Compare Robards, KY Car Insurance Rates (2021)

Car insurance in Robards, KY averages $329 a month. Robards, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Robards car insurance rates, compare quotes from the top car insurance companies in Robards, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Robards, KY after a DUI are $4,736/year
  • The cheapest car insurance company in Robards is USAA
  • Average car insurance rates in Robards, KY are $3,945/year

If you need to buy Robards, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Robards, KY is right here.

You’ll find Robards car insurance rates, the cheapest Robards, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Robards, Kentucky car insurance rates to Richmond car insurance rates, Independence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Robards, KY car insurance today? Enter your ZIP code for fast, free Robards car insurance quotes.

Cheapest Robards, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Robards, KY car insurance rates? Every Robards, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Robards, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,889 $2,867 $2,604 $2,776 $10,471 $11,771 $3,218 $3,409
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,568 $2,782 $2,200 $2,452 $10,262 $11,326 $2,681 $2,781
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,838 $1,755 $1,642 $1,657 $8,692 $9,806 $2,275 $2,327
State Farm $1,864 $1,864 $1,663 $1,663 $5,602 $7,085 $2,082 $2,338
Travelers $1,989 $2,025 $1,947 $1,952 $9,257 $14,777 $2,075 $2,405
USAA $1,710 $1,719 $1,543 $1,577 $4,464 $4,716 $2,162 $2,374

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Robards, KY

Every driver must carry the minimum car insurance in Robards, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Robards, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Robards, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Robards, KY. Compare credit history car insurance rates in Robards from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Robards, Kentucky

Insurance Company Poor Fair Good
Allstate $6,605 $4,574 $3,823
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,615 $4,066 $3,215
Nationwide $4,672 $3,666 $3,197
Progressive $4,196 $3,651 $3,400
State Farm $4,374 $2,634 $2,052
Travelers $5,080 $4,299 $4,281
USAA $3,766 $2,111 $1,722

Cheapest Robards, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Robards, KY to rates for a clean record with top companies.

Annual Robards, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,167 $5,406 $5,746 $4,683
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,869 $5,931 $4,618 $4,109
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,106 $4,575 $3,543 $3,772
State Farm $2,758 $3,282 $3,020 $3,020
Travelers $3,976 $4,090 $5,885 $4,262
USAA $1,913 $2,703 $3,215 $2,301

Cheapest Robards, KY Car Insurance for Teen Drivers

Teen car insurance in Robards, KY can be expensive. Take a look at rates from the top car insurance companies in Robards for teenagers.

Annual Car Insurance Rates for Teen Drivers in Robards, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,471 $11,771
GEICO $6,831 $8,150
Liberty Mutual $10,262 $11,326
Nationwide $6,037 $7,550
Progressive $8,692 $9,806
State Farm $5,602 $7,085
Travelers $9,257 $14,777
USAA $4,464 $4,716

Cheapest Robards, KY Car Insurance for Seniors

Take a look at Robards, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Robards, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,604 $2,776
GEICO $3,608 $3,267
Liberty Mutual $2,200 $2,452
Nationwide $2,519 $2,640
Progressive $1,642 $1,657
State Farm $1,663 $1,663
Travelers $1,947 $1,952
USAA $1,543 $1,577

Cheapest Robards, KY Car Insurance Rates After a DUI

A DUI in Robards, KY increases car insurance rates. Compare Robards, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Robards, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,746
GEICO $6,862
Liberty Mutual $4,618
Nationwide $4,997
Progressive $3,543
State Farm $3,020
Travelers $5,885
USAA $3,215

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Robards, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Robards, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Robards, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,001 $5,001
GEICO $4,191 $4,270
Liberty Mutual $4,632 $4,632
Nationwide $3,845 $3,845
Progressive $3,749 $3,749
State Farm $2,947 $3,093
Travelers $4,553 $4,553
USAA $2,438 $2,628

The Best Cheap Car Insurance Companies in Robards, KY

Take a look at a side-by-side comparison of the top car insurance companies in Robards, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Robards, Kentucky

Insurance Company Average Annual Rates
Allstate $5,001
GEICO $4,231
Liberty Mutual $4,632
Nationwide $3,845
Progressive $3,749
State Farm $3,020
Travelers $4,553
USAA $2,533

Category Winners: Cheapest Car Insurance in Robards, Kentucky

Find the cheapest car insurance companies in Robards, KY for each category right here.

Best Annual Car Insurance Rates by Company in Robards, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Robards, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Robards car insurance rates. Find the cheapest Robards, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Robards, Kentucky

Insurance Company Low Medium High
Allstate $4,688 $4,983 $5,331
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,422 $4,603 $4,870
Nationwide $3,908 $3,801 $3,826
Progressive $3,487 $3,714 $4,046
State Farm $2,862 $3,019 $3,179
Travelers $4,337 $4,577 $4,746
USAA $2,416 $2,527 $2,656

What affects car insurance rates in Robards, Kentucky?

What factors can have an impact on Robards, KY car insurance? There are several reasons why Robards car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Robards, Kentucky.

Commute Time in Robards

The more time you spend in your car the higher the risk of an accident. The average commute length in Robards, KY is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Robards, KY

Ready to find affordable Robards, Kentucky car insurance today? Enter your ZIP code for fast, free Robards, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption