Compare Rockford, MI Car Insurance Rates (2021)

Car insurance in Rockford, MI averages $737 a month. Rockford, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Rockford car insurance rates, compare quotes from the top car insurance companies in Rockford, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Rockford for teen drivers is USAA
  • Average car insurance rates in Rockford, MI are $8,850/year
  • Average car insurance rates in Rockford, MI after a DUI are $14,991/year

If you need to buy Rockford, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Rockford, MI is right here.

You’ll find Rockford car insurance rates, the cheapest Rockford, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Rockford, Michigan car insurance rates to Livonia car insurance rates, Dearborn car insurance rates, and Warren car insurance rates.

Ready to find affordable Rockford, MI car insurance today? Enter your ZIP code for fast, free Rockford car insurance quotes.

Cheapest Rockford, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rockford, MI car insurance rates? Every Rockford, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockford, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,066 $16,066 $14,884 $14,884 $40,407 $40,407 $16,938 $16,938
Farmers $4,007 $4,007 $3,737 $3,737 $8,925 $8,925 $4,502 $4,502
GEICO $3,729 $3,729 $3,825 $3,825 $10,835 $10,835 $3,572 $3,572
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,719 $2,719 $2,443 $2,443 $6,792 $6,792 $2,959 $2,959
Progressive $2,509 $2,378 $2,232 $2,420 $9,707 $10,607 $2,935 $2,835
State Farm $5,995 $5,995 $5,552 $5,552 $20,974 $20,974 $7,043 $7,043
Travelers $4,850 $4,850 $4,165 $4,165 $14,603 $14,603 $5,267 $5,267
USAA $2,687 $2,536 $2,526 $2,379 $6,546 $6,195 $3,266 $3,121

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Rockford, MI

Every driver must carry the minimum car insurance in Rockford, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Rockford, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rockford, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rockford, MI. Compare credit history car insurance rates in Rockford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rockford, Michigan

Insurance Company Poor Fair Good
Allstate $33,450 $18,530 $14,242
Farmers $6,995 $4,620 $4,263
GEICO $7,056 $5,190 $4,224
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,613 $3,532 $3,039
Progressive $5,068 $4,330 $3,961
State Farm $16,021 $8,124 $5,528
Travelers $7,398 $7,178 $7,088
USAA $5,477 $3,123 $2,370

Cheapest Rockford, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rockford, MI to rates for a clean record with top companies.

Annual Rockford, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,783 $14,376 $48,068 $15,069
Farmers $4,454 $5,664 $5,595 $5,457
GEICO $1,903 $4,088 $12,415 $3,555
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,224 $4,224 $3,863 $3,601
Progressive $3,824 $4,940 $4,434 $4,613
State Farm $6,284 $7,538 $16,321 $9,420
Travelers $4,876 $6,972 $11,276 $5,761
USAA $2,942 $3,674 $4,806 $3,206

Cheapest Rockford, MI Car Insurance for Teen Drivers

Teen car insurance in Rockford, MI can be expensive. Take a look at rates from the top car insurance companies in Rockford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rockford, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,407 $40,407
Farmers $8,925 $8,925
GEICO $10,835 $10,835
Liberty Mutual $31,321 $31,321
Nationwide $6,792 $6,792
Progressive $9,707 $10,607
State Farm $20,974 $20,974
Travelers $14,603 $14,603
USAA $6,546 $6,195

Cheapest Rockford, MI Car Insurance for Seniors

Take a look at Rockford, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rockford, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,884 $14,884
Farmers $3,737 $3,737
GEICO $3,825 $3,825
Liberty Mutual $13,258 $13,258
Nationwide $2,443 $2,443
Progressive $2,232 $2,420
State Farm $5,552 $5,552
Travelers $4,165 $4,165
USAA $2,526 $2,379

Cheapest Rockford, MI Car Insurance Rates After a DUI

A DUI in Rockford, MI increases car insurance rates. Compare Rockford, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rockford, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $48,068
Farmers $5,595
GEICO $12,415
Liberty Mutual $28,135
Nationwide $3,863
Progressive $4,434
State Farm $16,321
Travelers $11,276
USAA $4,806

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rockford, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rockford, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rockford, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,074 $22,074
Farmers $5,293 $5,293
GEICO $5,368 $5,613
Liberty Mutual $17,230 $18,449
Nationwide $3,728 $3,728
Progressive $4,453 $4,453
State Farm $9,633 $10,149
Travelers $7,180 $7,263
USAA $3,615 $3,699

The Best Cheap Car Insurance Companies in Rockford, MI

Take a look at a side-by-side comparison of the top car insurance companies in Rockford, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rockford, Michigan

Insurance Company Average Annual Rates
Allstate $22,074
Farmers $5,293
GEICO $5,490
Liberty Mutual $17,840
Nationwide $3,728
Progressive $4,453
State Farm $9,891
Travelers $7,221
USAA $3,657

Category Winners: Cheapest Car Insurance in Rockford, Michigan

Find the cheapest car insurance companies in Rockford, MI for each category right here.

Best Annual Car Insurance Rates by Company in Rockford, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Rockford, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rockford car insurance rates. Find the cheapest Rockford, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rockford, Michigan

Insurance Company Low Medium High
Allstate $21,511 $22,124 $22,586
Farmers $5,152 $5,279 $5,447
GEICO $5,140 $5,442 $5,888
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,870 $3,673 $3,641
Progressive $4,318 $4,459 $4,581
State Farm $9,437 $9,947 $10,289
Travelers $7,150 $7,227 $7,287
USAA $3,557 $3,665 $3,748

What affects car insurance rates in Rockford, Michigan?

What factors can have an impact on Rockford, MI car insurance? There are several reasons why Rockford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rockford, Michigan.

Car Theft in Rockford

High levels of vehicle theft can make car insurance more expensive. Rockford, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Rockford

The more time you spend in your car the higher the risk of an accident. The average commute length in Rockford, MI is 25.4 minutes according to City-Data.

Traffic in Rockford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rockford, MI traffic data from INRIX ranks Rockford as the 463rd-most congested in the world.

Compare Car Insurance Quotes in Rockford, MI

Ready to find affordable Rockford, Michigan car insurance today? Enter your ZIP code for fast, free Rockford, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption