Compare Rock Hill, MO Car Insurance Rates (2021)

Car insurance in Rock Hill, MO averages $313 a month. Rock Hill, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rock Hill car insurance rates, compare quotes from the top car insurance companies in Rock Hill, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rock Hill for teen drivers is Nationwide
  • Average car insurance rates in Rock Hill, MO after a DUI are $4,405/year
  • The cheapest car insurance company in Rock Hill is USAA

If you need to buy Rock Hill, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rock Hill, MO is right here.

You’ll find Rock Hill car insurance rates, the cheapest Rock Hill, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rock Hill, Missouri car insurance rates to St. Louis car insurance rates, Blue Springs car insurance rates, and Springfield car insurance rates.

Ready to find affordable Rock Hill, MO car insurance today? Enter your ZIP code for fast, free Rock Hill car insurance quotes.

Cheapest Rock Hill, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rock Hill, MO car insurance rates? Every Rock Hill, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rock Hill, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,328 $2,328 $2,077 $2,077 $6,535 $8,472 $2,328 $2,707
Farmers $2,690 $2,677 $2,390 $2,538 $11,534 $11,958 $3,062 $3,181
GEICO $1,983 $2,228 $1,551 $2,029 $6,411 $6,716 $1,797 $1,775
Liberty Mutual $2,929 $3,172 $2,409 $2,711 $10,817 $12,027 $3,069 $3,249
Nationwide $1,801 $1,829 $1,618 $1,703 $4,758 $6,056 $2,074 $2,234
Progressive $2,342 $2,129 $1,931 $1,983 $8,414 $9,410 $2,845 $2,910
State Farm $1,682 $1,682 $1,532 $1,532 $5,264 $6,597 $1,904 $2,192
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Rock Hill, MO

Every driver must carry the minimum car insurance in Rock Hill, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rock Hill, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rock Hill, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rock Hill, MO. Compare credit history car insurance rates in Rock Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rock Hill, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $4,711 $3,316 $2,792
Farmers $5,686 $4,779 $4,545
GEICO $4,230 $2,753 $2,201
Liberty Mutual $7,214 $4,440 $3,490
Nationwide $3,243 $2,697 $2,337
Progressive $4,587 $3,844 $3,555
State Farm $3,963 $2,466 $1,964
USAA $4,567 $2,109 $1,505

Cheapest Rock Hill, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rock Hill, MO to rates for a clean record with top companies.

Annual Rock Hill, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,669 $3,878 $4,811 $3,068
Farmers $4,302 $5,410 $5,284 $5,019
GEICO $2,338 $3,102 $4,255 $2,550
Liberty Mutual $3,649 $5,286 $5,413 $5,843
Nationwide $2,131 $2,784 $3,773 $2,349
Progressive $3,406 $4,706 $3,820 $4,050
State Farm $2,544 $3,052 $2,798 $2,798
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Rock Hill, MO Car Insurance for Teen Drivers

Teen car insurance in Rock Hill, MO can be expensive. Take a look at rates from the top car insurance companies in Rock Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rock Hill, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $6,535 $8,472
Farmers $11,534 $11,958
GEICO $6,411 $6,716
Liberty Mutual $10,817 $12,027
Nationwide $4,758 $6,056
Progressive $8,414 $9,410
State Farm $5,264 $6,597
USAA $5,002 $6,115

Cheapest Rock Hill, MO Car Insurance for Seniors

Take a look at Rock Hill, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rock Hill, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,077 $2,077
Farmers $2,390 $2,538
GEICO $1,551 $2,029
Liberty Mutual $2,409 $2,711
Nationwide $1,618 $1,703
Progressive $1,931 $1,983
State Farm $1,532 $1,532
USAA $1,491 $1,518

Cheapest Rock Hill, MO Car Insurance Rates After a DUI

A DUI in Rock Hill, MO increases car insurance rates. Compare Rock Hill, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rock Hill, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,799
American Family $4,811
Farmers $5,284
GEICO $4,255
Liberty Mutual $5,413
Nationwide $3,773
Progressive $3,820
State Farm $2,798
USAA $3,694

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Cheapest Rock Hill, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rock Hill, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rock Hill, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,571 $3,642
Farmers $5,004 $5,004
GEICO $3,007 $3,116
Liberty Mutual $5,048 $5,048
Nationwide $2,759 $2,759
Progressive $3,995 $3,995
State Farm $2,728 $2,868
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Rock Hill, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rock Hill, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rock Hill, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,606
Farmers $5,004
GEICO $3,061
Liberty Mutual $5,048
Nationwide $2,759
Progressive $3,995
State Farm $2,798
USAA $2,727

Category Winners: Cheapest Car Insurance in Rock Hill, Missouri

Find the cheapest car insurance companies in Rock Hill, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rock Hill, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Rock Hill, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rock Hill car insurance rates. Find the cheapest Rock Hill, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rock Hill, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,483 $3,719 $3,616
Farmers $4,666 $4,956 $5,389
GEICO $2,820 $3,096 $3,268
Liberty Mutual $4,712 $5,078 $5,353
Nationwide $2,576 $2,790 $2,911
Progressive $3,559 $4,011 $4,417
State Farm $2,593 $2,812 $2,988
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Rock Hill, Missouri?

What factors can have an impact on Rock Hill, MO car insurance? There are several reasons why Rock Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rock Hill, Missouri.

Commute Time in Rock Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Rock Hill, MO is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Rock Hill, MO

Ready to find affordable Rock Hill, Missouri car insurance today? Enter your ZIP code for fast, free Rock Hill, MO car insurance quotes.

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