Compare Romance, AR Car Insurance Rates (2021)

Car insurance in Romance, AR averages $344 a month. Romance, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Romance car insurance rates, compare quotes from the top car insurance companies in Romance, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Romance for teen drivers is USAA
  • The cheapest car insurance company in Romance is USAA
  • Average car insurance rates in Romance, AR after a DUI are $4,937/year

If you need to buy Romance, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Romance, AR is right here.

You’ll find Romance car insurance rates, the cheapest Romance, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Romance, Arkansas car insurance rates to Jonesboro car insurance rates, Fort Smith car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Romance, AR car insurance today? Enter your ZIP code for fast, free Romance car insurance quotes.

Cheapest Romance, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Romance, AR car insurance rates? Every Romance, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Romance, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,424 $2,409 $2,165 $2,281 $10,296 $10,664 $2,770 $2,906
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $3,023 $2,859 $2,491 $2,598 $12,976 $14,621 $3,621 $3,925
State Farm $1,712 $1,712 $1,537 $1,537 $5,007 $6,289 $1,930 $2,216
Travelers $2,232 $2,274 $2,210 $2,216 $13,131 $21,114 $2,391 $2,752
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Romance, AR

Every driver must carry the minimum car insurance in Romance, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Romance, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Romance, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Romance, AR. Compare credit history car insurance rates in Romance from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Romance, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $5,100 $4,286 $4,083
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $6,522 $5,577 $5,194
State Farm $3,973 $2,392 $1,863
Travelers $6,926 $5,785 $5,408
USAA $2,749 $1,878 $1,602

Cheapest Romance, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Romance, AR to rates for a clean record with top companies.

Annual Romance, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,796 $4,865 $4,757 $4,539
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,965 $6,918 $5,218 $5,956
State Farm $2,513 $2,972 $2,743 $2,743
Travelers $5,060 $5,227 $7,662 $6,210
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Romance, AR Car Insurance for Teen Drivers

Teen car insurance in Romance, AR can be expensive. Take a look at rates from the top car insurance companies in Romance for teenagers.

Annual Car Insurance Rates for Teen Drivers in Romance, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $10,296 $10,664
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $12,976 $14,621
State Farm $5,007 $6,289
Travelers $13,131 $21,114
USAA $4,009 $4,199

Cheapest Romance, AR Car Insurance for Seniors

Take a look at Romance, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Romance, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,165 $2,281
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,491 $2,598
State Farm $1,537 $1,537
Travelers $2,210 $2,216
USAA $1,192 $1,200

Cheapest Romance, AR Car Insurance Rates After a DUI

A DUI in Romance, AR increases car insurance rates. Compare Romance, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Romance, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,733
Farmers $4,757
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $5,218
State Farm $2,743
Travelers $7,662
USAA $2,912

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Cheapest Romance, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Romance, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Romance, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,489 $4,489
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,764 $5,764
State Farm $2,676 $2,809
Travelers $6,040 $6,040
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Romance, AR

Take a look at a side-by-side comparison of the top car insurance companies in Romance, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Romance, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,489
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,764
State Farm $2,743
Travelers $6,040
USAA $2,076

Category Winners: Cheapest Car Insurance in Romance, Arkansas

Find the cheapest car insurance companies in Romance, AR for each category right here.

Best Annual Car Insurance Rates by Company in Romance, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Romance, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Romance car insurance rates. Find the cheapest Romance, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Romance, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $4,258 $4,441 $4,768
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $5,285 $5,667 $6,341
State Farm $2,604 $2,740 $2,883
Travelers $5,746 $6,056 $6,317
USAA $1,989 $2,069 $2,171

Compare Car Insurance Quotes in Romance, AR

Ready to find affordable Romance, Arkansas car insurance today? Enter your ZIP code for fast, free Romance, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State