Compare Rowley, IA Car Insurance Rates (2021)

Car insurance in Rowley, IA averages $241 a month. Rowley, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Rowley car insurance rates, compare quotes from the top car insurance companies in Rowley, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rowley for teen drivers is USAA
  • The cheapest car insurance company in Rowley is USAA
  • Average car insurance rates in Rowley, IA after a DUI are $3,492/year

If you need to buy Rowley, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Rowley, IA is right here.

You’ll find Rowley car insurance rates, the cheapest Rowley, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Rowley, Iowa car insurance rates to Davenport car insurance rates, Council Bluffs car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Rowley, IA car insurance today? Enter your ZIP code for fast, free Rowley car insurance quotes.

Cheapest Rowley, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rowley, IA car insurance rates? Every Rowley, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rowley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,632 $1,564 $1,345 $1,397 $4,150 $4,680 $1,965 $2,136
State Farm $1,409 $1,409 $1,235 $1,235 $3,777 $4,792 $1,583 $1,803
Travelers $2,470 $2,522 $2,388 $2,397 $10,784 $17,154 $2,566 $3,053
USAA $1,279 $1,292 $1,174 $1,194 $3,504 $3,716 $1,536 $1,696

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Minimum Car Insurance in Rowley, IA

Every driver must carry the minimum car insurance in Rowley, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Rowley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Rowley, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rowley, IA. Compare credit history car insurance rates in Rowley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rowley, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,834 $2,817 $2,369
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,775 $2,254 $2,047
State Farm $3,069 $1,899 $1,498
Travelers $6,098 $5,200 $4,953
USAA $2,529 $1,738 $1,505

Cheapest Rowley, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rowley, IA to rates for a clean record with top companies.

Annual Rowley, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,892 $3,122 $2,052 $2,368
State Farm $1,997 $2,313 $2,155 $2,155
Travelers $3,957 $5,262 $7,038 $5,411
USAA $1,468 $1,973 $2,568 $1,686

Cheapest Rowley, IA Car Insurance for Teen Drivers

Teen car insurance in Rowley, IA can be expensive. Take a look at rates from the top car insurance companies in Rowley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rowley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,176 $7,258
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $4,150 $4,680
State Farm $3,777 $4,792
Travelers $10,784 $17,154
USAA $3,504 $3,716

Cheapest Rowley, IA Car Insurance for Seniors

Take a look at Rowley, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rowley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,345 $1,397
State Farm $1,235 $1,235
Travelers $2,388 $2,397
USAA $1,174 $1,194

Cheapest Rowley, IA Car Insurance Rates After a DUI

A DUI in Rowley, IA increases car insurance rates. Compare Rowley, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rowley, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,122
American Family $4,125
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $2,052
State Farm $2,155
Travelers $7,038
USAA $2,568

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Cheapest Rowley, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rowley, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rowley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,604 $2,730
American Family $2,971 $3,042
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,359 $2,359
State Farm $2,104 $2,207
Travelers $5,417 $5,417
USAA $1,854 $1,994

The Best Cheap Car Insurance Companies in Rowley, IA

Take a look at a side-by-side comparison of the top car insurance companies in Rowley, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rowley, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,006
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,359
State Farm $2,155
Travelers $5,417
USAA $1,924

Category Winners: Cheapest Car Insurance in Rowley, Iowa

Find the cheapest car insurance companies in Rowley, IA for each category right here.

Best Annual Car Insurance Rates by Company in Rowley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Rowley, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rowley car insurance rates. Find the cheapest Rowley, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rowley, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,019 $3,173 $2,827
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,230 $2,366 $2,479
State Farm $2,055 $2,167 $2,244
Travelers $5,118 $5,497 $5,635
USAA $1,831 $1,930 $2,011

What affects car insurance rates in Rowley, Iowa?

What factors can have an impact on Rowley, IA car insurance? There are several reasons why Rowley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rowley, Iowa.

Commute Time in Rowley

The more time you spend in your car the higher the risk of an accident. The average commute length in Rowley, IA is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Rowley, IA

Ready to find affordable Rowley, Iowa car insurance today? Enter your ZIP code for fast, free Rowley, IA car insurance quotes.

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