Compare Rosholt, SD Car Insurance Rates (2021)

Car insurance in Rosholt, SD averages $318 a month. Rosholt, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rosholt car insurance rates, compare quotes from the top car insurance companies in Rosholt, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rosholt is State Farm
  • The cheapest car insurance company in Rosholt for teen drivers is State Farm
  • Average car insurance rates in Rosholt, SD are $3,818/year

If you need to buy Rosholt, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Rosholt, SD is right here.

You’ll find Rosholt car insurance rates, the cheapest Rosholt, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Rosholt, South Dakota car insurance rates to Mitchell car insurance rates, Aberdeen car insurance rates, and Vermillion car insurance rates.

Ready to find affordable Rosholt, SD car insurance today? Enter your ZIP code for fast, free Rosholt car insurance quotes.

Cheapest Rosholt, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rosholt, SD car insurance rates? Every Rosholt, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rosholt, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,786 $1,790 $1,572 $1,635 $7,954 $8,265 $1,996 $2,129
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,939 $1,913 $1,596 $1,645 $7,003 $7,964 $2,430 $2,541
State Farm $1,442 $1,442 $1,251 $1,251 $3,705 $4,720 $1,617 $1,835

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Minimum Car Insurance in Rosholt, SD

Every driver must carry the minimum car insurance in Rosholt, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Rosholt, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rosholt, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rosholt, SD. Compare credit history car insurance rates in Rosholt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rosholt, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,654 $4,074 $3,451
Farmers $3,834 $3,236 $3,103
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,902 $3,242 $2,992
State Farm $3,140 $1,878 $1,455

Cheapest Rosholt, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rosholt, SD to rates for a clean record with top companies.

Annual Rosholt, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,890 $3,652 $3,563 $3,458
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,915 $3,946 $3,143 $3,512
State Farm $2,011 $2,305 $2,158 $2,158

Cheapest Rosholt, SD Car Insurance for Teen Drivers

Teen car insurance in Rosholt, SD can be expensive. Take a look at rates from the top car insurance companies in Rosholt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rosholt, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,503 $9,548
Farmers $7,954 $8,265
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,003 $7,964
State Farm $3,705 $4,720

Cheapest Rosholt, SD Car Insurance for Seniors

Take a look at Rosholt, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rosholt, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,812 $2,812
Farmers $1,572 $1,635
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,596 $1,645
State Farm $1,251 $1,251

Cheapest Rosholt, SD Car Insurance Rates After a DUI

A DUI in Rosholt, SD increases car insurance rates. Compare Rosholt, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rosholt, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,063
American Family $6,053
Farmers $3,563
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,143
State Farm $2,158

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Cheapest Rosholt, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rosholt, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rosholt, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,338 $4,448
Farmers $3,391 $3,391
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,379 $3,379
State Farm $2,106 $2,209

The Best Cheap Car Insurance Companies in Rosholt, SD

Take a look at a side-by-side comparison of the top car insurance companies in Rosholt, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rosholt, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,393
Farmers $3,391
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,379
State Farm $2,158

Category Winners: Cheapest Car Insurance in Rosholt, South Dakota

Find the cheapest car insurance companies in Rosholt, SD for each category right here.

Best Annual Car Insurance Rates by Company in Rosholt, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Rosholt, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rosholt car insurance rates. Find the cheapest Rosholt, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rosholt, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,448 $4,526 $4,204
Farmers $3,253 $3,357 $3,562
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,309 $3,357 $3,470
State Farm $2,091 $2,159 $2,223

What affects car insurance rates in Rosholt, South Dakota?

What factors can have an impact on Rosholt, SD car insurance? There are several reasons why Rosholt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rosholt, South Dakota.

Car Theft in Rosholt

High levels of vehicle theft can make car insurance more expensive. Rosholt, SD car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Rosholt

The more time you spend in your car the higher the risk of an accident. The average commute length in Rosholt, SD is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Rosholt, SD

Ready to find affordable Rosholt, South Dakota car insurance today? Enter your ZIP code for fast, free Rosholt, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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