Compare Roseland, NJ Car Insurance Rates (2021)

Car insurance in Roseland, NJ averages $470 a month. Roseland, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Roseland car insurance rates, compare quotes from the top car insurance companies in Roseland, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roseland, NJ after a DUI are $6,573/year
  • The cheapest car insurance company in Roseland is GEICO
  • Average car insurance rates in Roseland, NJ are $5,636/year

If you need to buy Roseland, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Roseland, NJ is right here.

You’ll find Roseland car insurance rates, the cheapest Roseland, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Roseland, New Jersey car insurance rates to Passaic car insurance rates, Trenton car insurance rates, and Camden car insurance rates.

Ready to find affordable Roseland, NJ car insurance today? Enter your ZIP code for fast, free Roseland car insurance quotes.

Cheapest Roseland, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roseland, NJ car insurance rates? Every Roseland, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roseland, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,139 $4,121 $4,013 $4,013 $13,053 $15,968 $4,871 $5,017
Farmers $4,969 $5,018 $4,833 $4,743 $14,748 $16,998 $5,927 $6,082
GEICO $2,072 $2,036 $2,023 $2,023 $3,780 $3,827 $2,380 $2,344
Liberty Mutual $4,543 $4,543 $4,988 $4,988 $11,816 $13,416 $4,988 $5,733
Progressive $2,032 $1,884 $1,839 $1,882 $9,348 $10,337 $2,410 $2,323
State Farm $4,049 $4,049 $3,665 $3,665 $13,246 $17,003 $4,614 $5,159
Travelers $3,136 $3,080 $2,911 $2,961 $7,372 $8,482 $3,087 $3,089

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Minimum Car Insurance in Roseland, NJ

Every driver must carry the minimum car insurance in Roseland, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Roseland, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Roseland, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roseland, NJ. Compare credit history car insurance rates in Roseland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roseland, New Jersey

Insurance Company Poor Fair Good
Allstate $9,636 $6,186 $4,877
Farmers $9,406 $7,376 $6,963
GEICO $3,849 $2,221 $1,613
Liberty Mutual $8,716 $6,461 $5,454
Progressive $4,471 $3,919 $3,630
State Farm $10,023 $6,051 $4,720
Travelers $5,681 $4,202 $2,911

Cheapest Roseland, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roseland, NJ to rates for a clean record with top companies.

Annual Roseland, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,174 $8,618 $7,510 $6,296
Farmers $6,117 $10,431 $8,456 $6,654
GEICO $1,996 $2,618 $3,632 $1,996
Liberty Mutual $6,604 $7,557 $6,742 $6,604
Progressive $3,460 $4,619 $3,934 $4,014
State Farm $3,773 $6,858 $11,017 $6,077
Travelers $3,280 $4,840 $4,716 $4,223

Cheapest Roseland, NJ Car Insurance for Teen Drivers

Teen car insurance in Roseland, NJ can be expensive. Take a look at rates from the top car insurance companies in Roseland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roseland, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,053 $15,968
Farmers $14,748 $16,998
GEICO $3,780 $3,827
Liberty Mutual $11,816 $13,416
Progressive $9,348 $10,337
State Farm $13,246 $17,003
Travelers $7,372 $8,482

Cheapest Roseland, NJ Car Insurance for Seniors

Take a look at Roseland, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roseland, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,013 $4,013
Farmers $4,833 $4,743
GEICO $2,023 $2,023
Liberty Mutual $4,988 $4,988
Progressive $1,839 $1,882
State Farm $3,665 $3,665
Travelers $2,911 $2,961

Cheapest Roseland, NJ Car Insurance Rates After a DUI

A DUI in Roseland, NJ increases car insurance rates. Compare Roseland, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roseland, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,510
Farmers $8,456
GEICO $3,632
Liberty Mutual $6,742
Progressive $3,934
State Farm $11,017
Travelers $4,716

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Cheapest Roseland, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roseland, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roseland, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,887 $6,912
Farmers $7,915 $7,915
GEICO $2,540 $2,582
Liberty Mutual $6,810 $6,944
Progressive $4,007 $4,007
State Farm $6,756 $7,107
Travelers $4,265 $4,265

The Best Cheap Car Insurance Companies in Roseland, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Roseland, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roseland, New Jersey

Insurance Company Average Annual Rates
Allstate $6,899
Farmers $7,915
GEICO $2,561
Liberty Mutual $6,877
Progressive $4,007
State Farm $6,931
Travelers $4,265

Category Winners: Cheapest Car Insurance in Roseland, New Jersey

Find the cheapest car insurance companies in Roseland, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Roseland, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Roseland, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roseland car insurance rates. Find the cheapest Roseland, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roseland, New Jersey

Insurance Company Low Medium High
Allstate $6,342 $7,004 $7,352
Farmers $7,121 $7,879 $8,745
GEICO $2,299 $2,612 $2,772
Liberty Mutual $6,170 $7,081 $7,379
Progressive $3,606 $4,075 $4,339
State Farm $6,467 $7,017 $7,310
Travelers $3,874 $4,266 $4,654

What affects car insurance rates in Roseland, New Jersey?

What factors can have an impact on Roseland, NJ car insurance? There are several reasons why Roseland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roseland, New Jersey.

Commute Time in Roseland

The more time you spend in your car the higher the risk of an accident. The average commute length in Roseland, NJ is 29.2 minutes according to City-Data.

Compare Car Insurance Quotes in Roseland, NJ

Ready to find affordable Roseland, New Jersey car insurance today? Enter your ZIP code for fast, free Roseland, NJ car insurance quotes.

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