Compare Rock Island, TX Car Insurance Rates (2021)

Car insurance in Rock Island, TX averages $320 a month. Rock Island, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rock Island car insurance rates, compare quotes from the top car insurance companies in Rock Island, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rock Island, TX are $3,841/year
  • Average car insurance rates in Rock Island, TX after a DUI are $4,332/year
  • The cheapest car insurance company in Rock Island is USAA

If you need to buy Rock Island, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Rock Island, TX is right here.

You’ll find Rock Island car insurance rates, the cheapest Rock Island, TX car insurance companies, and information on Texas car insurance laws. You can also compare Rock Island, Texas car insurance rates to El Paso car insurance rates, Corpus Christi car insurance rates, and Austin car insurance rates.

Ready to find affordable Rock Island, TX car insurance today? Enter your ZIP code for fast, free Rock Island car insurance quotes.

Cheapest Rock Island, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rock Island, TX car insurance rates? Every Rock Island, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rock Island, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,431 $3,466 $3,389 $3,389 $8,963 $10,831 $4,242 $4,427
American Family $3,394 $3,821 $3,243 $3,757 $9,730 $12,678 $5,030 $5,742
GEICO $2,449 $2,644 $2,365 $2,675 $5,357 $5,595 $2,650 $2,653
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,179 $2,071 $1,938 $1,976 $8,961 $9,994 $2,573 $2,611
State Farm $1,844 $1,844 $1,631 $1,631 $4,250 $5,388 $1,993 $2,059
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

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Minimum Car Insurance in Rock Island, TX

Every driver must carry the minimum car insurance in Rock Island, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Rock Island, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rock Island, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rock Island, TX. Compare credit history car insurance rates in Rock Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rock Island, Texas

Insurance Company Poor Fair Good
Allstate $6,700 $4,905 $4,196
American Family $8,024 $5,209 $4,540
GEICO $5,092 $2,882 $1,922
Nationwide $4,074 $3,275 $2,848
Progressive $4,552 $3,926 $3,636
State Farm $3,657 $2,273 $1,810
USAA $3,502 $2,022 $1,626

Cheapest Rock Island, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rock Island, TX to rates for a clean record with top companies.

Annual Rock Island, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,110 $6,293 $6,556 $4,110
American Family $5,373 $6,912 $6,039 $5,373
GEICO $2,800 $3,703 $3,088 $3,603
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,526 $4,544 $4,116 $3,966
State Farm $2,310 $2,627 $3,073 $2,310
USAA $1,778 $2,621 $3,093 $2,041

Cheapest Rock Island, TX Car Insurance for Teen Drivers

Teen car insurance in Rock Island, TX can be expensive. Take a look at rates from the top car insurance companies in Rock Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rock Island, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,963 $10,831
American Family $9,730 $12,678
GEICO $5,357 $5,595
Nationwide $6,027 $7,731
Progressive $8,961 $9,994
State Farm $4,250 $5,388
USAA $4,265 $4,651

Cheapest Rock Island, TX Car Insurance for Seniors

Take a look at Rock Island, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rock Island, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,389
American Family $3,243 $3,757
GEICO $2,365 $2,675
Nationwide $1,893 $2,004
Progressive $1,938 $1,976
State Farm $1,631 $1,631
USAA $1,451 $1,442

Cheapest Rock Island, TX Car Insurance Rates After a DUI

A DUI in Rock Island, TX increases car insurance rates. Compare Rock Island, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rock Island, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,556
American Family $6,039
GEICO $3,088
Nationwide $4,361
Progressive $4,116
State Farm $3,073
USAA $3,093

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Cheapest Rock Island, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rock Island, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rock Island, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,392
American Family $5,924 $5,924
GEICO $3,237 $3,359
Nationwide $3,399 $3,399
Progressive $4,038 $4,038
State Farm $2,580 $2,580
USAA $2,353 $2,414

The Best Cheap Car Insurance Companies in Rock Island, TX

Take a look at a side-by-side comparison of the top car insurance companies in Rock Island, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rock Island, Texas

Insurance Company Average Annual Rates
Allstate $5,267
American Family $5,924
GEICO $3,298
Nationwide $3,399
Progressive $4,038
State Farm $2,580
USAA $2,383

Category Winners: Cheapest Car Insurance in Rock Island, Texas

Find the cheapest car insurance companies in Rock Island, TX for each category right here.

Best Annual Car Insurance Rates by Company in Rock Island, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rock Island, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rock Island car insurance rates. Find the cheapest Rock Island, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rock Island, Texas

Insurance Company Low Medium High
Allstate $5,145 $5,222 $5,434
American Family $5,450 $5,667 $6,655
GEICO $3,131 $3,258 $3,506
Nationwide $3,675 $3,255 $3,267
Progressive $3,841 $4,018 $4,255
State Farm $2,458 $2,572 $2,710
USAA $2,305 $2,374 $2,471

Compare Car Insurance Quotes in Rock Island, TX

Ready to find affordable Rock Island, Texas car insurance today? Enter your ZIP code for fast, free Rock Island, TX car insurance quotes.

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