Compare Roodhouse, IL Car Insurance Rates (2021)

Car insurance in Roodhouse, IL averages $260 a month. Roodhouse, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Roodhouse car insurance rates, compare quotes from the top car insurance companies in Roodhouse, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roodhouse, IL are $3,123/year
  • The cheapest car insurance company in Roodhouse for teen drivers is State Farm
  • The cheapest car insurance company in Roodhouse is State Farm

If you need to buy Roodhouse, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Roodhouse, IL is right here.

You’ll find Roodhouse car insurance rates, the cheapest Roodhouse, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Roodhouse, Illinois car insurance rates to Naperville car insurance rates, Elgin car insurance rates, and Champaign car insurance rates.

Ready to find affordable Roodhouse, IL car insurance today? Enter your ZIP code for fast, free Roodhouse car insurance quotes.

Cheapest Roodhouse, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roodhouse, IL car insurance rates? Every Roodhouse, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roodhouse, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,393 $2,400 $2,131 $2,242 $9,720 $10,140 $2,724 $2,866
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,389 $1,501 $1,154 $1,292 $4,511 $5,026 $1,452 $1,534
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,154 $2,069 $1,776 $1,841 $7,147 $8,058 $2,580 $2,791
State Farm $1,347 $1,347 $1,187 $1,187 $3,625 $4,619 $1,517 $1,731
Travelers $1,417 $1,497 $1,266 $1,351 $3,772 $4,653 $1,507 $1,589
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

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Minimum Car Insurance in Roodhouse, IL

Every driver must carry the minimum car insurance in Roodhouse, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Roodhouse, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Roodhouse, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roodhouse, IL. Compare credit history car insurance rates in Roodhouse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roodhouse, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $4,785 $3,228 $2,721
Farmers $4,934 $4,122 $3,925
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,159 $1,969 $1,570
Nationwide $3,360 $2,706 $2,371
Progressive $4,063 $3,432 $3,161
State Farm $3,010 $1,803 $1,398
Travelers $2,617 $2,077 $1,700
USAA $3,753 $2,575 $2,121

Cheapest Roodhouse, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roodhouse, IL to rates for a clean record with top companies.

Annual Roodhouse, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,664 $4,698 $4,581 $4,365
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,864 $2,635 $2,319 $2,111
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,942 $4,296 $3,250 $3,721
State Farm $1,908 $2,233 $2,070 $2,070
Travelers $1,708 $2,218 $2,465 $2,135
USAA $2,007 $2,885 $3,953 $2,421

Cheapest Roodhouse, IL Car Insurance for Teen Drivers

Teen car insurance in Roodhouse, IL can be expensive. Take a look at rates from the top car insurance companies in Roodhouse for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roodhouse, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,169 $8,642
Farmers $9,720 $10,140
GEICO $4,847 $5,129
Liberty Mutual $4,511 $5,026
Nationwide $4,886 $6,291
Progressive $7,147 $8,058
State Farm $3,625 $4,619
Travelers $3,772 $4,653
USAA $5,422 $5,984

Cheapest Roodhouse, IL Car Insurance for Seniors

Take a look at Roodhouse, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roodhouse, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,060 $2,060
Farmers $2,131 $2,242
GEICO $1,521 $1,797
Liberty Mutual $1,154 $1,292
Nationwide $1,604 $1,704
Progressive $1,776 $1,841
State Farm $1,187 $1,187
Travelers $1,266 $1,351
USAA $1,559 $1,537

Cheapest Roodhouse, IL Car Insurance Rates After a DUI

A DUI in Roodhouse, IL increases car insurance rates. Compare Roodhouse, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roodhouse, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,777
American Family $4,960
Farmers $4,581
GEICO $3,482
Liberty Mutual $2,319
Nationwide $3,453
Progressive $3,250
State Farm $2,070
Travelers $2,465
USAA $3,953

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Cheapest Roodhouse, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roodhouse, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roodhouse, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,531 $3,625
Farmers $4,327 $4,327
GEICO $2,519 $2,617
Liberty Mutual $2,232 $2,232
Nationwide $2,812 $2,812
Progressive $3,552 $3,552
State Farm $2,018 $2,122
Travelers $2,049 $2,214
USAA $2,737 $2,896

The Best Cheap Car Insurance Companies in Roodhouse, IL

Take a look at a side-by-side comparison of the top car insurance companies in Roodhouse, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roodhouse, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,578
Farmers $4,327
GEICO $2,568
Liberty Mutual $2,232
Nationwide $2,812
Progressive $3,552
State Farm $2,070
Travelers $2,131
USAA $2,816

Category Winners: Cheapest Car Insurance in Roodhouse, Illinois

Find the cheapest car insurance companies in Roodhouse, IL for each category right here.

Best Annual Car Insurance Rates by Company in Roodhouse, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Roodhouse, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roodhouse car insurance rates. Find the cheapest Roodhouse, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roodhouse, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,487 $3,708 $3,540
Farmers $4,138 $4,235 $4,608
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,100 $2,227 $2,370
Nationwide $2,817 $2,831 $2,789
Progressive $3,304 $3,547 $3,806
State Farm $1,972 $2,073 $2,166
Travelers $2,016 $2,129 $2,249
USAA $2,632 $2,814 $3,004

What affects car insurance rates in Roodhouse, Illinois?

What factors can have an impact on Roodhouse, IL car insurance? There are several reasons why Roodhouse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roodhouse, Illinois.

Commute Time in Roodhouse

The more time you spend in your car the higher the risk of an accident. The average commute length in Roodhouse, IL is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Roodhouse, IL

Ready to find affordable Roodhouse, Illinois car insurance today? Enter your ZIP code for fast, free Roodhouse, IL car insurance quotes.

Free Car Insurance Comparison

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