Compare Rocky Ford, CO Car Insurance Rates (2021)

Car insurance in Rocky Ford, CO averages $321 a month. Rocky Ford, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rocky Ford car insurance rates, compare quotes from the top car insurance companies in Rocky Ford, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rocky Ford is Liberty Mutual
  • Average car insurance rates in Rocky Ford, CO after a DUI are $4,580/year
  • Average car insurance rates in Rocky Ford, CO are $3,848/year

If you need to buy Rocky Ford, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Rocky Ford, CO is right here.

You’ll find Rocky Ford car insurance rates, the cheapest Rocky Ford, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Rocky Ford, Colorado car insurance rates to Colorado Springs car insurance rates, Arvada car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Rocky Ford, CO car insurance today? Enter your ZIP code for fast, free Rocky Ford car insurance quotes.

Cheapest Rocky Ford, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rocky Ford, CO car insurance rates? Every Rocky Ford, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rocky Ford, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,534 $3,498 $3,220 $3,487 $12,749 $12,698 $3,845 $3,858
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,734 $1,697 $1,477 $1,620 $5,023 $5,466 $1,750 $1,770
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,600 $2,449 $2,222 $2,230 $8,137 $9,096 $2,936 $2,867
State Farm $1,743 $1,743 $1,555 $1,555 $4,871 $6,179 $1,945 $2,304
USAA $2,339 $2,352 $2,214 $2,238 $5,735 $6,602 $3,017 $3,309

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Minimum Car Insurance in Rocky Ford, CO

Every driver must carry the minimum car insurance in Rocky Ford, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Rocky Ford, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rocky Ford, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rocky Ford, CO. Compare credit history car insurance rates in Rocky Ford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rocky Ford, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $6,859 $5,500 $5,224
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,673 $2,242 $1,786
Nationwide $4,848 $3,820 $3,334
Progressive $4,664 $3,943 $3,595
State Farm $3,799 $2,443 $1,969
USAA $5,166 $2,924 $2,337

Cheapest Rocky Ford, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rocky Ford, CO to rates for a clean record with top companies.

Annual Rocky Ford, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,955 $6,358 $6,277 $5,855
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,246 $2,630 $2,735 $2,656
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,540 $4,848 $3,737 $4,145
State Farm $2,529 $2,945 $2,737 $2,737
USAA $2,543 $3,088 $5,401 $2,871

Cheapest Rocky Ford, CO Car Insurance for Teen Drivers

Teen car insurance in Rocky Ford, CO can be expensive. Take a look at rates from the top car insurance companies in Rocky Ford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rocky Ford, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $12,749 $12,698
GEICO $6,808 $7,210
Liberty Mutual $5,023 $5,466
Nationwide $6,687 $8,617
Progressive $8,137 $9,096
State Farm $4,871 $6,179
USAA $5,735 $6,602

Cheapest Rocky Ford, CO Car Insurance for Seniors

Take a look at Rocky Ford, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rocky Ford, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $3,220 $3,487
GEICO $2,320 $2,581
Liberty Mutual $1,477 $1,620
Nationwide $2,380 $2,529
Progressive $2,222 $2,230
State Farm $1,555 $1,555
USAA $2,214 $2,238

Cheapest Rocky Ford, CO Car Insurance Rates After a DUI

A DUI in Rocky Ford, CO increases car insurance rates. Compare Rocky Ford, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rocky Ford, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $6,277
GEICO $4,302
Liberty Mutual $2,735
Nationwide $5,371
Progressive $3,737
State Farm $2,737
USAA $5,401

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Cheapest Rocky Ford, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rocky Ford, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rocky Ford, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,861 $5,861
GEICO $3,397 $3,562
Liberty Mutual $2,567 $2,567
Nationwide $4,001 $4,001
Progressive $4,067 $4,067
State Farm $2,671 $2,803
USAA $3,377 $3,575

The Best Cheap Car Insurance Companies in Rocky Ford, CO

Take a look at a side-by-side comparison of the top car insurance companies in Rocky Ford, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rocky Ford, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,861
GEICO $3,480
Liberty Mutual $2,567
Nationwide $4,001
Progressive $4,067
State Farm $2,737
USAA $3,476

Category Winners: Cheapest Car Insurance in Rocky Ford, Colorado

Find the cheapest car insurance companies in Rocky Ford, CO for each category right here.

Best Annual Car Insurance Rates by Company in Rocky Ford, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Rocky Ford, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rocky Ford car insurance rates. Find the cheapest Rocky Ford, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rocky Ford, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $5,106 $5,775 $6,703
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,424 $2,556 $2,721
Nationwide $4,052 $4,001 $3,949
Progressive $3,792 $4,077 $4,332
State Farm $2,575 $2,737 $2,899
USAA $3,336 $3,475 $3,616

What affects car insurance rates in Rocky Ford, Colorado?

What factors can have an impact on Rocky Ford, CO car insurance? There are several reasons why Rocky Ford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rocky Ford, Colorado.

Commute Time in Rocky Ford

The more time you spend in your car the higher the risk of an accident. The average commute length in Rocky Ford, CO is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Rocky Ford, CO

Ready to find affordable Rocky Ford, Colorado car insurance today? Enter your ZIP code for fast, free Rocky Ford, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State