Compare Roosevelt, NY Car Insurance Rates (2021)

Car insurance in Roosevelt, NY averages $624 a month. Roosevelt, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Roosevelt car insurance rates, compare quotes from the top car insurance companies in Roosevelt, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roosevelt, NY are $7,484/year
  • The cheapest car insurance company in Roosevelt is GEICO
  • Average car insurance rates in Roosevelt, NY after a DUI are $9,989/year

If you need to buy Roosevelt, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Roosevelt, NY is right here.

You’ll find Roosevelt car insurance rates, the cheapest Roosevelt, NY car insurance companies, and information on New York car insurance laws. You can also compare Roosevelt, New York car insurance rates to Rochester car insurance rates, Albany car insurance rates, and Yonkers car insurance rates.

Ready to find affordable Roosevelt, NY car insurance today? Enter your ZIP code for fast, free Roosevelt car insurance quotes.

Cheapest Roosevelt, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roosevelt, NY car insurance rates? Every Roosevelt, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roosevelt, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,430 $4,959 $5,200 $5,241 $16,581 $17,554 $5,049 $4,946
GEICO $3,494 $3,352 $3,383 $3,333 $7,588 $11,223 $3,137 $3,187
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,680 $4,213 $3,609 $3,701 $15,528 $16,854 $5,864 $5,455
State Farm $5,963 $5,963 $5,242 $5,242 $17,358 $21,144 $6,596 $6,845
Travelers $5,680 $5,562 $5,195 $5,452 $13,510 $16,051 $5,936 $6,040
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

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Minimum Car Insurance in Roosevelt, NY

Every driver must carry the minimum car insurance in Roosevelt, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Roosevelt, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Roosevelt, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roosevelt, NY. Compare credit history car insurance rates in Roosevelt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roosevelt, New York

Insurance Company Poor Fair Good
Allstate $12,066 $6,691 $5,603
GEICO $6,063 $4,451 $3,996
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,326 $5,916 $4,222
State Farm $13,110 $8,233 $6,540
Travelers $11,248 $6,774 $5,764
USAA $8,164 $4,184 $3,687

Cheapest Roosevelt, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roosevelt, NY to rates for a clean record with top companies.

Annual Roosevelt, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,786 $6,786 $10,191 $8,717
GEICO $3,707 $4,045 $7,889 $3,707
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,264 $7,264 $8,104 $7,320
State Farm $8,825 $8,825 $9,764 $9,764
Travelers $6,679 $8,518 $8,635 $7,880
USAA $4,756 $4,836 $6,951 $4,836

Cheapest Roosevelt, NY Car Insurance for Teen Drivers

Teen car insurance in Roosevelt, NY can be expensive. Take a look at rates from the top car insurance companies in Roosevelt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roosevelt, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,581 $17,554
GEICO $7,588 $11,223
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,528 $16,854
State Farm $17,358 $21,144
Travelers $13,510 $16,051
USAA $11,374 $13,456

Cheapest Roosevelt, NY Car Insurance for Seniors

Take a look at Roosevelt, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roosevelt, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,200 $5,241
GEICO $3,383 $3,333
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,609 $3,701
State Farm $5,242 $5,242
Travelers $5,195 $5,452
USAA $2,514 $2,510

Cheapest Roosevelt, NY Car Insurance Rates After a DUI

A DUI in Roosevelt, NY increases car insurance rates. Compare Roosevelt, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roosevelt, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,191
GEICO $7,889
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,104
State Farm $9,764
Travelers $8,635
USAA $6,951

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Cheapest Roosevelt, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roosevelt, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roosevelt, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,003 $8,237
GEICO $4,696 $4,978
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,488 $7,488
State Farm $8,938 $9,651
Travelers $7,928 $7,928
USAA $5,290 $5,399

The Best Cheap Car Insurance Companies in Roosevelt, NY

Take a look at a side-by-side comparison of the top car insurance companies in Roosevelt, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roosevelt, New York

Insurance Company Average Annual Rates
Allstate $8,120
GEICO $4,837
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,488
State Farm $9,294
Travelers $7,928
USAA $5,345

Category Winners: Cheapest Car Insurance in Roosevelt, New York

Find the cheapest car insurance companies in Roosevelt, NY for each category right here.

Best Annual Car Insurance Rates by Company in Roosevelt, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Roosevelt, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roosevelt car insurance rates. Find the cheapest Roosevelt, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roosevelt, New York

Insurance Company Low Medium High
Allstate $7,133 $8,058 $9,168
GEICO $4,527 $4,805 $5,179
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,014 $7,424 $8,026
State Farm $8,735 $9,350 $9,798
Travelers $7,366 $7,807 $8,612
USAA $5,135 $5,306 $5,593

What affects car insurance rates in Roosevelt, New York?

What factors can have an impact on Roosevelt, NY car insurance? There are several reasons why Roosevelt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roosevelt, New York.

Commute Time in Roosevelt

The more time you spend in your car the higher the risk of an accident. The average commute length in Roosevelt, NY is 33.5 minutes according to City-Data.

Compare Car Insurance Quotes in Roosevelt, NY

Ready to find affordable Roosevelt, New York car insurance today? Enter your ZIP code for fast, free Roosevelt, NY car insurance quotes.

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