Compare Roswell, NM Car Insurance Rates (2021)

Car insurance in Roswell, NM averages $293 a month. Roswell, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Roswell car insurance rates, compare quotes from the top car insurance companies in Roswell, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roswell, NM after a DUI are $4,480/year
  • Average car insurance rates in Roswell, NM are $3,513/year
  • The cheapest car insurance company in Roswell is USAA

If you need to buy Roswell, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Roswell, NM is right here.

You’ll find Roswell car insurance rates, the cheapest Roswell, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Roswell, New Mexico car insurance rates to Gallup car insurance rates, Roswell car insurance rates, and Hobbs car insurance rates.

Ready to find affordable Roswell, NM car insurance today? Enter your ZIP code for fast, free Roswell car insurance quotes.

Cheapest Roswell, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roswell, NM car insurance rates? Every Roswell, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roswell, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,629 $2,670 $2,362 $2,495 $8,143 $9,314 $2,978 $3,173
Farmers $2,551 $2,543 $2,289 $2,422 $9,860 $10,149 $2,873 $2,992
GEICO $2,824 $2,906 $2,668 $2,668 $7,777 $10,704 $2,963 $3,046
Nationwide $2,556 $2,602 $2,315 $2,436 $6,186 $7,837 $2,885 $3,098
Progressive $1,604 $1,554 $1,453 $1,459 $6,577 $7,409 $1,942 $2,007
State Farm $1,596 $1,596 $1,446 $1,446 $4,345 $5,475 $1,789 $1,971
USAA $1,512 $1,499 $1,446 $1,439 $3,941 $4,449 $1,865 $1,994

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Minimum Car Insurance in Roswell, NM

Every driver must carry the minimum car insurance in Roswell, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Roswell, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Roswell, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roswell, NM. Compare credit history car insurance rates in Roswell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roswell, New Mexico

Insurance Company Poor Fair Good
Allstate $4,919 $4,042 $3,701
Farmers $5,123 $4,231 $4,026
GEICO $4,997 $4,333 $4,004
Nationwide $4,575 $3,553 $3,090
Progressive $3,291 $2,935 $2,776
State Farm $3,518 $2,156 $1,700
USAA $2,834 $2,126 $1,845

Cheapest Roswell, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roswell, NM to rates for a clean record with top companies.

Annual Roswell, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,542 $4,585 $4,820 $3,935
Farmers $3,775 $4,840 $4,724 $4,500
GEICO $2,626 $4,205 $8,321 $2,626
Nationwide $2,773 $3,925 $5,105 $3,154
Progressive $2,597 $3,545 $2,795 $3,065
State Farm $2,308 $2,508 $2,508 $2,508
USAA $1,683 $2,342 $3,089 $1,959

Cheapest Roswell, NM Car Insurance for Teen Drivers

Teen car insurance in Roswell, NM can be expensive. Take a look at rates from the top car insurance companies in Roswell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roswell, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,143 $9,314
Farmers $9,860 $10,149
GEICO $7,777 $10,704
Nationwide $6,186 $7,837
Progressive $6,577 $7,409
State Farm $4,345 $5,475
USAA $3,941 $4,449

Cheapest Roswell, NM Car Insurance for Seniors

Take a look at Roswell, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roswell, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,362 $2,495
Farmers $2,289 $2,422
GEICO $2,668 $2,668
Nationwide $2,315 $2,436
Progressive $1,453 $1,459
State Farm $1,446 $1,446
USAA $1,446 $1,439

Cheapest Roswell, NM Car Insurance Rates After a DUI

A DUI in Roswell, NM increases car insurance rates. Compare Roswell, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roswell, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,820
Farmers $4,724
GEICO $8,321
Nationwide $5,105
Progressive $2,795
State Farm $2,508
USAA $3,089

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Cheapest Roswell, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roswell, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roswell, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,221
Farmers $4,460 $4,460
GEICO $4,378 $4,511
Nationwide $3,739 $3,739
Progressive $3,001 $3,001
State Farm $2,396 $2,521
USAA $2,201 $2,336

Cheapest Roswell, NM Car Insurance Rates by ZIP Code

Roswell car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Roswell, NM.

Annual Car Insurance Rates by ZIP Code in Roswell, New Mexico

ZIP Code Average Annual Rates
88201 $3,698
88203 $3,684

The Best Cheap Car Insurance Companies in Roswell, NM

Take a look at a side-by-side comparison of the top car insurance companies in Roswell, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roswell, New Mexico

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $4,460
GEICO $4,444
Nationwide $3,739
Progressive $3,001
State Farm $2,458
USAA $2,268

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Category Winners: Cheapest Car Insurance in Roswell, New Mexico

Find the cheapest car insurance companies in Roswell, NM for each category right here.

Best Annual Car Insurance Rates by Company in Roswell, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Roswell, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roswell car insurance rates. Find the cheapest Roswell, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roswell, New Mexico

Insurance Company Low Medium High
Allstate $4,062 $4,214 $4,387
Farmers $4,134 $4,431 $4,816
GEICO $4,154 $4,433 $4,747
Nationwide $3,704 $3,712 $3,802
Progressive $2,862 $3,002 $3,138
State Farm $2,245 $2,467 $2,662
USAA $2,102 $2,280 $2,424

What affects car insurance rates in Roswell, New Mexico?

What factors can have an impact on Roswell, NM car insurance? There are several reasons why Roswell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roswell, New Mexico.

Car Theft in Roswell

High levels of vehicle theft can make car insurance more expensive. Roswell, NM car theft statistics from the FBI indicate 154 vehicle thefts a year.

Commute Time in Roswell

The more time you spend in your car the higher the risk of an accident. The average commute length in Roswell, NM is 18.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Roswell, NM

Ready to find affordable Roswell, New Mexico car insurance today? Enter your ZIP code for fast, free Roswell, NM car insurance quotes.

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