Compare Rowlett, TX Car Insurance Rates (2021)

Car insurance in Rowlett, TX averages $360 a month. Rowlett, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Rowlett car insurance rates, compare quotes from the top car insurance companies in Rowlett, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rowlett is USAA
  • Average car insurance rates in Rowlett, TX after a DUI are $4,919/year
  • The cheapest ZIP code in Rowlett is 75089

If you need to buy Rowlett, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Rowlett, TX is right here.

You’ll find Rowlett car insurance rates, the cheapest Rowlett, TX car insurance companies, and information on Texas car insurance laws. You can also compare Rowlett, Texas car insurance rates to Corpus Christi car insurance rates, Plano car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Rowlett, TX car insurance today? Enter your ZIP code for fast, free Rowlett car insurance quotes.

Cheapest Rowlett, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rowlett, TX car insurance rates? Every Rowlett, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rowlett, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,937 $3,957 $3,883 $3,883 $10,624 $12,782 $4,861 $5,042
American Family $3,277 $3,672 $3,083 $3,557 $9,024 $11,781 $4,784 $5,456
GEICO $2,774 $3,001 $2,675 $3,050 $6,202 $6,416 $3,010 $2,999
Nationwide $2,459 $2,497 $2,172 $2,297 $7,102 $9,104 $2,903 $3,138
Progressive $2,573 $2,459 $2,284 $2,330 $10,706 $11,952 $3,064 $3,123
State Farm $2,338 $2,338 $2,091 $2,091 $5,756 $7,360 $2,553 $2,624
USAA $1,666 $1,667 $1,599 $1,577 $4,750 $5,142 $2,212 $2,349

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Minimum Car Insurance in Rowlett, TX

Every driver must carry the minimum car insurance in Rowlett, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Rowlett, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rowlett, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rowlett, TX. Compare credit history car insurance rates in Rowlett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rowlett, Texas

Insurance Company Poor Fair Good
Allstate $7,767 $5,705 $4,892
American Family $7,608 $4,881 $4,249
GEICO $5,830 $3,286 $2,181
Nationwide $4,746 $3,818 $3,314
Progressive $5,425 $4,678 $4,332
State Farm $4,802 $2,993 $2,387
USAA $3,833 $2,230 $1,798

Cheapest Rowlett, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rowlett, TX to rates for a clean record with top companies.

Annual Rowlett, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,698 $7,377 $7,713 $4,698
American Family $5,068 $6,499 $5,682 $5,068
GEICO $3,190 $4,242 $3,518 $4,113
Nationwide $3,434 $3,434 $5,089 $3,879
Progressive $4,194 $5,416 $4,904 $4,732
State Farm $2,998 $3,461 $4,117 $2,998
USAA $1,946 $2,891 $3,410 $2,235

Cheapest Rowlett, TX Car Insurance for Teen Drivers

Teen car insurance in Rowlett, TX can be expensive. Take a look at rates from the top car insurance companies in Rowlett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rowlett, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,624 $12,782
American Family $9,024 $11,781
GEICO $6,202 $6,416
Nationwide $7,102 $9,104
Progressive $10,706 $11,952
State Farm $5,756 $7,360
USAA $4,750 $5,142

Cheapest Rowlett, TX Car Insurance for Seniors

Take a look at Rowlett, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rowlett, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $3,083 $3,557
GEICO $2,675 $3,050
Nationwide $2,172 $2,297
Progressive $2,284 $2,330
State Farm $2,091 $2,091
USAA $1,599 $1,577

Cheapest Rowlett, TX Car Insurance Rates After a DUI

A DUI in Rowlett, TX increases car insurance rates. Compare Rowlett, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rowlett, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,713
American Family $5,682
GEICO $3,518
Nationwide $5,089
Progressive $4,904
State Farm $4,117
USAA $3,410

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Cheapest Rowlett, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rowlett, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rowlett, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,968 $6,275
American Family $5,579 $5,579
GEICO $3,697 $3,835
Nationwide $3,959 $3,959
Progressive $4,812 $4,812
State Farm $3,394 $3,394
USAA $2,587 $2,653

Cheapest Rowlett, TX Car Insurance Rates by ZIP Code

Rowlett car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Rowlett, TX.

Annual Car Insurance Rates by ZIP Code in Rowlett, Texas

ZIP Code Average Annual Rates
75088 $6,380
75089 $6,331

The Best Cheap Car Insurance Companies in Rowlett, TX

Take a look at a side-by-side comparison of the top car insurance companies in Rowlett, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rowlett, Texas

Insurance Company Average Annual Rates
Allstate $6,121
American Family $5,579
GEICO $3,766
Nationwide $3,959
Progressive $4,812
State Farm $3,394
USAA $2,620

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Category Winners: Cheapest Car Insurance in Rowlett, Texas

Find the cheapest car insurance companies in Rowlett, TX for each category right here.

Best Annual Car Insurance Rates by Company in Rowlett, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Rowlett, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rowlett car insurance rates. Find the cheapest Rowlett, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rowlett, Texas

Insurance Company Low Medium High
Allstate $5,975 $6,066 $6,323
American Family $5,167 $5,357 $6,214
GEICO $3,566 $3,724 $4,008
Nationwide $4,261 $3,791 $3,825
Progressive $4,602 $4,792 $5,041
State Farm $3,199 $3,382 $3,600
USAA $2,521 $2,609 $2,731

What affects car insurance rates in Rowlett, Texas?

What factors can have an impact on Rowlett, TX car insurance? There are several reasons why Rowlett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rowlett, Texas.

Car Theft in Rowlett

High levels of vehicle theft can make car insurance more expensive. Rowlett, TX car theft statistics from the FBI indicate 74 vehicle thefts a year.

Commute Time in Rowlett

The more time you spend in your car the higher the risk of an accident. The average commute length in Rowlett, TX is 33.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Rowlett, TX

Ready to find affordable Rowlett, Texas car insurance today? Enter your ZIP code for fast, free Rowlett, TX car insurance quotes.

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