Compare Rock Point, MD Car Insurance Rates (2021)

Car insurance in Rock Point, MD averages $369 a month. Rock Point, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Rock Point car insurance rates, compare quotes from the top car insurance companies in Rock Point, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rock Point, MD after a DUI are $5,170/year
  • The cheapest car insurance company in Rock Point is USAA
  • Average car insurance rates in Rock Point, MD are $4,430/year

If you need to buy Rock Point, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Rock Point, MD is right here.

You’ll find Rock Point car insurance rates, the cheapest Rock Point, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Rock Point, Maryland car insurance rates to Annapolis car insurance rates, Salisbury car insurance rates, and Bowie car insurance rates.

Ready to find affordable Rock Point, MD car insurance today? Enter your ZIP code for fast, free Rock Point car insurance quotes.

Cheapest Rock Point, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rock Point, MD car insurance rates? Every Rock Point, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rock Point, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $2,076 $2,089 $1,873 $1,934 $4,856 $6,399 $2,402 $2,595
Progressive $2,019 $1,833 $1,767 $1,800 $7,041 $7,704 $2,350 $2,313
State Farm $2,524 $2,524 $2,310 $2,310 $7,847 $10,061 $2,812 $3,176
USAA $2,064 $2,031 $1,920 $1,923 $4,546 $5,377 $2,392 $2,675

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Minimum Car Insurance in Rock Point, MD

Every driver must carry the minimum car insurance in Rock Point, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Rock Point, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rock Point, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rock Point, MD. Compare credit history car insurance rates in Rock Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rock Point, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,880 $2,734 $2,469
Progressive $4,232 $3,170 $2,659
State Farm $6,134 $3,642 $2,810
USAA $3,831 $2,619 $2,148

Cheapest Rock Point, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rock Point, MD to rates for a clean record with top companies.

Annual Rock Point, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,661 $3,582 $2,848 $3,021
Progressive $2,874 $3,780 $3,466 $3,293
State Farm $3,770 $4,716 $4,148 $4,148
USAA $2,255 $2,756 $4,026 $2,428

Cheapest Rock Point, MD Car Insurance for Teen Drivers

Teen car insurance in Rock Point, MD can be expensive. Take a look at rates from the top car insurance companies in Rock Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rock Point, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,856 $6,399
Progressive $7,041 $7,704
State Farm $7,847 $10,061
USAA $4,546 $5,377

Cheapest Rock Point, MD Car Insurance for Seniors

Take a look at Rock Point, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rock Point, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,873 $1,934
Progressive $1,767 $1,800
State Farm $2,310 $2,310
USAA $1,920 $1,923

Cheapest Rock Point, MD Car Insurance Rates After a DUI

A DUI in Rock Point, MD increases car insurance rates. Compare Rock Point, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rock Point, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,848
Progressive $3,466
State Farm $4,148
USAA $4,026

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Cheapest Rock Point, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rock Point, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rock Point, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $3,028 $3,028
Progressive $3,353 $3,353
State Farm $4,088 $4,302
USAA $2,776 $2,956

The Best Cheap Car Insurance Companies in Rock Point, MD

Take a look at a side-by-side comparison of the top car insurance companies in Rock Point, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rock Point, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $3,028
Progressive $3,353
State Farm $4,195
USAA $2,866

Category Winners: Cheapest Car Insurance in Rock Point, Maryland

Find the cheapest car insurance companies in Rock Point, MD for each category right here.

Best Annual Car Insurance Rates by Company in Rock Point, Maryland

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Rock Point, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rock Point car insurance rates. Find the cheapest Rock Point, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rock Point, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,909 $3,035 $3,139
Progressive $3,212 $3,356 $3,492
State Farm $3,978 $4,206 $4,402
USAA $2,719 $2,875 $3,004

Compare Car Insurance Quotes in Rock Point, MD

Ready to find affordable Rock Point, Maryland car insurance today? Enter your ZIP code for fast, free Rock Point, MD car insurance quotes.

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