Compare Rose City, MI Car Insurance Rates (2021)

Car insurance in Rose City, MI averages $809 a month. Rose City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Rose City car insurance rates, compare quotes from the top car insurance companies in Rose City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rose City is USAA
  • The cheapest car insurance company in Rose City for teen drivers is USAA
  • Average car insurance rates in Rose City, MI are $9,704/year

If you need to buy Rose City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Rose City, MI is right here.

You’ll find Rose City car insurance rates, the cheapest Rose City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Rose City, Michigan car insurance rates to Warren car insurance rates, Lansing car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Rose City, MI car insurance today? Enter your ZIP code for fast, free Rose City car insurance quotes.

Cheapest Rose City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rose City, MI car insurance rates? Every Rose City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rose City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,498 $4,498 $4,193 $4,193 $10,030 $10,030 $5,057 $5,057
GEICO $3,702 $3,702 $3,737 $3,737 $10,065 $10,065 $3,538 $3,538
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,393 $3,157 $2,979 $3,345 $12,024 $12,741 $3,957 $3,645
State Farm $7,156 $7,156 $6,624 $6,624 $24,707 $24,707 $8,382 $8,382
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

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Minimum Car Insurance in Rose City, MI

Every driver must carry the minimum car insurance in Rose City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Rose City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rose City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rose City, MI. Compare credit history car insurance rates in Rose City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rose City, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,826 $5,201 $4,806
GEICO $6,759 $4,973 $4,050
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $6,564 $5,484 $4,918
State Farm $19,008 $9,615 $6,528
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

Cheapest Rose City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rose City, MI to rates for a clean record with top companies.

Annual Rose City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,995 $6,364 $6,279 $6,140
GEICO $1,908 $3,925 $11,754 $3,456
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,777 $6,295 $5,668 $5,880
State Farm $7,545 $8,996 $19,156 $11,173
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheapest Rose City, MI Car Insurance for Teen Drivers

Teen car insurance in Rose City, MI can be expensive. Take a look at rates from the top car insurance companies in Rose City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rose City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $10,030 $10,030
GEICO $10,065 $10,065
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $12,024 $12,741
State Farm $24,707 $24,707
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheapest Rose City, MI Car Insurance for Seniors

Take a look at Rose City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rose City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,193 $4,193
GEICO $3,737 $3,737
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,979 $3,345
State Farm $6,624 $6,624
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheapest Rose City, MI Car Insurance Rates After a DUI

A DUI in Rose City, MI increases car insurance rates. Compare Rose City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rose City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,934
Farmers $6,279
GEICO $11,754
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,668
State Farm $19,156
Travelers $12,908
USAA $4,575

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Cheapest Rose City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rose City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rose City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,945 $5,945
GEICO $5,138 $5,384
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,655 $5,655
State Farm $11,394 $12,040
Travelers $8,279 $8,375
USAA $3,443 $3,523

The Best Cheap Car Insurance Companies in Rose City, MI

Take a look at a side-by-side comparison of the top car insurance companies in Rose City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rose City, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,945
GEICO $5,261
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,655
State Farm $11,717
Travelers $8,327
USAA $3,483

Category Winners: Cheapest Car Insurance in Rose City, Michigan

Find the cheapest car insurance companies in Rose City, MI for each category right here.

Best Annual Car Insurance Rates by Company in Rose City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rose City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rose City car insurance rates. Find the cheapest Rose City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rose City, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,805 $5,933 $6,096
GEICO $4,912 $5,213 $5,657
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $5,493 $5,661 $5,811
State Farm $11,108 $11,793 $12,251
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

What affects car insurance rates in Rose City, Michigan?

What factors can have an impact on Rose City, MI car insurance? There are several reasons why Rose City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rose City, Michigan.

Commute Time in Rose City

The more time you spend in your car the higher the risk of an accident. The average commute length in Rose City, MI is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Rose City, MI

Ready to find affordable Rose City, Michigan car insurance today? Enter your ZIP code for fast, free Rose City, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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