Compare Roanoke, VA Car Insurance Rates (2021)

Car insurance in Roanoke, VA averages $182 a month. Roanoke, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Roanoke car insurance rates, compare quotes from the top car insurance companies in Roanoke, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roanoke, VA after a DUI are $2,576/year
  • The cheapest car insurance company in Roanoke for teen drivers is GEICO
  • Average car insurance rates in Roanoke, VA are $2,182/year

If you need to buy Roanoke, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Roanoke, VA is right here.

You’ll find Roanoke car insurance rates, the cheapest Roanoke, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Roanoke, Virginia car insurance rates to Suffolk car insurance rates, Roanoke car insurance rates, and Hampton car insurance rates.

Ready to find affordable Roanoke, VA car insurance today? Enter your ZIP code for fast, free Roanoke car insurance quotes.

Cheapest Roanoke, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roanoke, VA car insurance rates? Every Roanoke, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roanoke, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,835 $1,729 $1,825 $1,825 $5,814 $6,680 $2,393 $2,391
GEICO $1,358 $1,349 $1,289 $1,289 $2,962 $3,957 $1,581 $1,555
Nationwide $1,340 $1,346 $1,193 $1,222 $3,210 $4,115 $1,478 $1,602
Progressive $1,098 $1,041 $1,000 $1,000 $5,096 $5,716 $1,326 $1,351
State Farm $1,351 $1,351 $1,229 $1,229 $4,225 $5,288 $1,531 $1,770
USAA $1,028 $1,009 $971 $970 $3,233 $3,831 $1,315 $1,439

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Minimum Car Insurance in Roanoke, VA

Every driver must carry the minimum car insurance in Roanoke, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Roanoke, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Roanoke, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roanoke, VA. Compare credit history car insurance rates in Roanoke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roanoke, Virginia

Insurance Company Poor Fair Good
Allstate $3,727 $2,994 $2,462
GEICO $2,130 $1,811 $1,811
Nationwide $2,291 $1,846 $1,678
Progressive $2,448 $2,150 $2,012
State Farm $3,195 $1,981 $1,565
USAA $2,297 $1,574 $1,303

Cheapest Roanoke, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roanoke, VA to rates for a clean record with top companies.

Annual Roanoke, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,281 $3,660 $3,355 $2,949
GEICO $1,461 $1,891 $2,856 $1,461
Nationwide $1,690 $1,690 $2,459 $1,913
Progressive $1,879 $2,500 $2,247 $2,187
State Farm $2,042 $2,452 $2,247 $2,247
USAA $1,334 $1,739 $2,289 $1,536

Cheapest Roanoke, VA Car Insurance for Teen Drivers

Teen car insurance in Roanoke, VA can be expensive. Take a look at rates from the top car insurance companies in Roanoke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roanoke, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,814 $6,680
GEICO $2,962 $3,957
Nationwide $3,210 $4,115
Progressive $5,096 $5,716
State Farm $4,225 $5,288
USAA $3,233 $3,831

Cheapest Roanoke, VA Car Insurance for Seniors

Take a look at Roanoke, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roanoke, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,825 $1,825
GEICO $1,289 $1,289
Nationwide $1,193 $1,222
Progressive $1,000 $1,000
State Farm $1,229 $1,229
USAA $971 $970

Cheapest Roanoke, VA Car Insurance Rates After a DUI

A DUI in Roanoke, VA increases car insurance rates. Compare Roanoke, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roanoke, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,355
GEICO $2,856
Nationwide $2,459
Progressive $2,247
State Farm $2,247
USAA $2,289

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Cheapest Roanoke, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roanoke, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roanoke, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,969 $3,154
GEICO $1,882 $1,953
Nationwide $1,938 $1,938
Progressive $2,203 $2,203
State Farm $2,192 $2,302
USAA $1,661 $1,788

Cheapest Roanoke, VA Car Insurance Rates by ZIP Code

Roanoke car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Roanoke, VA.

Annual Car Insurance Rates by ZIP Code in Roanoke, Virginia

ZIP Code Average Annual Rates
24011 $1,900
24012 $1,884
24013 $1,896
24014 $1,844
24015 $1,908
24016 $1,897
24017 $1,894
24018 $1,916
24019 $1,871

The Best Cheap Car Insurance Companies in Roanoke, VA

Take a look at a side-by-side comparison of the top car insurance companies in Roanoke, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roanoke, Virginia

Insurance Company Average Annual Rates
Allstate $3,061
GEICO $1,918
Nationwide $1,938
Progressive $2,203
State Farm $2,247
USAA $1,724

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Category Winners: Cheapest Car Insurance in Roanoke, Virginia

Find the cheapest car insurance companies in Roanoke, VA for each category right here.

Best Annual Car Insurance Rates by Company in Roanoke, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Roanoke, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roanoke car insurance rates. Find the cheapest Roanoke, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roanoke, Virginia

Insurance Company Low Medium High
Allstate $2,972 $3,062 $3,150
GEICO $1,840 $1,916 $1,997
Nationwide $2,030 $1,920 $1,864
Progressive $2,107 $2,179 $2,324
State Farm $2,108 $2,243 $2,389
USAA $1,650 $1,728 $1,795

What affects car insurance rates in Roanoke, Virginia?

What factors can have an impact on Roanoke, VA car insurance? There are several reasons why Roanoke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roanoke, Virginia.

Commute Time in Roanoke

The more time you spend in your car the higher the risk of an accident. The average commute length in Roanoke, VA is 22.8 minutes according to City-Data.

Traffic in Roanoke

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Roanoke, VA traffic data from INRIX ranks Roanoke as the 434th-most congested in the world.

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Compare Car Insurance Quotes in Roanoke, VA

Ready to find affordable Roanoke, Virginia car insurance today? Enter your ZIP code for fast, free Roanoke, VA car insurance quotes.

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