Compare Rome City, IN Car Insurance Rates (2021)

Car insurance in Rome City, IN averages $264 a month. Rome City, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rome City car insurance rates, compare quotes from the top car insurance companies in Rome City, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rome City, IN are $3,173/year
  • The cheapest car insurance company in Rome City is USAA
  • The cheapest car insurance company in Rome City for teen drivers is USAA

If you need to buy Rome City, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Rome City, IN is right here.

You’ll find Rome City car insurance rates, the cheapest Rome City, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Rome City, Indiana car insurance rates to South Bend car insurance rates, Hammond car insurance rates, and Evansville car insurance rates.

Ready to find affordable Rome City, IN car insurance today? Enter your ZIP code for fast, free Rome City car insurance quotes.

Cheapest Rome City, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rome City, IN car insurance rates? Every Rome City, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rome City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,574 $2,641 $2,253 $2,462 $7,822 $9,823 $2,629 $2,863
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,513 $1,493 $1,297 $1,455 $7,996 $8,508 $1,982 $2,144
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,604 $1,643 $1,405 $1,504 $4,614 $6,009 $1,875 $2,054
Progressive $1,529 $1,451 $1,385 $1,395 $8,885 $10,005 $1,914 $1,956
State Farm $1,310 $1,310 $1,159 $1,159 $3,852 $4,945 $1,444 $1,607
Travelers $1,154 $1,176 $1,076 $1,078 $6,989 $11,058 $1,217 $1,419
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

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Minimum Car Insurance in Rome City, IN

Every driver must carry the minimum car insurance in Rome City, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Rome City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rome City, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rome City, IN. Compare credit history car insurance rates in Rome City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rome City, Indiana

Insurance Company Poor Fair Good
Allstate $5,134 $3,810 $3,457
American Family $4,759 $3,096 $2,593
Farmers $3,856 $3,136 $2,904
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,947 $2,491 $2,328
Progressive $3,936 $3,480 $3,279
State Farm $3,057 $1,824 $1,414
Travelers $3,504 $2,968 $2,965
USAA $2,243 $1,484 $1,273

Cheapest Rome City, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rome City, IN to rates for a clean record with top companies.

Annual Rome City, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,299 $4,836 $4,469 $3,930
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,951 $3,441 $3,543 $3,259
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,225 $2,870 $2,752 $2,507
Progressive $2,675 $4,676 $3,189 $3,719
State Farm $2,051 $2,240 $2,051 $2,051
Travelers $2,674 $3,301 $3,739 $2,868
USAA $1,260 $1,792 $2,053 $1,561

Cheapest Rome City, IN Car Insurance for Teen Drivers

Teen car insurance in Rome City, IN can be expensive. Take a look at rates from the top car insurance companies in Rome City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rome City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,822 $9,823
American Family $5,962 $8,663
Farmers $7,996 $8,508
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,614 $6,009
Progressive $8,885 $10,005
State Farm $3,852 $4,945
Travelers $6,989 $11,058
USAA $2,940 $3,290

Cheapest Rome City, IN Car Insurance for Seniors

Take a look at Rome City, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rome City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,253 $2,462
American Family $1,970 $1,970
Farmers $1,297 $1,455
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,405 $1,504
Progressive $1,385 $1,395
State Farm $1,159 $1,159
Travelers $1,076 $1,078
USAA $991 $1,001

Cheapest Rome City, IN Car Insurance Rates After a DUI

A DUI in Rome City, IN increases car insurance rates. Compare Rome City, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rome City, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,469
American Family $4,841
Farmers $3,543
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,752
Progressive $3,189
State Farm $2,051
Travelers $3,739
USAA $2,053

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Cheapest Rome City, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rome City, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rome City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,133 $4,133
American Family $3,441 $3,525
Farmers $3,299 $3,299
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,589 $2,589
Progressive $3,565 $3,565
State Farm $2,039 $2,158
Travelers $3,146 $3,146
USAA $1,644 $1,689

The Best Cheap Car Insurance Companies in Rome City, IN

Take a look at a side-by-side comparison of the top car insurance companies in Rome City, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rome City, Indiana

Insurance Company Average Annual Rates
Allstate $4,133
American Family $3,483
Farmers $3,299
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,589
Progressive $3,565
State Farm $2,098
Travelers $3,146
USAA $1,667

Category Winners: Cheapest Car Insurance in Rome City, Indiana

Find the cheapest car insurance companies in Rome City, IN for each category right here.

Best Annual Car Insurance Rates by Company in Rome City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rome City, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rome City car insurance rates. Find the cheapest Rome City, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rome City, Indiana

Insurance Company Low Medium High
Allstate $3,955 $4,117 $4,328
American Family $3,456 $3,598 $3,394
Farmers $3,180 $3,290 $3,426
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,633 $2,567 $2,565
Progressive $3,360 $3,507 $3,828
State Farm $2,008 $2,097 $2,190
Travelers $3,088 $3,175 $3,174
USAA $1,603 $1,662 $1,735

What affects car insurance rates in Rome City, Indiana?

What factors can have an impact on Rome City, IN car insurance? There are several reasons why Rome City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rome City, Indiana.

Commute Time in Rome City

The more time you spend in your car the higher the risk of an accident. The average commute length in Rome City, IN is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rome City, IN

Ready to find affordable Rome City, Indiana car insurance today? Enter your ZIP code for fast, free Rome City, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State