Compare Rotan, TX Car Insurance Rates (2021)

Car insurance in Rotan, TX averages $306 a month. Rotan, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rotan car insurance rates, compare quotes from the top car insurance companies in Rotan, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rotan is USAA
  • The cheapest car insurance company in Rotan for teen drivers is USAA
  • Average car insurance rates in Rotan, TX are $3,667/year

If you need to buy Rotan, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Rotan, TX is right here.

You’ll find Rotan car insurance rates, the cheapest Rotan, TX car insurance companies, and information on Texas car insurance laws. You can also compare Rotan, Texas car insurance rates to Austin car insurance rates, El Paso car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Rotan, TX car insurance today? Enter your ZIP code for fast, free Rotan car insurance quotes.

Cheapest Rotan, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rotan, TX car insurance rates? Every Rotan, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rotan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,826 $3,101 $2,499 $2,824 $6,529 $8,663 $3,877 $4,418
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,400 $2,293 $2,128 $2,175 $9,731 $10,831 $2,842 $2,881
State Farm $1,785 $1,785 $1,578 $1,578 $4,088 $5,178 $1,928 $1,993
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

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Minimum Car Insurance in Rotan, TX

Every driver must carry the minimum car insurance in Rotan, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Rotan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rotan, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rotan, TX. Compare credit history car insurance rates in Rotan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rotan, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $6,123 $3,688 $3,215
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,983 $4,284 $3,963
State Farm $3,528 $2,193 $1,746
USAA $3,300 $1,873 $1,498

Cheapest Rotan, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rotan, TX to rates for a clean record with top companies.

Annual Rotan, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,979 $5,010 $4,400 $3,979
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,849 $4,951 $4,498 $4,342
State Farm $2,232 $2,534 $2,959 $2,232
USAA $1,675 $2,433 $2,864 $1,922

Cheapest Rotan, TX Car Insurance for Teen Drivers

Teen car insurance in Rotan, TX can be expensive. Take a look at rates from the top car insurance companies in Rotan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rotan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,529 $8,663
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,731 $10,831
State Farm $4,088 $5,178
USAA $3,831 $4,232

Cheapest Rotan, TX Car Insurance for Seniors

Take a look at Rotan, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rotan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,499 $2,824
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,128 $2,175
State Farm $1,578 $1,578
USAA $1,368 $1,383

Cheapest Rotan, TX Car Insurance Rates After a DUI

A DUI in Rotan, TX increases car insurance rates. Compare Rotan, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rotan, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,615
American Family $4,400
GEICO $2,880
Nationwide $4,928
Progressive $4,498
State Farm $2,959
USAA $2,864

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Cheapest Rotan, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rotan, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rotan, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,342 $4,342
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,410 $4,410
State Farm $2,489 $2,489
USAA $2,195 $2,252

The Best Cheap Car Insurance Companies in Rotan, TX

Take a look at a side-by-side comparison of the top car insurance companies in Rotan, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rotan, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,342
GEICO $3,018
Nationwide $3,818
Progressive $4,410
State Farm $2,489
USAA $2,224

Category Winners: Cheapest Car Insurance in Rotan, Texas

Find the cheapest car insurance companies in Rotan, TX for each category right here.

Best Annual Car Insurance Rates by Company in Rotan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rotan, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rotan car insurance rates. Find the cheapest Rotan, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rotan, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $4,133 $4,233 $4,660
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,187 $4,389 $4,654
State Farm $2,375 $2,482 $2,610
USAA $2,165 $2,217 $2,290

What affects car insurance rates in Rotan, Texas?

What factors can have an impact on Rotan, TX car insurance? There are several reasons why Rotan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rotan, Texas.

Commute Time in Rotan

The more time you spend in your car the higher the risk of an accident. The average commute length in Rotan, TX is 15.1 minutes according to City-Data.

Compare Car Insurance Quotes in Rotan, TX

Ready to find affordable Rotan, Texas car insurance today? Enter your ZIP code for fast, free Rotan, TX car insurance quotes.

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