Compare Rochester, NH Car Insurance Rates (2021)

Car insurance in Rochester, NH averages $249 a month. Rochester, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rochester car insurance rates, compare quotes from the top car insurance companies in Rochester, NH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rochester, NH are $2,983/year
  • The cheapest car insurance company in Rochester is GEICO
  • Average car insurance rates in Rochester, NH after a DUI are $3,463/year

If you need to buy Rochester, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Rochester, NH is right here.

You’ll find Rochester car insurance rates, the cheapest Rochester, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Rochester, New Hampshire car insurance rates to Concord car insurance rates, Laconia car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Rochester, NH car insurance today? Enter your ZIP code for fast, free Rochester car insurance quotes.

Cheapest Rochester, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rochester, NH car insurance rates? Every Rochester, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rochester, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,976 $1,985 $2,175 $3,770 $4,748 $1,961 $2,080
GEICO $994 $984 $891 $891 $2,404 $3,335 $1,036 $1,552
Liberty Mutual $4,521 $4,884 $3,688 $4,148 $16,558 $18,368 $4,754 $5,022
Nationwide $1,701 $1,724 $1,532 $1,608 $4,769 $6,057 $1,961 $2,105
Progressive $1,290 $1,173 $1,125 $1,136 $5,974 $6,589 $1,516 $1,516
State Farm $1,348 $1,348 $1,231 $1,231 $4,077 $5,058 $1,505 $1,709
USAA $863 $846 $809 $810 $3,605 $3,971 $1,076 $1,177

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Minimum Car Insurance in Rochester, NH

Every driver must carry the minimum car insurance in Rochester, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Rochester, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rochester, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rochester, NH. Compare credit history car insurance rates in Rochester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rochester, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,161 $2,340 $2,209
GEICO $1,786 $1,467 $1,280
Liberty Mutual $11,099 $6,805 $5,325
Nationwide $3,123 $2,561 $2,362
Progressive $2,816 $2,478 $2,326
State Farm $3,099 $1,929 $1,537
USAA $2,223 $1,470 $1,241

Cheapest Rochester, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rochester, NH to rates for a clean record with top companies.

Annual Rochester, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,145 $2,902 $2,739 $2,493
GEICO $1,340 $1,487 $1,877 $1,340
Liberty Mutual $4,867 $8,799 $9,013 $8,294
Nationwide $2,059 $2,869 $3,511 $2,289
Progressive $2,183 $3,016 $2,404 $2,557
State Farm $2,016 $2,159 $2,564 $2,016
USAA $1,268 $1,705 $2,132 $1,473

Cheapest Rochester, NH Car Insurance for Teen Drivers

Teen car insurance in Rochester, NH can be expensive. Take a look at rates from the top car insurance companies in Rochester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rochester, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,770 $4,748
GEICO $2,404 $3,335
Liberty Mutual $16,558 $18,368
Nationwide $4,769 $6,057
Progressive $5,974 $6,589
State Farm $4,077 $5,058
USAA $3,605 $3,971

Cheapest Rochester, NH Car Insurance for Seniors

Take a look at Rochester, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rochester, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,985 $2,175
GEICO $891 $891
Liberty Mutual $3,688 $4,148
Nationwide $1,532 $1,608
Progressive $1,125 $1,136
State Farm $1,231 $1,231
USAA $809 $810

Cheapest Rochester, NH Car Insurance Rates After a DUI

A DUI in Rochester, NH increases car insurance rates. Compare Rochester, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rochester, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,739
GEICO $1,877
Liberty Mutual $9,013
Nationwide $3,511
Progressive $2,404
State Farm $2,564
USAA $2,132

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Cheapest Rochester, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rochester, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rochester, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,535 $2,604
GEICO $1,498 $1,524
Liberty Mutual $7,743 $7,743
Nationwide $2,682 $2,682
Progressive $2,540 $2,540
State Farm $2,138 $2,239
USAA $1,628 $1,661

Cheapest Rochester, NH Car Insurance Rates by ZIP Code

Rochester car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rochester, NH.

Annual Car Insurance Rates by ZIP Code in Rochester, New Hampshire

ZIP Code Average Annual Rates
3839 $2,987
3867 $2,981
3868 $2,981

The Best Cheap Car Insurance Companies in Rochester, NH

Take a look at a side-by-side comparison of the top car insurance companies in Rochester, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rochester, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,570
GEICO $1,511
Liberty Mutual $7,743
Nationwide $2,682
Progressive $2,540
State Farm $2,189
USAA $1,645

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Category Winners: Cheapest Car Insurance in Rochester, New Hampshire

Find the cheapest car insurance companies in Rochester, NH for each category right here.

Best Annual Car Insurance Rates by Company in Rochester, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Rochester, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rochester car insurance rates. Find the cheapest Rochester, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rochester, New Hampshire

Insurance Company Low Medium High
Allstate $2,495 $2,566 $2,649
GEICO $1,432 $1,501 $1,599
Liberty Mutual $7,413 $7,717 $8,100
Nationwide $2,855 $2,645 $2,546
Progressive $2,427 $2,540 $2,653
State Farm $2,079 $2,191 $2,296
USAA $1,572 $1,641 $1,721

What affects car insurance rates in Rochester, New Hampshire?

What factors can have an impact on Rochester, NH car insurance? There are several reasons why Rochester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rochester, New Hampshire.

Car Theft in Rochester

High levels of vehicle theft can make car insurance more expensive. Rochester, NH car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Rochester

The more time you spend in your car the higher the risk of an accident. The average commute length in Rochester, NH is 27.2 minutes according to City-Data.

Traffic in Rochester

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rochester, NH traffic data from INRIX ranks Rochester as the 252nd-most congested in the world.

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Compare Car Insurance Quotes in Rochester, NH

Ready to find affordable Rochester, New Hampshire car insurance today? Enter your ZIP code for fast, free Rochester, NH car insurance quotes.

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