Compare Roseville, CA Car Insurance Rates (2021)

Car insurance in Roseville, CA averages $297 a month. Roseville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Roseville car insurance rates, compare quotes from the top car insurance companies in Roseville, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Roseville is 95678
  • The cheapest car insurance company in Roseville for teen drivers is USAA
  • The cheapest car insurance company in Roseville is GEICO

If you need to buy Roseville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Roseville, CA is right here.

You’ll find Roseville car insurance rates, the cheapest Roseville, CA car insurance companies, and information on California car insurance laws. You can also compare Roseville, California car insurance rates to San Francisco car insurance rates, Oakland car insurance rates, and San Jose car insurance rates.

Ready to find affordable Roseville, CA car insurance today? Enter your ZIP code for fast, free Roseville car insurance quotes.

Cheapest Roseville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roseville, CA car insurance rates? Every Roseville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roseville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,743 $2,746 $2,006 $2,020 $7,606 $9,570 $3,491 $3,828
Farmers $2,575 $2,575 $2,324 $2,324 $8,189 $13,388 $3,048 $3,393
GEICO $1,682 $1,683 $1,582 $1,582 $5,111 $5,188 $2,415 $2,464
Liberty Mutual $2,276 $2,149 $2,116 $2,049 $4,913 $5,254 $2,559 $2,589
Nationwide $3,152 $3,006 $2,772 $2,611 $8,044 $8,884 $3,762 $3,707
Progressive $1,807 $1,859 $1,561 $1,842 $4,917 $5,899 $2,625 $2,821
State Farm $3,174 $3,174 $2,837 $2,837 $5,876 $7,310 $3,512 $3,618
Travelers $2,419 $2,340 $2,139 $2,117 $5,013 $5,703 $3,139 $3,071
USAA $1,966 $1,861 $1,919 $1,925 $4,492 $4,507 $2,712 $2,562

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Minimum Car Insurance in Roseville, CA

Every driver must carry the minimum car insurance in Roseville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Roseville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Roseville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roseville, CA to rates for a clean record with top companies.

Annual Roseville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,570 $4,299 $6,768 $3,368
Farmers $3,497 $4,760 $5,926 $4,725
GEICO $1,897 $2,930 $3,674 $2,353
Liberty Mutual $2,593 $3,474 $3,137 $2,748
Nationwide $3,135 $4,021 $6,793 $4,021
Progressive $1,901 $3,252 $3,770 $2,742
State Farm $2,887 $3,441 $6,492 $3,349
Travelers $2,163 $3,530 $4,091 $3,187
USAA $1,822 $2,712 $4,441 $1,996

Cheapest Roseville, CA Car Insurance for Teen Drivers

Teen car insurance in Roseville, CA can be expensive. Take a look at rates from the top car insurance companies in Roseville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roseville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,606 $9,570
Farmers $8,189 $13,388
GEICO $5,111 $5,188
Liberty Mutual $4,913 $5,254
Nationwide $8,044 $8,884
Progressive $4,917 $5,899
State Farm $5,876 $7,310
Travelers $5,013 $5,703
USAA $4,492 $4,507

Cheapest Roseville, CA Car Insurance for Seniors

Take a look at Roseville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roseville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,006 $2,020
Farmers $2,324 $2,324
GEICO $1,582 $1,582
Liberty Mutual $2,116 $2,049
Nationwide $2,772 $2,611
Progressive $1,561 $1,842
State Farm $2,837 $2,837
Travelers $2,139 $2,117
USAA $1,919 $1,925

Cheapest Roseville, CA Car Insurance Rates After a DUI

A DUI in Roseville, CA increases car insurance rates. Compare Roseville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roseville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,768
Farmers $5,926
GEICO $3,674
Liberty Mutual $3,137
Nationwide $6,793
Progressive $3,770
State Farm $6,492
Travelers $4,091
USAA $4,441

Cheapest Roseville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roseville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roseville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,830 $4,673
Farmers $4,289 $5,165
GEICO $2,464 $2,962
Liberty Mutual $2,743 $3,233
Nationwide $3,968 $5,017
Progressive $2,646 $3,187
State Farm $3,893 $4,191
Travelers $2,919 $3,566
USAA $2,527 $2,959

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Cheapest Roseville, CA Car Insurance Rates by ZIP Code

Roseville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Roseville, CA.

Annual Car Insurance Rates by ZIP Code in Roseville, California

ZIP Code Average Annual Rates
95661 $4,876
95678 $4,837
95747 $4,951

The Best Cheap Car Insurance Companies in Roseville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Roseville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roseville, California

Insurance Company Average Annual Rates
Allstate $4,251
Farmers $4,727
GEICO $2,713
Liberty Mutual $2,988
Nationwide $4,492
Progressive $2,916
State Farm $4,042
Travelers $3,243
USAA $2,743

Category Winners: Cheapest Car Insurance in Roseville, California

Find the cheapest car insurance companies in Roseville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Roseville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Roseville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roseville car insurance rates. Find the cheapest Roseville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roseville, California

Insurance Company Low Medium High
Allstate $4,013 $4,290 $4,451
Farmers $4,391 $4,764 $5,025
GEICO $2,435 $2,748 $2,957
Liberty Mutual $2,774 $3,015 $3,174
Nationwide $4,003 $4,576 $4,898
Progressive $2,562 $3,016 $3,172
State Farm $3,590 $4,122 $4,415
Travelers $2,810 $3,333 $3,585
USAA $2,472 $2,799 $2,957

What affects car insurance rates in Roseville, California?

What factors can have an impact on Roseville, CA car insurance? There are several reasons why Roseville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roseville, California.

Car Theft in Roseville

High levels of vehicle theft can make car insurance more expensive. Roseville, CA car theft statistics from the FBI indicate 281 vehicle thefts a year.

Commute Time in Roseville

The more time you spend in your car the higher the risk of an accident. The average commute length in Roseville, CA is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Roseville, CA

Ready to find affordable Roseville, California car insurance today? Enter your ZIP code for fast, free Roseville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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