Compare Rock Stream, NY Car Insurance Rates (2021)

Car insurance in Rock Stream, NY averages $251 a month. Rock Stream, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rock Stream car insurance rates, compare quotes from the top car insurance companies in Rock Stream, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rock Stream, NY after a DUI are $3,935/year
  • Average car insurance rates in Rock Stream, NY are $3,010/year
  • The cheapest car insurance company in Rock Stream is GEICO

If you need to buy Rock Stream, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Rock Stream, NY is right here.

You’ll find Rock Stream car insurance rates, the cheapest Rock Stream, NY car insurance companies, and information on New York car insurance laws. You can also compare Rock Stream, New York car insurance rates to Buffalo car insurance rates, New York car insurance rates, and Rochester car insurance rates.

Ready to find affordable Rock Stream, NY car insurance today? Enter your ZIP code for fast, free Rock Stream car insurance quotes.

Cheapest Rock Stream, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rock Stream, NY car insurance rates? Every Rock Stream, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rock Stream, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,277 $1,230 $1,241 $1,223 $2,614 $3,772 $1,155 $1,184
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,528 $1,449 $1,247 $1,259 $4,791 $5,332 $1,946 $1,894
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,387 $2,398 $2,156 $2,307 $5,336 $6,257 $2,525 $2,623
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Rock Stream, NY

Every driver must carry the minimum car insurance in Rock Stream, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Rock Stream, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rock Stream, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rock Stream, NY. Compare credit history car insurance rates in Rock Stream from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rock Stream, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,144 $1,577 $1,415
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,385 $2,385 $2,385
Progressive $3,858 $1,984 $1,451
State Farm $4,950 $3,103 $2,463
Travelers $4,462 $2,824 $2,460
USAA $4,512 $2,242 $1,983

Cheapest Rock Stream, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rock Stream, NY to rates for a clean record with top companies.

Annual Rock Stream, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,364 $1,486 $2,634 $1,364
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,369 $2,369 $2,604 $2,382
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,795 $3,461 $3,510 $3,230
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Rock Stream, NY Car Insurance for Teen Drivers

Teen car insurance in Rock Stream, NY can be expensive. Take a look at rates from the top car insurance companies in Rock Stream for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rock Stream, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,614 $3,772
Liberty Mutual $6,426 $10,422
Nationwide $3,166 $4,680
Progressive $4,791 $5,332
State Farm $6,474 $8,372
Travelers $5,336 $6,257
USAA $6,103 $7,296

Cheapest Rock Stream, NY Car Insurance for Seniors

Take a look at Rock Stream, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rock Stream, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,241 $1,223
Liberty Mutual $3,095 $3,095
Nationwide $1,728 $1,728
Progressive $1,247 $1,259
State Farm $1,914 $1,914
Travelers $2,156 $2,307
USAA $1,379 $1,382

Cheapest Rock Stream, NY Car Insurance Rates After a DUI

A DUI in Rock Stream, NY increases car insurance rates. Compare Rock Stream, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rock Stream, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,634
Liberty Mutual $7,251
Nationwide $3,981
Progressive $2,604
State Farm $3,670
Travelers $3,510
USAA $3,799

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Cheapest Rock Stream, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rock Stream, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rock Stream, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,662 $1,762
Liberty Mutual $4,440 $4,696
Nationwide $2,385 $2,385
Progressive $2,431 $2,431
State Farm $3,383 $3,627
Travelers $3,249 $3,249
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Rock Stream, NY

Take a look at a side-by-side comparison of the top car insurance companies in Rock Stream, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rock Stream, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,712
Liberty Mutual $4,568
Nationwide $2,385
Progressive $2,431
State Farm $3,505
Travelers $3,249
USAA $2,912

Category Winners: Cheapest Car Insurance in Rock Stream, New York

Find the cheapest car insurance companies in Rock Stream, NY for each category right here.

Best Annual Car Insurance Rates by Company in Rock Stream, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Rock Stream, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rock Stream car insurance rates. Find the cheapest Rock Stream, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rock Stream, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,627 $1,707 $1,802
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,255 $2,367 $2,534
Progressive $2,323 $2,419 $2,551
State Farm $3,316 $3,527 $3,673
Travelers $3,113 $3,222 $3,410
USAA $2,839 $2,901 $2,997

Compare Car Insurance Quotes in Rock Stream, NY

Ready to find affordable Rock Stream, New York car insurance today? Enter your ZIP code for fast, free Rock Stream, NY car insurance quotes.

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