Compare Rome, IN Car Insurance Rates (2021)

Car insurance in Rome, IN averages $275 a month. Rome, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rome car insurance rates, compare quotes from the top car insurance companies in Rome, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rome, IN after a DUI are $3,909/year
  • The cheapest car insurance company in Rome is USAA
  • Average car insurance rates in Rome, IN are $3,299/year

If you need to buy Rome, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Rome, IN is right here.

You’ll find Rome car insurance rates, the cheapest Rome, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Rome, Indiana car insurance rates to Fort Wayne car insurance rates, Carmel car insurance rates, and Hammond car insurance rates.

Ready to find affordable Rome, IN car insurance today? Enter your ZIP code for fast, free Rome car insurance quotes.

Cheapest Rome, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rome, IN car insurance rates? Every Rome, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rome, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,466 $2,531 $2,161 $2,366 $7,476 $9,423 $2,510 $2,730
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,555 $1,535 $1,331 $1,490 $8,182 $8,694 $2,036 $2,210
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,586 $1,512 $1,430 $1,444 $9,018 $10,150 $1,986 $2,036
State Farm $1,537 $1,537 $1,356 $1,356 $4,475 $5,753 $1,693 $1,883
Travelers $1,268 $1,290 $1,189 $1,188 $7,839 $12,403 $1,339 $1,553
USAA $968 $956 $894 $906 $2,640 $2,970 $1,310 $1,411

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Minimum Car Insurance in Rome, IN

Every driver must carry the minimum car insurance in Rome, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Rome, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rome, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rome, IN. Compare credit history car insurance rates in Rome from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rome, Indiana

Insurance Company Poor Fair Good
Allstate $4,912 $3,648 $3,314
American Family $4,601 $2,998 $2,512
Farmers $3,949 $3,213 $2,975
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,297 $2,784 $2,602
Progressive $4,035 $3,555 $3,345
State Farm $3,569 $2,128 $1,650
Travelers $3,910 $3,309 $3,306
USAA $2,039 $1,338 $1,144

Cheapest Rome, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rome, IN to rates for a clean record with top companies.

Annual Rome, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,167 $4,639 $4,270 $3,756
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,022 $3,528 $3,628 $3,338
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $2,746 $4,755 $3,271 $3,809
State Farm $2,395 $2,611 $2,395 $2,395
Travelers $2,975 $3,685 $4,179 $3,195
USAA $1,142 $1,617 $1,856 $1,413

Cheapest Rome, IN Car Insurance for Teen Drivers

Teen car insurance in Rome, IN can be expensive. Take a look at rates from the top car insurance companies in Rome for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rome, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,476 $9,423
American Family $5,738 $8,356
Farmers $8,182 $8,694
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,181 $6,759
Progressive $9,018 $10,150
State Farm $4,475 $5,753
Travelers $7,839 $12,403
USAA $2,640 $2,970

Cheapest Rome, IN Car Insurance for Seniors

Take a look at Rome, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rome, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,161 $2,366
American Family $1,913 $1,913
Farmers $1,331 $1,490
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,557 $1,669
Progressive $1,430 $1,444
State Farm $1,356 $1,356
Travelers $1,189 $1,188
USAA $894 $906

Cheapest Rome, IN Car Insurance Rates After a DUI

A DUI in Rome, IN increases car insurance rates. Compare Rome, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rome, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,270
American Family $4,682
Farmers $3,628
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,079
Progressive $3,271
State Farm $2,395
Travelers $4,179
USAA $1,856

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Cheapest Rome, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rome, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rome, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,958 $3,958
American Family $3,330 $3,411
Farmers $3,379 $3,379
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,894 $2,894
Progressive $3,645 $3,645
State Farm $2,379 $2,519
Travelers $3,508 $3,508
USAA $1,487 $1,527

The Best Cheap Car Insurance Companies in Rome, IN

Take a look at a side-by-side comparison of the top car insurance companies in Rome, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rome, Indiana

Insurance Company Average Annual Rates
Allstate $3,958
American Family $3,370
Farmers $3,379
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,894
Progressive $3,645
State Farm $2,449
Travelers $3,509
USAA $1,507

Category Winners: Cheapest Car Insurance in Rome, Indiana

Find the cheapest car insurance companies in Rome, IN for each category right here.

Best Annual Car Insurance Rates by Company in Rome, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rome, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rome car insurance rates. Find the cheapest Rome, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rome, Indiana

Insurance Company Low Medium High
Allstate $3,775 $3,943 $4,156
American Family $3,351 $3,483 $3,278
Farmers $3,267 $3,372 $3,498
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,944 $2,871 $2,869
Progressive $3,459 $3,593 $3,884
State Farm $2,347 $2,448 $2,552
Travelers $3,426 $3,542 $3,557
USAA $1,460 $1,504 $1,557

What affects car insurance rates in Rome, Indiana?

What factors can have an impact on Rome, IN car insurance? There are several reasons why Rome car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rome, Indiana.

Commute Time in Rome

The more time you spend in your car the higher the risk of an accident. The average commute length in Rome, IN is 26.8 minutes according to City-Data.

Traffic in Rome

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Rome, IN traffic data from INRIX ranks Rome as the 18th-most congested in the world.

Compare Car Insurance Quotes in Rome, IN

Ready to find affordable Rome, Indiana car insurance today? Enter your ZIP code for fast, free Rome, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State