Compare Rockham, SD Car Insurance Rates (2021)

Car insurance in Rockham, SD averages $317 a month. Rockham, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rockham car insurance rates, compare quotes from the top car insurance companies in Rockham, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rockham, SD are $3,802/year
  • The cheapest car insurance company in Rockham is State Farm
  • Average car insurance rates in Rockham, SD after a DUI are $4,621/year

If you need to buy Rockham, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Rockham, SD is right here.

You’ll find Rockham car insurance rates, the cheapest Rockham, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Rockham, South Dakota car insurance rates to Vermillion car insurance rates, Sioux Falls car insurance rates, and Spearfish car insurance rates.

Ready to find affordable Rockham, SD car insurance today? Enter your ZIP code for fast, free Rockham car insurance quotes.

Cheapest Rockham, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rockham, SD car insurance rates? Every Rockham, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockham, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,046 $2,023 $1,684 $1,734 $7,265 $8,273 $2,563 $2,673
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Rockham, SD

Every driver must carry the minimum car insurance in Rockham, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Rockham, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rockham, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rockham, SD. Compare credit history car insurance rates in Rockham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rockham, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,654 $4,074 $3,451
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,363 $2,623 $2,311
Progressive $4,087 $3,388 $3,123
State Farm $3,023 $1,808 $1,401

Cheapest Rockham, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rockham, SD to rates for a clean record with top companies.

Annual Rockham, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,050 $4,116 $3,290 $3,675
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Rockham, SD Car Insurance for Teen Drivers

Teen car insurance in Rockham, SD can be expensive. Take a look at rates from the top car insurance companies in Rockham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rockham, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,503 $9,548
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,202 $5,494
Progressive $7,265 $8,273
State Farm $3,556 $4,546

Cheapest Rockham, SD Car Insurance for Seniors

Take a look at Rockham, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rockham, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,812 $2,812
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,781 $1,918
Progressive $1,684 $1,734
State Farm $1,209 $1,209

Cheapest Rockham, SD Car Insurance Rates After a DUI

A DUI in Rockham, SD increases car insurance rates. Compare Rockham, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rockham, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $6,053
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,000
Progressive $3,290
State Farm $2,078

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Cheapest Rockham, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rockham, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rockham, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,338 $4,448
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,766 $2,766
Progressive $3,533 $3,533
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Rockham, SD

Take a look at a side-by-side comparison of the top car insurance companies in Rockham, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rockham, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,393
Farmers $3,441
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,766
Progressive $3,533
State Farm $2,078

Category Winners: Cheapest Car Insurance in Rockham, South Dakota

Find the cheapest car insurance companies in Rockham, SD for each category right here.

Best Annual Car Insurance Rates by Company in Rockham, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rockham, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rockham car insurance rates. Find the cheapest Rockham, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rockham, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,448 $4,526 $4,204
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,628 $2,755 $2,914
Progressive $3,450 $3,504 $3,644
State Farm $2,004 $2,079 $2,150

Compare Car Insurance Quotes in Rockham, SD

Ready to find affordable Rockham, South Dakota car insurance today? Enter your ZIP code for fast, free Rockham, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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