Compare Romeo, CO Car Insurance Rates (2021)

Car insurance in Romeo, CO averages $300 a month. Romeo, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Romeo car insurance rates, compare quotes from the top car insurance companies in Romeo, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Romeo for teen drivers is GEICO
  • Average car insurance rates in Romeo, CO are $3,598/year
  • The cheapest car insurance company in Romeo is GEICO

If you need to buy Romeo, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Romeo, CO is right here.

You’ll find Romeo car insurance rates, the cheapest Romeo, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Romeo, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Aurora car insurance rates.

Ready to find affordable Romeo, CO car insurance today? Enter your ZIP code for fast, free Romeo car insurance quotes.

Cheapest Romeo, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Romeo, CO car insurance rates? Every Romeo, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Romeo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,153 $3,007 $3,041 $11,315 $11,849 $3,739 $3,781
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,829 $2,793 $2,562 $2,761 $10,771 $10,829 $3,126 $3,164
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,710 $1,672 $1,457 $1,600 $5,078 $5,528 $1,727 $1,743
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,439 $2,285 $2,125 $2,119 $8,189 $9,158 $2,747 $2,674
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Romeo, CO

Every driver must carry the minimum car insurance in Romeo, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Romeo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Romeo, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Romeo, CO. Compare credit history car insurance rates in Romeo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Romeo, Colorado

Insurance Company Poor Fair Good
Allstate $6,902 $5,305 $4,011
American Family $4,613 $3,282 $2,750
Farmers $5,630 $4,582 $4,351
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,664 $2,243 $1,786
Nationwide $3,990 $3,154 $2,751
Progressive $4,520 $3,851 $3,530
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

Cheapest Romeo, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Romeo, CO to rates for a clean record with top companies.

Annual Romeo, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,626 $5,302 $6,468 $5,228
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,089 $5,270 $5,202 $4,857
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,248 $2,629 $2,729 $2,652
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,437 $4,796 $3,627 $4,007
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Romeo, CO Car Insurance for Teen Drivers

Teen car insurance in Romeo, CO can be expensive. Take a look at rates from the top car insurance companies in Romeo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Romeo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,849
American Family $5,878 $7,883
Farmers $10,771 $10,829
GEICO $4,950 $5,273
Liberty Mutual $5,078 $5,528
Nationwide $5,513 $7,064
Progressive $8,189 $9,158
State Farm $5,412 $6,871
USAA $5,325 $6,108

Cheapest Romeo, CO Car Insurance for Seniors

Take a look at Romeo, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Romeo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,007 $3,041
American Family $2,188 $2,188
Farmers $2,562 $2,761
GEICO $1,657 $1,854
Liberty Mutual $1,457 $1,600
Nationwide $1,977 $2,093
Progressive $2,125 $2,119
State Farm $1,720 $1,720
USAA $2,042 $2,056

Cheapest Romeo, CO Car Insurance Rates After a DUI

A DUI in Romeo, CO increases car insurance rates. Compare Romeo, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Romeo, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,468
American Family $4,868
Farmers $5,202
GEICO $3,166
Liberty Mutual $2,729
Nationwide $4,398
Progressive $3,627
State Farm $3,035
USAA $4,987

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Cheapest Romeo, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Romeo, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Romeo, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,472 $3,624
Farmers $4,854 $4,854
GEICO $2,454 $2,559
Liberty Mutual $2,564 $2,564
Nationwide $3,298 $3,298
Progressive $3,967 $3,967
State Farm $2,961 $3,109
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Romeo, CO

Take a look at a side-by-side comparison of the top car insurance companies in Romeo, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Romeo, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,548
Farmers $4,854
GEICO $2,507
Liberty Mutual $2,564
Nationwide $3,298
Progressive $3,967
State Farm $3,035
USAA $3,206

Category Winners: Cheapest Car Insurance in Romeo, Colorado

Find the cheapest car insurance companies in Romeo, CO for each category right here.

Best Annual Car Insurance Rates by Company in Romeo, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Romeo, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Romeo car insurance rates. Find the cheapest Romeo, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Romeo, Colorado

Insurance Company Low Medium High
Allstate $5,139 $5,389 $5,690
American Family $3,381 $3,622 $3,642
Farmers $4,304 $4,793 $5,466
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,420 $2,554 $2,719
Nationwide $3,323 $3,295 $3,276
Progressive $3,653 $3,978 $4,269
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Romeo, Colorado?

What factors can have an impact on Romeo, CO car insurance? There are several reasons why Romeo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Romeo, Colorado.

Commute Time in Romeo

The more time you spend in your car the higher the risk of an accident. The average commute length in Romeo, CO is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Romeo, CO

Ready to find affordable Romeo, Colorado car insurance today? Enter your ZIP code for fast, free Romeo, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State