Compare Rocky Mount, MO Car Insurance Rates (2021)

Car insurance in Rocky Mount, MO averages $274 a month. Rocky Mount, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rocky Mount car insurance rates, compare quotes from the top car insurance companies in Rocky Mount, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rocky Mount, MO after a DUI are $3,827/year
  • Average car insurance rates in Rocky Mount, MO are $3,291/year
  • The cheapest car insurance company in Rocky Mount for teen drivers is Nationwide

If you need to buy Rocky Mount, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Rocky Mount, MO is right here.

You’ll find Rocky Mount car insurance rates, the cheapest Rocky Mount, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Rocky Mount, Missouri car insurance rates to St. Louis car insurance rates, Springfield car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Rocky Mount, MO car insurance today? Enter your ZIP code for fast, free Rocky Mount car insurance quotes.

Cheapest Rocky Mount, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rocky Mount, MO car insurance rates? Every Rocky Mount, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rocky Mount, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,064 $2,064 $1,840 $1,840 $5,720 $7,421 $2,064 $2,408
Farmers $2,584 $2,573 $2,305 $2,442 $10,746 $11,121 $2,949 $3,081
GEICO $1,800 $2,011 $1,403 $1,780 $5,520 $5,849 $1,663 $1,680
Liberty Mutual $2,622 $2,841 $2,157 $2,417 $9,119 $10,125 $2,765 $2,952
Nationwide $1,476 $1,508 $1,320 $1,399 $3,782 $4,847 $1,689 $1,827
Progressive $2,107 $1,976 $1,724 $1,772 $6,672 $7,517 $2,578 $2,647
State Farm $1,647 $1,647 $1,469 $1,469 $4,694 $5,913 $1,850 $2,115
USAA $1,579 $1,572 $1,409 $1,446 $4,580 $5,613 $1,982 $2,217

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Minimum Car Insurance in Rocky Mount, MO

Every driver must carry the minimum car insurance in Rocky Mount, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Rocky Mount, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rocky Mount, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rocky Mount, MO. Compare credit history car insurance rates in Rocky Mount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rocky Mount, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,148 $2,923 $2,462
Farmers $5,390 $4,503 $4,282
GEICO $3,745 $2,441 $1,954
Liberty Mutual $6,278 $3,832 $3,015
Nationwide $2,630 $2,174 $1,890
Progressive $3,911 $3,232 $2,980
State Farm $3,550 $2,330 $1,921
USAA $4,271 $1,971 $1,407

Cheapest Rocky Mount, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rocky Mount, MO to rates for a clean record with top companies.

Annual Rocky Mount, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,357 $3,439 $4,212 $2,702
Farmers $4,081 $5,088 $4,974 $4,757
GEICO $2,134 $2,741 $3,670 $2,308
Liberty Mutual $3,176 $4,563 $4,703 $5,057
Nationwide $1,752 $2,250 $3,004 $1,918
Progressive $2,942 $3,888 $3,245 $3,421
State Farm $2,394 $2,807 $2,600 $2,600
USAA $2,072 $2,484 $3,393 $2,250

Cheapest Rocky Mount, MO Car Insurance for Teen Drivers

Teen car insurance in Rocky Mount, MO can be expensive. Take a look at rates from the top car insurance companies in Rocky Mount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rocky Mount, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,720 $7,421
Farmers $10,746 $11,121
GEICO $5,520 $5,849
Liberty Mutual $9,119 $10,125
Nationwide $3,782 $4,847
Progressive $6,672 $7,517
State Farm $4,694 $5,913
USAA $4,580 $5,613

Cheapest Rocky Mount, MO Car Insurance for Seniors

Take a look at Rocky Mount, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rocky Mount, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,840 $1,840
Farmers $2,305 $2,442
GEICO $1,403 $1,780
Liberty Mutual $2,157 $2,417
Nationwide $1,320 $1,399
Progressive $1,724 $1,772
State Farm $1,469 $1,469
USAA $1,409 $1,446

Cheapest Rocky Mount, MO Car Insurance Rates After a DUI

A DUI in Rocky Mount, MO increases car insurance rates. Compare Rocky Mount, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rocky Mount, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,212
Farmers $4,974
GEICO $3,670
Liberty Mutual $4,703
Nationwide $3,004
Progressive $3,245
State Farm $2,600
USAA $3,393

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Cheapest Rocky Mount, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rocky Mount, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rocky Mount, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,146 $3,209
Farmers $4,725 $4,725
GEICO $2,660 $2,766
Liberty Mutual $4,375 $4,375
Nationwide $2,231 $2,231
Progressive $3,374 $3,374
State Farm $2,538 $2,663
USAA $2,456 $2,643

The Best Cheap Car Insurance Companies in Rocky Mount, MO

Take a look at a side-by-side comparison of the top car insurance companies in Rocky Mount, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rocky Mount, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,178
Farmers $4,725
GEICO $2,713
Liberty Mutual $4,375
Nationwide $2,231
Progressive $3,374
State Farm $2,600
USAA $2,550

Category Winners: Cheapest Car Insurance in Rocky Mount, Missouri

Find the cheapest car insurance companies in Rocky Mount, MO for each category right here.

Best Annual Car Insurance Rates by Company in Rocky Mount, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Rocky Mount, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rocky Mount car insurance rates. Find the cheapest Rocky Mount, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rocky Mount, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,077 $3,278 $3,178
Farmers $4,428 $4,681 $5,066
GEICO $2,543 $2,731 $2,866
Liberty Mutual $4,136 $4,395 $4,593
Nationwide $2,096 $2,253 $2,343
Progressive $3,045 $3,380 $3,696
State Farm $2,447 $2,607 $2,747
USAA $2,451 $2,542 $2,656

What affects car insurance rates in Rocky Mount, Missouri?

What factors can have an impact on Rocky Mount, MO car insurance? There are several reasons why Rocky Mount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rocky Mount, Missouri.

Traffic in Rocky Mount

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rocky Mount, MO traffic data from INRIX ranks Rocky Mount as the 711th-most congested in the world.

Compare Car Insurance Quotes in Rocky Mount, MO

Ready to find affordable Rocky Mount, Missouri car insurance today? Enter your ZIP code for fast, free Rocky Mount, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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