Compare Rock Hill, SC Car Insurance Rates (2021)

Car insurance in Rock Hill, SC averages $305 a month. Rock Hill, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rock Hill car insurance rates, compare quotes from the top car insurance companies in Rock Hill, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Rock Hill is 29734
  • Average car insurance rates in Rock Hill, SC are $3,658/year
  • The cheapest car insurance company in Rock Hill is State Farm

If you need to buy Rock Hill, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Rock Hill, SC is right here.

You’ll find Rock Hill car insurance rates, the cheapest Rock Hill, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Rock Hill, South Carolina car insurance rates to Goose Creek car insurance rates, North Charleston car insurance rates, and Greenville car insurance rates.

Ready to find affordable Rock Hill, SC car insurance today? Enter your ZIP code for fast, free Rock Hill car insurance quotes.

Cheapest Rock Hill, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rock Hill, SC car insurance rates? Every Rock Hill, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rock Hill, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,460 $2,460 $2,348 $2,348 $6,314 $8,073 $2,728 $2,970
Farmers $3,638 $3,663 $3,481 $3,779 $9,584 $10,550 $3,966 $3,991
GEICO $2,337 $2,337 $2,133 $2,133 $5,768 $5,896 $2,734 $2,808
Nationwide $2,292 $2,318 $2,071 $2,143 $5,582 $7,154 $2,594 $2,817
Progressive $2,094 $1,922 $1,809 $1,895 $8,957 $9,876 $2,408 $2,504
State Farm $1,829 $1,829 $1,667 $1,667 $5,386 $6,748 $2,055 $2,322
USAA $1,635 $1,639 $1,505 $1,504 $6,560 $7,177 $2,151 $2,262

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Minimum Car Insurance in Rock Hill, SC

Every driver must carry the minimum car insurance in Rock Hill, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Rock Hill, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rock Hill, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rock Hill, SC. Compare credit history car insurance rates in Rock Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rock Hill, South Carolina

Insurance Company Poor Fair Good
Allstate $4,660 $3,515 $2,963
Farmers $6,126 $5,155 $4,714
GEICO $4,985 $2,681 $2,139
Nationwide $3,996 $3,257 $2,861
Progressive $4,359 $3,843 $3,597
State Farm $4,212 $2,575 $2,027
USAA $4,751 $2,351 $2,060

Cheapest Rock Hill, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rock Hill, SC to rates for a clean record with top companies.

Annual Rock Hill, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,808 $4,422 $3,925 $3,696
Farmers $4,456 $6,159 $5,126 $5,586
GEICO $2,505 $3,224 $4,840 $2,505
Nationwide $2,703 $3,465 $4,352 $2,966
Progressive $3,216 $4,707 $3,933 $3,877
State Farm $2,658 $3,280 $2,907 $2,907
USAA $2,414 $2,979 $4,118 $2,706

Cheapest Rock Hill, SC Car Insurance for Teen Drivers

Teen car insurance in Rock Hill, SC can be expensive. Take a look at rates from the top car insurance companies in Rock Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rock Hill, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,314 $8,073
Farmers $9,584 $10,550
GEICO $5,768 $5,896
Nationwide $5,582 $7,154
Progressive $8,957 $9,876
State Farm $5,386 $6,748
USAA $6,560 $7,177

Cheapest Rock Hill, SC Car Insurance for Seniors

Take a look at Rock Hill, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rock Hill, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,348 $2,348
Farmers $3,481 $3,779
GEICO $2,133 $2,133
Nationwide $2,071 $2,143
Progressive $1,809 $1,895
State Farm $1,667 $1,667
USAA $1,505 $1,504

Cheapest Rock Hill, SC Car Insurance Rates After a DUI

A DUI in Rock Hill, SC increases car insurance rates. Compare Rock Hill, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rock Hill, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,925
Farmers $5,126
GEICO $4,840
Nationwide $4,352
Progressive $3,933
State Farm $2,907
USAA $4,118

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Cheapest Rock Hill, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rock Hill, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rock Hill, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,634 $3,791
Farmers $5,332 $5,332
GEICO $3,250 $3,287
Nationwide $3,371 $3,371
Progressive $3,933 $3,933
State Farm $2,865 $3,011
USAA $3,022 $3,086

Cheapest Rock Hill, SC Car Insurance Rates by ZIP Code

Rock Hill car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rock Hill, SC.

Annual Car Insurance Rates by ZIP Code in Rock Hill, South Carolina

ZIP Code Average Annual Rates
29733 $3,573
29734 $3,219

The Best Cheap Car Insurance Companies in Rock Hill, SC

Take a look at a side-by-side comparison of the top car insurance companies in Rock Hill, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rock Hill, South Carolina

Insurance Company Average Annual Rates
Allstate $3,713
Farmers $5,332
GEICO $3,268
Nationwide $3,371
Progressive $3,933
State Farm $2,938
USAA $3,054

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Category Winners: Cheapest Car Insurance in Rock Hill, South Carolina

Find the cheapest car insurance companies in Rock Hill, SC for each category right here.

Best Annual Car Insurance Rates by Company in Rock Hill, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Rock Hill, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rock Hill car insurance rates. Find the cheapest Rock Hill, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rock Hill, South Carolina

Insurance Company Low Medium High
Allstate $3,504 $3,696 $3,937
Farmers $4,743 $5,330 $5,923
GEICO $3,038 $3,235 $3,533
Nationwide $3,324 $3,373 $3,417
Progressive $3,627 $3,881 $4,291
State Farm $2,717 $2,937 $3,161
USAA $2,888 $3,050 $3,224

What affects car insurance rates in Rock Hill, South Carolina?

What factors can have an impact on Rock Hill, SC car insurance? There are several reasons why Rock Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rock Hill, South Carolina.

Commute Time in Rock Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Rock Hill, SC is 24.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Rock Hill, SC

Ready to find affordable Rock Hill, South Carolina car insurance today? Enter your ZIP code for fast, free Rock Hill, SC car insurance quotes.

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