Compare Rockford, TN Car Insurance Rates (2021)

Car insurance in Rockford, TN averages $308 a month. Rockford, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rockford car insurance rates, compare quotes from the top car insurance companies in Rockford, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rockford for teen drivers is State Farm
  • Average car insurance rates in Rockford, TN after a DUI are $4,311/year
  • Average car insurance rates in Rockford, TN are $3,697/year

If you need to buy Rockford, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Rockford, TN is right here.

You’ll find Rockford car insurance rates, the cheapest Rockford, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Rockford, Tennessee car insurance rates to Chattanooga car insurance rates, Jackson car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Rockford, TN car insurance today? Enter your ZIP code for fast, free Rockford car insurance quotes.

Cheapest Rockford, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rockford, TN car insurance rates? Every Rockford, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockford, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,672 $2,564 $2,404 $2,495 $10,051 $10,931 $2,846 $2,946
Farmers $1,826 $1,859 $1,637 $1,799 $7,583 $8,059 $2,474 $2,622
GEICO $1,936 $1,949 $1,778 $1,778 $6,064 $6,153 $1,978 $2,042
Liberty Mutual $3,700 $129 $3,038 $3,400 $15,472 $17,205 $3,966 $4,220
Nationwide $2,329 $2,347 $2,084 $2,117 $6,478 $8,356 $2,683 $2,913
Progressive $1,963 $1,844 $1,602 $1,677 $8,984 $10,106 $2,366 $2,584
State Farm $1,594 $1,594 $1,448 $1,448 $5,025 $6,272 $1,806 $2,104
Travelers $1,889 $1,991 $1,715 $1,827 $5,318 $6,606 $2,014 $2,121
USAA $1,508 $1,533 $1,362 $1,361 $5,395 $6,191 $1,968 $2,095

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Minimum Car Insurance in Rockford, TN

Every driver must carry the minimum car insurance in Rockford, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Rockford, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rockford, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rockford, TN. Compare credit history car insurance rates in Rockford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rockford, Tennessee

Insurance Company Poor Fair Good
Allstate $5,884 $4,509 $3,448
Farmers $4,137 $3,243 $3,067
GEICO $3,355 $2,877 $2,647
Liberty Mutual $9,148 $5,625 $4,400
Nationwide $4,406 $3,492 $3,092
Progressive $4,364 $3,775 $3,533
State Farm $3,865 $2,318 $1,800
Travelers $3,737 $2,931 $2,138
USAA $3,878 $2,275 $1,877

Cheapest Rockford, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rockford, TN to rates for a clean record with top companies.

Annual Rockford, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,861 $4,603 $5,571 $4,420
Farmers $2,974 $3,683 $3,771 $3,501
GEICO $2,165 $2,884 $4,625 $2,165
Liberty Mutual $5,181 $7,480 $6,948 $5,956
Nationwide $3,167 $3,167 $4,765 $3,554
Progressive $3,425 $4,457 $3,647 $4,034
State Farm $2,416 $2,906 $2,661 $2,661
Travelers $2,376 $3,057 $3,382 $2,926
USAA $1,946 $2,918 $3,428 $2,414

Cheapest Rockford, TN Car Insurance for Teen Drivers

Teen car insurance in Rockford, TN can be expensive. Take a look at rates from the top car insurance companies in Rockford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rockford, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,051 $10,931
Farmers $7,583 $8,059
GEICO $6,064 $6,153
Liberty Mutual $15,472 $17,205
Nationwide $6,478 $8,356
Progressive $8,984 $10,106
State Farm $5,025 $6,272
Travelers $5,318 $6,606
USAA $5,395 $6,191

Cheapest Rockford, TN Car Insurance for Seniors

Take a look at Rockford, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rockford, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,404 $2,495
Farmers $1,637 $1,799
GEICO $1,778 $1,778
Liberty Mutual $3,038 $3,400
Nationwide $2,084 $2,117
Progressive $1,602 $1,677
State Farm $1,448 $1,448
Travelers $1,715 $1,827
USAA $1,362 $1,361

Cheapest Rockford, TN Car Insurance Rates After a DUI

A DUI in Rockford, TN increases car insurance rates. Compare Rockford, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rockford, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,571
Farmers $3,771
GEICO $4,625
Liberty Mutual $6,948
Nationwide $4,765
Progressive $3,647
State Farm $2,661
Travelers $3,382
USAA $3,428

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Cheapest Rockford, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rockford, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rockford, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,614 $4,614
Farmers $3,482 $3,482
GEICO $2,939 $2,981
Liberty Mutual $6,391 $6,391
Nationwide $3,663 $3,663
Progressive $3,891 $3,891
State Farm $2,597 $2,725
Travelers $2,819 $3,051
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Rockford, TN

Take a look at a side-by-side comparison of the top car insurance companies in Rockford, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rockford, Tennessee

Insurance Company Average Annual Rates
Allstate $4,614
Farmers $3,482
GEICO $2,960
Liberty Mutual $6,391
Nationwide $3,663
Progressive $3,891
State Farm $2,661
Travelers $2,935
USAA $2,677

Category Winners: Cheapest Car Insurance in Rockford, Tennessee

Find the cheapest car insurance companies in Rockford, TN for each category right here.

Best Annual Car Insurance Rates by Company in Rockford, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rockford, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rockford car insurance rates. Find the cheapest Rockford, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rockford, Tennessee

Insurance Company Low Medium High
Allstate $4,451 $4,603 $4,787
Farmers $3,284 $3,466 $3,697
GEICO $2,809 $2,953 $3,117
Liberty Mutual $6,100 $6,391 $6,682
Nationwide $3,698 $3,585 $3,707
Progressive $3,639 $3,892 $4,141
State Farm $2,500 $2,675 $2,809
Travelers $2,758 $2,933 $3,115
USAA $2,592 $2,667 $2,771

What affects car insurance rates in Rockford, Tennessee?

What factors can have an impact on Rockford, TN car insurance? There are several reasons why Rockford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rockford, Tennessee.

Commute Time in Rockford

The more time you spend in your car the higher the risk of an accident. The average commute length in Rockford, TN is 19.6 minutes according to City-Data.

Traffic in Rockford

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rockford, TN traffic data from INRIX ranks Rockford as the 463rd-most congested in the world.

Compare Car Insurance Quotes in Rockford, TN

Ready to find affordable Rockford, Tennessee car insurance today? Enter your ZIP code for fast, free Rockford, TN car insurance quotes.

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