Compare Roscommon, MI Car Insurance Rates (2021)

Car insurance in Roscommon, MI averages $749 a month. Roscommon, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Roscommon car insurance rates, compare quotes from the top car insurance companies in Roscommon, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Roscommon for teen drivers is USAA
  • Average car insurance rates in Roscommon, MI are $8,993/year
  • The cheapest car insurance company in Roscommon is USAA

If you need to buy Roscommon, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Roscommon, MI is right here.

You’ll find Roscommon car insurance rates, the cheapest Roscommon, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Roscommon, Michigan car insurance rates to Dearborn car insurance rates, Sterling Heights car insurance rates, and Warren car insurance rates.

Ready to find affordable Roscommon, MI car insurance today? Enter your ZIP code for fast, free Roscommon car insurance quotes.

Cheapest Roscommon, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roscommon, MI car insurance rates? Every Roscommon, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roscommon, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,192 $14,192 $13,168 $13,168 $35,302 $35,302 $14,954 $14,954
Farmers $4,493 $4,493 $4,192 $4,192 $9,963 $9,963 $5,054 $5,054
GEICO $3,895 $3,895 $3,953 $3,953 $10,771 $10,771 $3,723 $3,723
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,919 $3,919 $3,491 $3,491 $10,297 $10,297 $4,294 $4,294
Progressive $2,884 $2,697 $2,546 $2,831 $10,274 $10,949 $3,358 $3,124
State Farm $6,500 $6,500 $6,020 $6,020 $22,574 $22,574 $7,622 $7,622
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

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Minimum Car Insurance in Roscommon, MI

Every driver must carry the minimum car insurance in Roscommon, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Roscommon, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Roscommon, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roscommon, MI. Compare credit history car insurance rates in Roscommon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roscommon, Michigan

Insurance Company Poor Fair Good
Allstate $29,442 $16,297 $12,473
Farmers $7,839 $5,169 $4,768
GEICO $7,179 $5,280 $4,297
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,873 $5,198 $4,429
Progressive $5,583 $4,689 $4,226
State Farm $17,310 $8,768 $5,960
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Cheapest Roscommon, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roscommon, MI to rates for a clean record with top companies.

Annual Roscommon, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,488 $12,659 $42,222 $13,247
Farmers $4,977 $6,342 $6,263 $6,120
GEICO $1,991 $4,162 $12,539 $3,649
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,715 $6,276 $5,708 $5,301
Progressive $4,103 $5,368 $4,843 $5,018
State Farm $6,835 $8,172 $17,531 $10,178
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheapest Roscommon, MI Car Insurance for Teen Drivers

Teen car insurance in Roscommon, MI can be expensive. Take a look at rates from the top car insurance companies in Roscommon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roscommon, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,302 $35,302
Farmers $9,963 $9,963
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $10,297 $10,297
Progressive $10,274 $10,949
State Farm $22,574 $22,574
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheapest Roscommon, MI Car Insurance for Seniors

Take a look at Roscommon, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roscommon, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,168 $13,168
Farmers $4,192 $4,192
GEICO $3,953 $3,953
Liberty Mutual $12,695 $12,695
Nationwide $3,491 $3,491
Progressive $2,546 $2,831
State Farm $6,020 $6,020
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheapest Roscommon, MI Car Insurance Rates After a DUI

A DUI in Roscommon, MI increases car insurance rates. Compare Roscommon, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roscommon, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,222
Farmers $6,263
GEICO $12,539
Liberty Mutual $26,565
Nationwide $5,708
Progressive $4,843
State Farm $17,531
Travelers $12,908
USAA $4,575

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Cheapest Roscommon, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roscommon, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roscommon, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,404 $19,404
Farmers $5,925 $5,925
GEICO $5,456 $5,714
Liberty Mutual $16,605 $17,805
Nationwide $5,500 $5,500
Progressive $4,833 $4,833
State Farm $10,391 $10,967
Travelers $8,279 $8,375
USAA $3,443 $3,523

The Best Cheap Car Insurance Companies in Roscommon, MI

Take a look at a side-by-side comparison of the top car insurance companies in Roscommon, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roscommon, Michigan

Insurance Company Average Annual Rates
Allstate $19,404
Farmers $5,925
GEICO $5,585
Liberty Mutual $17,205
Nationwide $5,500
Progressive $4,833
State Farm $10,679
Travelers $8,327
USAA $3,483

Category Winners: Cheapest Car Insurance in Roscommon, Michigan

Find the cheapest car insurance companies in Roscommon, MI for each category right here.

Best Annual Car Insurance Rates by Company in Roscommon, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Roscommon, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roscommon car insurance rates. Find the cheapest Roscommon, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roscommon, Michigan

Insurance Company Low Medium High
Allstate $18,945 $19,445 $19,822
Farmers $5,791 $5,914 $6,071
GEICO $5,230 $5,537 $5,988
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,736 $5,412 $5,352
Progressive $4,669 $4,840 $4,989
State Farm $10,149 $10,745 $11,144
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

What affects car insurance rates in Roscommon, Michigan?

What factors can have an impact on Roscommon, MI car insurance? There are several reasons why Roscommon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roscommon, Michigan.

Commute Time in Roscommon

The more time you spend in your car the higher the risk of an accident. The average commute length in Roscommon, MI is 16.1 minutes according to City-Data.

Compare Car Insurance Quotes in Roscommon, MI

Ready to find affordable Roscommon, Michigan car insurance today? Enter your ZIP code for fast, free Roscommon, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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