Compare Roaring Springs, TX Car Insurance Rates (2021)

Car insurance in Roaring Springs, TX averages $320 a month. Roaring Springs, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Roaring Springs car insurance rates, compare quotes from the top car insurance companies in Roaring Springs, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roaring Springs, TX after a DUI are $4,352/year
  • The cheapest car insurance company in Roaring Springs for teen drivers is USAA
  • The cheapest car insurance company in Roaring Springs is USAA

If you need to buy Roaring Springs, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Roaring Springs, TX is right here.

You’ll find Roaring Springs car insurance rates, the cheapest Roaring Springs, TX car insurance companies, and information on Texas car insurance laws. You can also compare Roaring Springs, Texas car insurance rates to Plano car insurance rates, Arlington car insurance rates, and Austin car insurance rates.

Ready to find affordable Roaring Springs, TX car insurance today? Enter your ZIP code for fast, free Roaring Springs car insurance quotes.

Cheapest Roaring Springs, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roaring Springs, TX car insurance rates? Every Roaring Springs, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roaring Springs, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,594 $2,865 $2,352 $2,674 $6,335 $8,310 $3,622 $4,115
GEICO $2,577 $2,734 $2,383 $2,619 $5,492 $5,791 $2,800 $2,863
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,761 $2,611 $2,424 $2,492 $10,898 $12,078 $3,236 $3,251
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Roaring Springs, TX

Every driver must carry the minimum car insurance in Roaring Springs, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Roaring Springs, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Roaring Springs, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roaring Springs, TX. Compare credit history car insurance rates in Roaring Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roaring Springs, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $5,712 $3,534 $3,080
GEICO $5,264 $2,976 $1,982
Nationwide $5,059 $4,032 $3,507
Progressive $5,645 $4,819 $4,443
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest Roaring Springs, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roaring Springs, TX to rates for a clean record with top companies.

Annual Roaring Springs, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $3,760 $4,744 $4,170 $3,760
GEICO $2,891 $3,764 $3,237 $3,739
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,334 $5,566 $5,080 $4,895
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Roaring Springs, TX Car Insurance for Teen Drivers

Teen car insurance in Roaring Springs, TX can be expensive. Take a look at rates from the top car insurance companies in Roaring Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roaring Springs, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,335 $8,310
GEICO $5,492 $5,791
Nationwide $7,378 $9,563
Progressive $10,898 $12,078
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest Roaring Springs, TX Car Insurance for Seniors

Take a look at Roaring Springs, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roaring Springs, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,352 $2,674
GEICO $2,383 $2,619
Nationwide $2,331 $2,486
Progressive $2,424 $2,492
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest Roaring Springs, TX Car Insurance Rates After a DUI

A DUI in Roaring Springs, TX increases car insurance rates. Compare Roaring Springs, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roaring Springs, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,598
American Family $4,170
GEICO $3,237
Nationwide $5,439
Progressive $5,080
State Farm $2,937
USAA $3,006

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Cheapest Roaring Springs, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roaring Springs, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roaring Springs, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,108 $4,108
GEICO $3,338 $3,477
Nationwide $4,199 $4,199
Progressive $4,969 $4,969
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Roaring Springs, TX

Take a look at a side-by-side comparison of the top car insurance companies in Roaring Springs, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roaring Springs, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,108
GEICO $3,408
Nationwide $4,199
Progressive $4,969
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in Roaring Springs, Texas

Find the cheapest car insurance companies in Roaring Springs, TX for each category right here.

Best Annual Car Insurance Rates by Company in Roaring Springs, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Roaring Springs, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roaring Springs car insurance rates. Find the cheapest Roaring Springs, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roaring Springs, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $3,859 $3,978 $4,489
GEICO $3,298 $3,388 $3,536
Nationwide $4,557 $4,013 $4,028
Progressive $4,683 $4,933 $5,290
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Roaring Springs, Texas?

What factors can have an impact on Roaring Springs, TX car insurance? There are several reasons why Roaring Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roaring Springs, Texas.

Commute Time in Roaring Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Roaring Springs, TX is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Roaring Springs, TX

Ready to find affordable Roaring Springs, Texas car insurance today? Enter your ZIP code for fast, free Roaring Springs, TX car insurance quotes.

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