Compare Rotterdam Junction, NY Car Insurance Rates (2021)

Car insurance in Rotterdam Junction, NY averages $268 a month. Rotterdam Junction, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Rotterdam Junction car insurance rates, compare quotes from the top car insurance companies in Rotterdam Junction, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rotterdam Junction, NY after a DUI are $4,292/year
  • Average car insurance rates in Rotterdam Junction, NY are $3,219/year
  • The cheapest car insurance company in Rotterdam Junction for teen drivers is GEICO

If you need to buy Rotterdam Junction, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Rotterdam Junction, NY is right here.

You’ll find Rotterdam Junction car insurance rates, the cheapest Rotterdam Junction, NY car insurance companies, and information on New York car insurance laws. You can also compare Rotterdam Junction, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Rotterdam Junction, NY car insurance today? Enter your ZIP code for fast, free Rotterdam Junction car insurance quotes.

Cheapest Rotterdam Junction, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rotterdam Junction, NY car insurance rates? Every Rotterdam Junction, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rotterdam Junction, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,530 $1,476 $1,493 $1,471 $3,309 $4,918 $1,375 $1,421
Liberty Mutual $3,474 $3,474 $3,239 $3,239 $6,794 $11,001 $3,474 $3,683
Nationwide $2,063 $2,063 $1,949 $1,949 $3,694 $5,484 $2,063 $2,626
Progressive $1,674 $1,556 $1,338 $1,358 $6,027 $6,731 $2,191 $2,141
State Farm $1,916 $1,916 $1,676 $1,676 $5,782 $7,444 $2,114 $2,245
Travelers $2,449 $2,477 $2,229 $2,395 $5,600 $6,648 $2,601 $2,714
USAA $1,570 $1,539 $1,434 $1,428 $6,408 $7,594 $2,001 $2,204

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Minimum Car Insurance in Rotterdam Junction, NY

Every driver must carry the minimum car insurance in Rotterdam Junction, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Rotterdam Junction, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rotterdam Junction, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rotterdam Junction, NY. Compare credit history car insurance rates in Rotterdam Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rotterdam Junction, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,662 $1,955 $1,755
Liberty Mutual $6,702 $4,393 $3,297
Nationwide $2,736 $2,736 $2,736
Progressive $4,506 $2,373 $1,752
State Farm $4,371 $2,741 $2,176
Travelers $4,650 $2,948 $2,569
USAA $4,608 $2,365 $2,093

Cheapest Rotterdam Junction, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rotterdam Junction, NY to rates for a clean record with top companies.

Annual Rotterdam Junction, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,645 $1,795 $3,412 $1,645
Liberty Mutual $3,817 $3,817 $7,740 $3,817
Nationwide $2,101 $2,101 $4,596 $2,147
Progressive $2,797 $2,797 $3,101 $2,814
State Farm $2,944 $2,944 $3,248 $3,248
Travelers $2,912 $3,611 $3,662 $3,372
USAA $2,676 $2,721 $3,972 $2,721

Cheapest Rotterdam Junction, NY Car Insurance for Teen Drivers

Teen car insurance in Rotterdam Junction, NY can be expensive. Take a look at rates from the top car insurance companies in Rotterdam Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rotterdam Junction, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,309 $4,918
Liberty Mutual $6,794 $11,001
Nationwide $3,694 $5,484
Progressive $6,027 $6,731
State Farm $5,782 $7,444
Travelers $5,600 $6,648
USAA $6,408 $7,594

Cheapest Rotterdam Junction, NY Car Insurance for Seniors

Take a look at Rotterdam Junction, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rotterdam Junction, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,493 $1,471
Liberty Mutual $3,239 $3,239
Nationwide $1,949 $1,949
Progressive $1,338 $1,358
State Farm $1,676 $1,676
Travelers $2,229 $2,395
USAA $1,434 $1,428

Cheapest Rotterdam Junction, NY Car Insurance Rates After a DUI

A DUI in Rotterdam Junction, NY increases car insurance rates. Compare Rotterdam Junction, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rotterdam Junction, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,412
Liberty Mutual $7,740
Nationwide $4,596
Progressive $3,101
State Farm $3,248
Travelers $3,662
USAA $3,972

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Cheapest Rotterdam Junction, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rotterdam Junction, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rotterdam Junction, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,061 $2,188
Liberty Mutual $4,664 $4,931
Nationwide $2,736 $2,736
Progressive $2,877 $2,877
State Farm $2,989 $3,203
Travelers $3,389 $3,389
USAA $2,992 $3,052

The Best Cheap Car Insurance Companies in Rotterdam Junction, NY

Take a look at a side-by-side comparison of the top car insurance companies in Rotterdam Junction, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rotterdam Junction, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,124
Liberty Mutual $4,797
Nationwide $2,736
Progressive $2,877
State Farm $3,096
Travelers $3,389
USAA $3,022

Category Winners: Cheapest Car Insurance in Rotterdam Junction, New York

Find the cheapest car insurance companies in Rotterdam Junction, NY for each category right here.

Best Annual Car Insurance Rates by Company in Rotterdam Junction, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Rotterdam Junction, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rotterdam Junction car insurance rates. Find the cheapest Rotterdam Junction, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rotterdam Junction, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $2,004 $2,121 $2,248
Liberty Mutual $4,564 $4,780 $5,049
Nationwide $2,582 $2,719 $2,908
Progressive $2,735 $2,866 $3,030
State Farm $2,930 $3,115 $3,244
Travelers $3,226 $3,359 $3,582
USAA $2,922 $3,006 $3,139

Compare Car Insurance Quotes in Rotterdam Junction, NY

Ready to find affordable Rotterdam Junction, New York car insurance today? Enter your ZIP code for fast, free Rotterdam Junction, NY car insurance quotes.

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