Compare Rockwood, IL Car Insurance Rates (2021)

Car insurance in Rockwood, IL averages $286 a month. Rockwood, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Rockwood car insurance rates, compare quotes from the top car insurance companies in Rockwood, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rockwood is Liberty Mutual
  • Average car insurance rates in Rockwood, IL after a DUI are $3,997/year
  • Average car insurance rates in Rockwood, IL are $3,429/year

If you need to buy Rockwood, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Rockwood, IL is right here.

You’ll find Rockwood car insurance rates, the cheapest Rockwood, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Rockwood, Illinois car insurance rates to Rockford car insurance rates, Elgin car insurance rates, and Aurora car insurance rates.

Ready to find affordable Rockwood, IL car insurance today? Enter your ZIP code for fast, free Rockwood car insurance quotes.

Cheapest Rockwood, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rockwood, IL car insurance rates? Every Rockwood, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockwood, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,298 $3,420 $3,420 $8,381 $10,841 $3,938 $4,249
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,503 $2,511 $2,219 $2,343 $10,648 $11,135 $2,849 $2,982
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,424 $1,540 $1,186 $1,326 $4,372 $4,863 $1,492 $1,581
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,340 $2,230 $1,928 $2,015 $7,977 $8,976 $2,789 $3,002
State Farm $1,500 $1,500 $1,330 $1,330 $4,150 $5,287 $1,692 $1,930
Travelers $1,489 $1,572 $1,338 $1,428 $4,072 $5,049 $1,583 $1,669
USAA $1,590 $1,613 $1,481 $1,454 $5,175 $5,692 $2,089 $2,289

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Minimum Car Insurance in Rockwood, IL

Every driver must carry the minimum car insurance in Rockwood, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Rockwood, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Rockwood, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rockwood, IL. Compare credit history car insurance rates in Rockwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rockwood, Illinois

Insurance Company Poor Fair Good
Allstate $6,539 $4,678 $4,095
American Family $5,175 $3,504 $2,957
Farmers $5,282 $4,439 $4,226
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,151 $1,956 $1,562
Nationwide $5,102 $4,097 $3,581
Progressive $4,472 $3,774 $3,476
State Farm $3,404 $2,037 $1,579
Travelers $2,788 $2,222 $1,814
USAA $3,553 $2,447 $2,019

Cheapest Rockwood, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rockwood, IL to rates for a clean record with top companies.

Annual Rockwood, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,682 $6,208 $5,722 $4,802
American Family $2,851 $4,046 $5,383 $3,236
Farmers $3,934 $5,058 $4,932 $4,670
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,862 $2,613 $2,312 $2,106
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $3,227 $4,743 $3,573 $4,085
State Farm $2,148 $2,531 $2,340 $2,340
Travelers $1,818 $2,369 $2,636 $2,276
USAA $1,903 $2,742 $3,750 $2,297

Cheapest Rockwood, IL Car Insurance for Teen Drivers

Teen car insurance in Rockwood, IL can be expensive. Take a look at rates from the top car insurance companies in Rockwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rockwood, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,841
American Family $6,753 $9,419
Farmers $10,648 $11,135
GEICO $5,690 $6,014
Liberty Mutual $4,372 $4,863
Nationwide $7,506 $9,697
Progressive $7,977 $8,976
State Farm $4,150 $5,287
Travelers $4,072 $5,049
USAA $5,175 $5,692

Cheapest Rockwood, IL Car Insurance for Seniors

Take a look at Rockwood, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rockwood, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,219 $2,219
Farmers $2,219 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,186 $1,326
Nationwide $2,373 $2,527
Progressive $1,928 $2,015
State Farm $1,330 $1,330
Travelers $1,338 $1,428
USAA $1,481 $1,454

Cheapest Rockwood, IL Car Insurance Rates After a DUI

A DUI in Rockwood, IL increases car insurance rates. Compare Rockwood, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rockwood, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,722
American Family $5,383
Farmers $4,932
GEICO $4,060
Liberty Mutual $2,312
Nationwide $5,260
Progressive $3,573
State Farm $2,340
Travelers $2,636
USAA $3,750

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Cheapest Rockwood, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rockwood, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rockwood, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,104 $5,104
American Family $3,828 $3,929
Farmers $4,649 $4,649
GEICO $2,920 $3,043
Liberty Mutual $2,223 $2,223
Nationwide $4,260 $4,260
Progressive $3,907 $3,907
State Farm $2,280 $2,400
Travelers $2,186 $2,363
USAA $2,598 $2,748

The Best Cheap Car Insurance Companies in Rockwood, IL

Take a look at a side-by-side comparison of the top car insurance companies in Rockwood, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rockwood, Illinois

Insurance Company Average Annual Rates
Allstate $5,104
American Family $3,879
Farmers $4,649
GEICO $2,982
Liberty Mutual $2,223
Nationwide $4,260
Progressive $3,907
State Farm $2,340
Travelers $2,275
USAA $2,673

Category Winners: Cheapest Car Insurance in Rockwood, Illinois

Find the cheapest car insurance companies in Rockwood, IL for each category right here.

Best Annual Car Insurance Rates by Company in Rockwood, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Rockwood, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rockwood car insurance rates. Find the cheapest Rockwood, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rockwood, Illinois

Insurance Company Low Medium High
Allstate $4,910 $5,098 $5,303
American Family $3,750 $4,020 $3,866
Farmers $4,418 $4,533 $4,995
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,109 $2,218 $2,342
Nationwide $4,242 $4,299 $4,240
Progressive $3,581 $3,889 $4,252
State Farm $2,216 $2,344 $2,460
Travelers $2,146 $2,272 $2,406
USAA $2,486 $2,670 $2,862

Compare Car Insurance Quotes in Rockwood, IL

Ready to find affordable Rockwood, Illinois car insurance today? Enter your ZIP code for fast, free Rockwood, IL car insurance quotes.

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