Compare Romeo, MI Car Insurance Rates (2021)

Car insurance in Romeo, MI averages $927 a month. Romeo, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Romeo car insurance rates, compare quotes from the top car insurance companies in Romeo, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Romeo, MI after a DUI are $18,699/year
  • The cheapest car insurance company in Romeo for teen drivers is USAA
  • The cheapest car insurance company in Romeo is USAA

If you need to buy Romeo, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Romeo, MI is right here.

You’ll find Romeo car insurance rates, the cheapest Romeo, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Romeo, Michigan car insurance rates to Lansing car insurance rates, Detroit car insurance rates, and Livonia car insurance rates.

Ready to find affordable Romeo, MI car insurance today? Enter your ZIP code for fast, free Romeo car insurance quotes.

Cheapest Romeo, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Romeo, MI car insurance rates? Every Romeo, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Romeo, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,247 $17,247 $15,985 $15,985 $43,604 $43,604 $18,184 $18,184
Farmers $4,450 $4,450 $4,149 $4,149 $10,188 $10,188 $5,017 $5,017
GEICO $5,853 $5,853 $6,003 $6,003 $15,997 $15,997 $5,569 $5,569
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,828 $4,828 $4,288 $4,288 $13,055 $13,055 $5,313 $5,313
Progressive $3,503 $3,229 $3,094 $3,473 $13,246 $14,106 $4,084 $3,738
State Farm $8,420 $8,420 $7,835 $7,835 $29,951 $29,951 $9,902 $9,902
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,818 $2,661 $2,651 $2,494 $7,028 $6,669 $3,442 $3,292

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Minimum Car Insurance in Romeo, MI

Every driver must carry the minimum car insurance in Romeo, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Romeo, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Romeo, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Romeo, MI. Compare credit history car insurance rates in Romeo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Romeo, Michigan

Insurance Company Poor Fair Good
Allstate $35,973 $19,950 $15,343
Farmers $7,815 $5,218 $4,821
GEICO $10,769 $7,893 $6,405
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $8,615 $6,491 $5,506
Progressive $6,988 $5,889 $5,301
State Farm $22,778 $11,504 $7,799
Travelers $8,206 $7,958 $7,858
USAA $5,820 $3,311 $2,514

Cheapest Romeo, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Romeo, MI to rates for a clean record with top companies.

Annual Romeo, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,497 $15,356 $52,007 $16,160
Farmers $4,990 $6,378 $6,290 $6,148
GEICO $2,875 $6,200 $18,962 $5,385
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,868 $7,875 $7,128 $6,613
Progressive $5,118 $6,772 $6,063 $6,284
State Farm $8,832 $10,639 $23,288 $13,349
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,116 $3,902 $5,111 $3,399

Cheapest Romeo, MI Car Insurance for Teen Drivers

Teen car insurance in Romeo, MI can be expensive. Take a look at rates from the top car insurance companies in Romeo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Romeo, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,604 $43,604
Farmers $10,188 $10,188
GEICO $15,997 $15,997
Liberty Mutual $40,779 $40,779
Nationwide $13,055 $13,055
Progressive $13,246 $14,106
State Farm $29,951 $29,951
Travelers $16,180 $16,180
USAA $7,028 $6,669

Cheapest Romeo, MI Car Insurance for Seniors

Take a look at Romeo, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Romeo, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,985 $15,985
Farmers $4,149 $4,149
GEICO $6,003 $6,003
Liberty Mutual $17,307 $17,307
Nationwide $4,288 $4,288
Progressive $3,094 $3,473
State Farm $7,835 $7,835
Travelers $4,626 $4,626
USAA $2,651 $2,494

Cheapest Romeo, MI Car Insurance Rates After a DUI

A DUI in Romeo, MI increases car insurance rates. Compare Romeo, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Romeo, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,007
Farmers $6,290
GEICO $18,962
Liberty Mutual $36,967
Nationwide $7,128
Progressive $6,063
State Farm $23,288
Travelers $12,473
USAA $5,111

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Cheapest Romeo, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Romeo, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Romeo, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,755 $23,755
Farmers $5,951 $5,951
GEICO $8,166 $8,546
Liberty Mutual $22,469 $24,053
Nationwide $6,871 $6,871
Progressive $6,059 $6,059
State Farm $13,646 $14,408
Travelers $7,961 $8,053
USAA $3,837 $3,926

The Best Cheap Car Insurance Companies in Romeo, MI

Take a look at a side-by-side comparison of the top car insurance companies in Romeo, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Romeo, Michigan

Insurance Company Average Annual Rates
Allstate $23,755
Farmers $5,951
GEICO $8,356
Liberty Mutual $23,261
Nationwide $6,871
Progressive $6,059
State Farm $14,027
Travelers $8,007
USAA $3,882

Category Winners: Cheapest Car Insurance in Romeo, Michigan

Find the cheapest car insurance companies in Romeo, MI for each category right here.

Best Annual Car Insurance Rates by Company in Romeo, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Romeo, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Romeo car insurance rates. Find the cheapest Romeo, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Romeo, Michigan

Insurance Company Low Medium High
Allstate $23,114 $23,812 $24,339
Farmers $5,806 $5,938 $6,110
GEICO $7,780 $8,271 $9,016
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $7,180 $6,758 $6,675
Progressive $5,875 $6,067 $6,236
State Farm $13,303 $14,116 $14,662
Travelers $7,920 $8,016 $8,086
USAA $3,768 $3,891 $3,986

What affects car insurance rates in Romeo, Michigan?

What factors can have an impact on Romeo, MI car insurance? There are several reasons why Romeo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Romeo, Michigan.

Car Theft in Romeo

High levels of vehicle theft can make car insurance more expensive. Romeo, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Romeo

The more time you spend in your car the higher the risk of an accident. The average commute length in Romeo, MI is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Romeo, MI

Ready to find affordable Romeo, Michigan car insurance today? Enter your ZIP code for fast, free Romeo, MI car insurance quotes.

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