Compare Rogers City, MI Car Insurance Rates (2021)

Car insurance in Rogers City, MI averages $747 a month. Rogers City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Rogers City car insurance rates, compare quotes from the top car insurance companies in Rogers City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rogers City, MI are $8,968/year
  • The cheapest car insurance company in Rogers City is USAA
  • Average car insurance rates in Rogers City, MI after a DUI are $14,658/year

If you need to buy Rogers City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Rogers City, MI is right here.

You’ll find Rogers City car insurance rates, the cheapest Rogers City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Rogers City, Michigan car insurance rates to Livonia car insurance rates, Grand Rapids car insurance rates, and Troy car insurance rates.

Ready to find affordable Rogers City, MI car insurance today? Enter your ZIP code for fast, free Rogers City car insurance quotes.

Cheapest Rogers City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rogers City, MI car insurance rates? Every Rogers City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rogers City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,068 $4,068 $3,812 $3,812 $8,791 $8,791 $4,562 $4,562
GEICO $3,727 $3,727 $3,771 $3,771 $10,306 $10,306 $3,565 $3,565
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $3,034 $2,827 $2,672 $2,988 $10,739 $11,398 $3,530 $3,262
State Farm $6,836 $6,836 $6,301 $6,301 $23,356 $23,356 $8,005 $8,005
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

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Minimum Car Insurance in Rogers City, MI

Every driver must carry the minimum car insurance in Rogers City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Rogers City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rogers City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rogers City, MI. Compare credit history car insurance rates in Rogers City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rogers City, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,079 $4,606 $4,240
GEICO $6,865 $5,050 $4,112
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,486 $6,332 $5,361
Progressive $5,855 $4,905 $4,409
State Farm $18,038 $9,131 $6,204
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Cheapest Rogers City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rogers City, MI to rates for a clean record with top companies.

Annual Rogers City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,468 $5,676 $5,615 $5,474
GEICO $1,921 $3,984 $11,963 $3,502
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,283 $5,621 $5,068 $5,253
State Farm $7,210 $8,571 $18,103 $10,614
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheapest Rogers City, MI Car Insurance for Teen Drivers

Teen car insurance in Rogers City, MI can be expensive. Take a look at rates from the top car insurance companies in Rogers City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rogers City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,791 $8,791
GEICO $10,306 $10,306
Liberty Mutual $29,083 $29,083
Nationwide $12,461 $12,461
Progressive $10,739 $11,398
State Farm $23,356 $23,356
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheapest Rogers City, MI Car Insurance for Seniors

Take a look at Rogers City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rogers City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,812 $3,812
GEICO $3,771 $3,771
Liberty Mutual $12,069 $12,069
Nationwide $4,311 $4,311
Progressive $2,672 $2,988
State Farm $6,301 $6,301
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheapest Rogers City, MI Car Insurance Rates After a DUI

A DUI in Rogers City, MI increases car insurance rates. Compare Rogers City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rogers City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,000
Farmers $5,615
GEICO $11,963
Liberty Mutual $25,146
Nationwide $6,993
Progressive $5,068
State Farm $18,103
Travelers $12,908
USAA $4,126

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Cheapest Rogers City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rogers City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rogers City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,308 $5,308
GEICO $5,218 $5,466
Liberty Mutual $15,810 $16,959
Nationwide $6,726 $6,726
Progressive $5,056 $5,056
State Farm $10,825 $11,424
Travelers $8,279 $8,375
USAA $3,106 $3,177

The Best Cheap Car Insurance Companies in Rogers City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Rogers City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rogers City, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,308
GEICO $5,342
Liberty Mutual $16,384
Nationwide $6,726
Progressive $5,056
State Farm $11,124
Travelers $8,327
USAA $3,142

Category Winners: Cheapest Car Insurance in Rogers City, Michigan

Find the cheapest car insurance companies in Rogers City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Rogers City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rogers City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rogers City car insurance rates. Find the cheapest Rogers City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rogers City, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,171 $5,297 $5,457
GEICO $4,993 $5,295 $5,739
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $7,083 $6,602 $6,494
Progressive $4,898 $5,063 $5,208
State Farm $10,588 $11,191 $11,595
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

What affects car insurance rates in Rogers City, Michigan?

What factors can have an impact on Rogers City, MI car insurance? There are several reasons why Rogers City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rogers City, Michigan.

Car Theft in Rogers City

High levels of vehicle theft can make car insurance more expensive. Rogers City, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Rogers City

The more time you spend in your car the higher the risk of an accident. The average commute length in Rogers City, MI is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Rogers City, MI

Ready to find affordable Rogers City, Michigan car insurance today? Enter your ZIP code for fast, free Rogers City, MI car insurance quotes.

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