Compare Rocky Mount, NC Car Insurance Rates (2021)

Car insurance in Rocky Mount, NC averages $285 a month. Rocky Mount, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rocky Mount car insurance rates, compare quotes from the top car insurance companies in Rocky Mount, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rocky Mount, NC are $3,419/year
  • The cheapest ZIP code in Rocky Mount is 27803
  • The cheapest car insurance company in Rocky Mount for teen drivers is Liberty Mutual

If you need to buy Rocky Mount, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Rocky Mount, NC is right here.

You’ll find Rocky Mount car insurance rates, the cheapest Rocky Mount, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Rocky Mount, North Carolina car insurance rates to Greensboro car insurance rates, Concord car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Rocky Mount, NC car insurance today? Enter your ZIP code for fast, free Rocky Mount car insurance quotes.

Cheapest Rocky Mount, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rocky Mount, NC car insurance rates? Every Rocky Mount, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rocky Mount, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,995 $4,995 $4,103 $4,103 $11,892 $11,892 $5,094 $5,094
GEICO $2,584 $2,538 $2,546 $2,501 $4,649 $4,609 $2,278 $2,265
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,862 $1,862 $1,683 $1,683 $4,312 $4,312 $2,080 $2,080
State Farm $2,823 $2,823 $2,441 $2,441 $4,156 $4,156 $3,492 $3,492
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Rocky Mount, NC

Every driver must carry the minimum car insurance in Rocky Mount, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Rocky Mount, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rocky Mount, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rocky Mount, NC. Compare credit history car insurance rates in Rocky Mount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rocky Mount, North Carolina

Insurance Company Poor Fair Good
Allstate $8,841 $5,704 $5,019
GEICO $3,235 $2,982 $2,772
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,834 $2,416 $2,203
State Farm $4,539 $2,897 $2,248
Travelers $3,549 $3,222 $3,179

Cheapest Rocky Mount, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rocky Mount, NC to rates for a clean record with top companies.

Annual Rocky Mount, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,527 $6,223 $11,565 $4,771
GEICO $1,567 $2,351 $5,884 $2,184
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,163 $1,702 $5,423 $1,650
State Farm $1,737 $2,487 $6,201 $2,487
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Rocky Mount, NC Car Insurance for Teen Drivers

Teen car insurance in Rocky Mount, NC can be expensive. Take a look at rates from the top car insurance companies in Rocky Mount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rocky Mount, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,892 $11,892
GEICO $4,649 $4,609
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,312 $4,312
State Farm $4,156 $4,156
Travelers $4,706 $4,706

Cheapest Rocky Mount, NC Car Insurance for Seniors

Take a look at Rocky Mount, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rocky Mount, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,103 $4,103
GEICO $2,546 $2,501
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,683 $1,683
State Farm $2,441 $2,441
Travelers $2,813 $2,813

Cheapest Rocky Mount, NC Car Insurance Rates After a DUI

A DUI in Rocky Mount, NC increases car insurance rates. Compare Rocky Mount, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rocky Mount, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,565
GEICO $5,884
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,423
State Farm $6,201
Travelers $6,188

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Cheapest Rocky Mount, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rocky Mount, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rocky Mount, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,521 $6,521
GEICO $2,996 $2,996
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,484 $2,484
State Farm $3,206 $3,249
Travelers $3,316 $3,316

Cheapest Rocky Mount, NC Car Insurance Rates by ZIP Code

Rocky Mount car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rocky Mount, NC.

Annual Car Insurance Rates by ZIP Code in Rocky Mount, North Carolina

ZIP Code Average Annual Rates
27801 $3,124
27803 $3,096
27804 $3,100

The Best Cheap Car Insurance Companies in Rocky Mount, NC

Take a look at a side-by-side comparison of the top car insurance companies in Rocky Mount, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rocky Mount, North Carolina

Insurance Company Average Annual Rates
Allstate $6,521
GEICO $2,996
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,484
State Farm $3,228
Travelers $3,316

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Category Winners: Cheapest Car Insurance in Rocky Mount, North Carolina

Find the cheapest car insurance companies in Rocky Mount, NC for each category right here.

Best Annual Car Insurance Rates by Company in Rocky Mount, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Rocky Mount, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rocky Mount car insurance rates. Find the cheapest Rocky Mount, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rocky Mount, North Carolina

Insurance Company Low Medium High
Allstate $6,234 $6,494 $6,836
GEICO $2,855 $2,986 $3,148
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,355 $2,470 $2,628
State Farm $3,084 $3,212 $3,388
Travelers $3,176 $3,300 $3,473

What affects car insurance rates in Rocky Mount, North Carolina?

What factors can have an impact on Rocky Mount, NC car insurance? There are several reasons why Rocky Mount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rocky Mount, North Carolina.

Commute Time in Rocky Mount

The more time you spend in your car the higher the risk of an accident. The average commute length in Rocky Mount, NC is 21.5 minutes according to City-Data.

Traffic in Rocky Mount

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rocky Mount, NC traffic data from INRIX ranks Rocky Mount as the 711th-most congested in the world.

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Compare Car Insurance Quotes in Rocky Mount, NC

Ready to find affordable Rocky Mount, North Carolina car insurance today? Enter your ZIP code for fast, free Rocky Mount, NC car insurance quotes.

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