Compare Rowdy, KY Car Insurance Rates (2021)

Car insurance in Rowdy, KY averages $566 a month. Rowdy, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rowdy car insurance rates, compare quotes from the top car insurance companies in Rowdy, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rowdy is USAA
  • Average car insurance rates in Rowdy, KY after a DUI are $8,135/year
  • The cheapest car insurance company in Rowdy for teen drivers is USAA

If you need to buy Rowdy, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Rowdy, KY is right here.

You’ll find Rowdy car insurance rates, the cheapest Rowdy, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Rowdy, Kentucky car insurance rates to Henderson car insurance rates, Owensboro car insurance rates, and Richmond car insurance rates.

Ready to find affordable Rowdy, KY car insurance today? Enter your ZIP code for fast, free Rowdy car insurance quotes.

Cheapest Rowdy, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rowdy, KY car insurance rates? Every Rowdy, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rowdy, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,541 $5,468 $5,084 $5,397 $20,162 $22,347 $6,026 $6,302
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,039 $4,390 $3,388 $3,805 $17,734 $19,686 $4,239 $4,441
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,940 $2,781 $2,652 $2,653 $14,774 $16,783 $3,656 $3,721
State Farm $2,834 $2,834 $2,538 $2,538 $7,571 $9,319 $3,155 $3,437
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,129 $2,132 $1,920 $1,951 $5,759 $6,052 $2,694 $2,950

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Minimum Car Insurance in Rowdy, KY

Every driver must carry the minimum car insurance in Rowdy, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Rowdy, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rowdy, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rowdy, KY. Compare credit history car insurance rates in Rowdy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rowdy, Kentucky

Insurance Company Poor Fair Good
Allstate $12,861 $8,643 $7,119
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,089 $6,759 $5,298
Nationwide $9,986 $7,742 $6,667
Progressive $6,973 $6,089 $5,674
State Farm $6,145 $3,746 $2,943
Travelers $11,031 $9,310 $9,279
USAA $4,761 $2,665 $2,170

Cheapest Rowdy, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rowdy, KY to rates for a clean record with top companies.

Annual Rowdy, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,933 $10,296 $10,999 $8,935
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,405 $9,935 $7,698 $6,823
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $5,151 $7,684 $5,877 $6,269
State Farm $3,928 $4,628 $4,278 $4,278
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,405 $3,407 $4,086 $2,896

Cheapest Rowdy, KY Car Insurance for Teen Drivers

Teen car insurance in Rowdy, KY can be expensive. Take a look at rates from the top car insurance companies in Rowdy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rowdy, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,162 $22,347
GEICO $8,902 $10,417
Liberty Mutual $17,734 $19,686
Nationwide $13,093 $16,143
Progressive $14,774 $16,783
State Farm $7,571 $9,319
Travelers $20,555 $33,336
USAA $5,759 $6,052

Cheapest Rowdy, KY Car Insurance for Seniors

Take a look at Rowdy, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rowdy, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,084 $5,397
GEICO $4,595 $4,158
Liberty Mutual $3,388 $3,805
Nationwide $5,260 $5,461
Progressive $2,652 $2,653
State Farm $2,538 $2,538
Travelers $3,958 $3,963
USAA $1,920 $1,951

Cheapest Rowdy, KY Car Insurance Rates After a DUI

A DUI in Rowdy, KY increases car insurance rates. Compare Rowdy, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rowdy, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,999
GEICO $8,597
Liberty Mutual $7,698
Nationwide $10,669
Progressive $5,877
State Farm $4,278
Travelers $12,875
USAA $4,086

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Cheapest Rowdy, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rowdy, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rowdy, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,541 $9,541
GEICO $5,341 $5,438
Liberty Mutual $7,715 $7,715
Nationwide $8,132 $8,132
Progressive $6,245 $6,245
State Farm $4,167 $4,389
Travelers $9,873 $9,873
USAA $3,079 $3,318

The Best Cheap Car Insurance Companies in Rowdy, KY

Take a look at a side-by-side comparison of the top car insurance companies in Rowdy, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rowdy, Kentucky

Insurance Company Average Annual Rates
Allstate $9,541
GEICO $5,390
Liberty Mutual $7,715
Nationwide $8,132
Progressive $6,245
State Farm $4,278
Travelers $9,873
USAA $3,198

Category Winners: Cheapest Car Insurance in Rowdy, Kentucky

Find the cheapest car insurance companies in Rowdy, KY for each category right here.

Best Annual Car Insurance Rates by Company in Rowdy, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Rowdy, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rowdy car insurance rates. Find the cheapest Rowdy, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rowdy, Kentucky

Insurance Company Low Medium High
Allstate $8,321 $9,463 $10,839
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,314 $7,665 $8,167
Nationwide $8,122 $7,993 $8,280
Progressive $5,698 $6,128 $6,910
State Farm $4,023 $4,266 $4,545
Travelers $9,335 $9,905 $10,380
USAA $3,050 $3,190 $3,355

Compare Car Insurance Quotes in Rowdy, KY

Ready to find affordable Rowdy, Kentucky car insurance today? Enter your ZIP code for fast, free Rowdy, KY car insurance quotes.

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