a DUI

A DUI in Roanoke, IN increases car insurance rates. Compare Roanoke, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roanoke, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,195
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $7,694
Nationwide $2,612
Progressive $3,272
State Farm $2,104
Travelers $4,299
USAA $1,840

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Cheapest Roanoke, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roanoke, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roanoke, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,137 $5,414
Nationwide $2,459 $2,459
Progressive $3,666 $3,666
State Farm $2,094 $2,217
Travelers $3,614 $3,614
USAA $1,473 $1,512

The Best Cheap Car Insurance Companies in Roanoke, IN

Take a look at a side-by-side comparison of the top car insurance companies in Roanoke, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roanoke, Indiana

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,276
Nationwide $2,459
Progressive $3,666
State Farm $2,155
Travelers $3,614
USAA $1,492

Category Winners: Cheapest Car Insurance in Roanoke, Indiana

Find the cheapest car insurance companies in Roanoke, IN for each category right here.

Best Annual Car Insurance Rates by Company in Roanoke, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Roanoke, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roanoke car insurance rates. Find the cheapest Roanoke, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roanoke, Indiana

Insurance Company Low Medium High
Allstate $3,695 $3,859 $4,064
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,091 $5,261 $5,475
Nationwide $2,498 $2,439 $2,440
Progressive $3,447 $3,604 $3,946
State Farm $2,049 $2,154 $2,263
Travelers $3,546 $3,648 $3,649
USAA $1,442 $1,489 $1,547

What affects car insurance rates in Roanoke, Indiana?

What factors can have an impact on Roanoke, IN car insurance? There are several reasons why Roanoke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roanoke, Indiana.

Commute Time in Roanoke

The more time you spend in your car the higher the risk of an accident. The average commute length in Roanoke, IN is 23.5 minutes according to City-Data.

Traffic in Roanoke

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Roanoke, IN traffic data from INRIX ranks Roanoke as the 434th-most congested in the world.

Compare Car Insurance Quotes in Roanoke, IN

Ready to find affordable Roanoke, Indiana car insurance today? Enter your ZIP code for fast, free Roanoke, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State