Compare Rocky Hill, NJ Car Insurance Rates (2021)

Car insurance in Rocky Hill, NJ averages $410 a month. Rocky Hill, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Rocky Hill car insurance rates, compare quotes from the top car insurance companies in Rocky Hill, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rocky Hill, NJ are $4,915/year
  • The cheapest car insurance company in Rocky Hill for teen drivers is GEICO
  • The cheapest car insurance company in Rocky Hill is GEICO

If you need to buy Rocky Hill, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Rocky Hill, NJ is right here.

You’ll find Rocky Hill car insurance rates, the cheapest Rocky Hill, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Rocky Hill, New Jersey car insurance rates to Newark car insurance rates, Passaic car insurance rates, and Paterson car insurance rates.

Ready to find affordable Rocky Hill, NJ car insurance today? Enter your ZIP code for fast, free Rocky Hill car insurance quotes.

Cheapest Rocky Hill, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rocky Hill, NJ car insurance rates? Every Rocky Hill, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rocky Hill, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

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Minimum Car Insurance in Rocky Hill, NJ

Every driver must carry the minimum car insurance in Rocky Hill, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Rocky Hill, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Rocky Hill, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rocky Hill, NJ. Compare credit history car insurance rates in Rocky Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rocky Hill, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $3,719 $2,149 $1,563
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,889 $3,414 $3,166
State Farm $9,165 $5,539 $4,325
Travelers $6,110 $4,428 $2,980

Cheapest Rocky Hill, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rocky Hill, NJ to rates for a clean record with top companies.

Annual Rocky Hill, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,452 $5,172 $4,989 $4,412

Cheapest Rocky Hill, NJ Car Insurance for Teen Drivers

Teen car insurance in Rocky Hill, NJ can be expensive. Take a look at rates from the top car insurance companies in Rocky Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rocky Hill, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,629 $3,659
Liberty Mutual $9,206 $10,444
Progressive $8,076 $8,959
State Farm $12,082 $15,515
Travelers $7,667 $8,563

Cheapest Rocky Hill, NJ Car Insurance for Seniors

Take a look at Rocky Hill, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rocky Hill, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $1,968 $1,968
Liberty Mutual $3,930 $3,930
Progressive $1,619 $1,655
State Farm $3,365 $3,365
Travelers $3,208 $3,216

Cheapest Rocky Hill, NJ Car Insurance Rates After a DUI

A DUI in Rocky Hill, NJ increases car insurance rates. Compare Rocky Hill, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rocky Hill, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,515
Liberty Mutual $5,284
Progressive $3,428
State Farm $10,076
Travelers $4,989

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Cheapest Rocky Hill, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rocky Hill, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rocky Hill, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,457 $2,497
Liberty Mutual $5,337 $5,441
Progressive $3,490 $3,490
State Farm $6,184 $6,502
Travelers $4,506 $4,506

The Best Cheap Car Insurance Companies in Rocky Hill, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Rocky Hill, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rocky Hill, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,477
Liberty Mutual $5,389
Progressive $3,490
State Farm $6,343
Travelers $4,506

Category Winners: Cheapest Car Insurance in Rocky Hill, New Jersey

Find the cheapest car insurance companies in Rocky Hill, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Rocky Hill, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Rocky Hill, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rocky Hill car insurance rates. Find the cheapest Rocky Hill, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rocky Hill, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,220 $2,525 $2,685
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,169 $3,548 $3,752
State Farm $5,931 $6,420 $6,679
Travelers $4,108 $4,502 $4,909

What affects car insurance rates in Rocky Hill, New Jersey?

What factors can have an impact on Rocky Hill, NJ car insurance? There are several reasons why Rocky Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rocky Hill, New Jersey.

Commute Time in Rocky Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Rocky Hill, NJ is 35.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rocky Hill, NJ

Ready to find affordable Rocky Hill, New Jersey car insurance today? Enter your ZIP code for fast, free Rocky Hill, NJ car insurance quotes.

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