Compare Roby, MO Car Insurance Rates (2021)

Car insurance in Roby, MO averages $260 a month. Roby, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Roby car insurance rates, compare quotes from the top car insurance companies in Roby, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Roby for teen drivers is Nationwide
  • The cheapest car insurance company in Roby is Nationwide
  • Average car insurance rates in Roby, MO after a DUI are $3,642/year

If you need to buy Roby, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Roby, MO is right here.

You’ll find Roby car insurance rates, the cheapest Roby, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Roby, Missouri car insurance rates to Lee’s Summit car insurance rates, Florissant car insurance rates, and Columbia car insurance rates.

Ready to find affordable Roby, MO car insurance today? Enter your ZIP code for fast, free Roby car insurance quotes.

Cheapest Roby, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roby, MO car insurance rates? Every Roby, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roby, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,195 $2,188 $1,963 $2,076 $8,945 $9,250 $2,506 $2,627
GEICO $1,740 $1,942 $1,350 $1,707 $5,335 $5,666 $1,606 $1,625
Liberty Mutual $2,552 $2,765 $2,102 $2,353 $8,745 $9,706 $2,692 $2,878
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,957 $1,828 $1,598 $1,645 $6,242 $7,023 $2,389 $2,456
State Farm $1,463 $1,463 $1,306 $1,306 $4,200 $5,294 $1,645 $1,881
USAA $1,556 $1,542 $1,404 $1,428 $4,603 $5,620 $1,932 $2,146

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Minimum Car Insurance in Roby, MO

Every driver must carry the minimum car insurance in Roby, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Roby, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Roby, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roby, MO. Compare credit history car insurance rates in Roby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roby, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,140 $2,913 $2,453
Farmers $4,539 $3,776 $3,591
GEICO $3,617 $2,359 $1,889
Liberty Mutual $6,069 $3,695 $2,908
Nationwide $2,473 $2,045 $1,777
Progressive $3,645 $3,009 $2,773
State Farm $3,174 $2,077 $1,709
USAA $4,206 $1,968 $1,413

Cheapest Roby, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roby, MO to rates for a clean record with top companies.

Annual Roby, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,442 $4,261 $4,169 $4,004
GEICO $2,062 $2,650 $3,543 $2,231
Liberty Mutual $3,069 $4,402 $4,543 $4,883
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,732 $3,630 $3,019 $3,188
State Farm $2,134 $2,506 $2,320 $2,320
USAA $2,029 $2,462 $3,409 $2,217

Cheapest Roby, MO Car Insurance for Teen Drivers

Teen car insurance in Roby, MO can be expensive. Take a look at rates from the top car insurance companies in Roby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roby, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,346
Farmers $8,945 $9,250
GEICO $5,335 $5,666
Liberty Mutual $8,745 $9,706
Nationwide $3,555 $4,537
Progressive $6,242 $7,023
State Farm $4,200 $5,294
USAA $4,603 $5,620

Cheapest Roby, MO Car Insurance for Seniors

Take a look at Roby, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roby, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,848 $1,848
Farmers $1,963 $2,076
GEICO $1,350 $1,707
Liberty Mutual $2,102 $2,353
Nationwide $1,251 $1,321
Progressive $1,598 $1,645
State Farm $1,306 $1,306
USAA $1,404 $1,428

Cheapest Roby, MO Car Insurance Rates After a DUI

A DUI in Roby, MO increases car insurance rates. Compare Roby, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roby, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,158
Farmers $4,169
GEICO $3,543
Liberty Mutual $4,543
Nationwide $2,826
Progressive $3,019
State Farm $2,320
USAA $3,409

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Cheapest Roby, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roby, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roby, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,137 $3,200
Farmers $3,969 $3,969
GEICO $2,572 $2,672
Liberty Mutual $4,224 $4,224
Nationwide $2,099 $2,099
Progressive $3,142 $3,142
State Farm $2,264 $2,376
USAA $2,437 $2,620

The Best Cheap Car Insurance Companies in Roby, MO

Take a look at a side-by-side comparison of the top car insurance companies in Roby, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roby, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,169
Farmers $3,969
GEICO $2,622
Liberty Mutual $4,224
Nationwide $2,099
Progressive $3,142
State Farm $2,320
USAA $2,529

Category Winners: Cheapest Car Insurance in Roby, Missouri

Find the cheapest car insurance companies in Roby, MO for each category right here.

Best Annual Car Insurance Rates by Company in Roby, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Roby, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roby car insurance rates. Find the cheapest Roby, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roby, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,077 $3,269 $3,160
Farmers $3,725 $3,932 $4,249
GEICO $2,469 $2,638 $2,758
Liberty Mutual $3,999 $4,242 $4,431
Nationwide $1,970 $2,118 $2,208
Progressive $2,841 $3,149 $3,437
State Farm $2,182 $2,327 $2,450
USAA $2,414 $2,520 $2,654

Compare Car Insurance Quotes in Roby, MO

Ready to find affordable Roby, Missouri car insurance today? Enter your ZIP code for fast, free Roby, MO car insurance quotes.

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