Compare Roy, MT Car Insurance Rates (2021)

Car insurance in Roy, MT averages $267 a month. Roy, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Roy car insurance rates, compare quotes from the top car insurance companies in Roy, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roy, MT after a DUI are $3,972/year
  • The cheapest car insurance company in Roy for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Roy is Liberty Mutual

If you need to buy Roy, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Roy, MT is right here.

You’ll find Roy car insurance rates, the cheapest Roy, MT car insurance companies, and information on Montana car insurance laws. You can also compare Roy, Montana car insurance rates to Missoula car insurance rates, Miles City car insurance rates, and Helena car insurance rates.

Ready to find affordable Roy, MT car insurance today? Enter your ZIP code for fast, free Roy car insurance quotes.

Cheapest Roy, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roy, MT car insurance rates? Every Roy, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roy, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,646 $2,646 $2,414 $2,414 $9,932 $9,932 $2,858 $2,858
Farmers $2,454 $2,454 $2,207 $2,207 $6,782 $6,782 $2,690 $2,690
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $997 $997 $973 $973 $1,975 $1,975 $1,183 $1,183
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $3,257 $3,257 $2,907 $2,907 $7,368 $7,368 $3,669 $3,669
State Farm $1,613 $1,613 $1,406 $1,406 $4,620 $4,620 $1,742 $1,742
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Roy, MT

Every driver must carry the minimum car insurance in Roy, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Roy, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Roy, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roy, MT. Compare credit history car insurance rates in Roy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roy, Montana

Insurance Company Poor Fair Good
Allstate $5,390 $4,318 $3,679
Farmers $4,169 $3,311 $3,120
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,282 $1,282 $1,282
Nationwide $4,618 $3,324 $3,006
Progressive $5,226 $3,968 $3,707
State Farm $3,371 $2,053 $1,612
USAA $2,788 $1,875 $1,511

Cheapest Roy, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roy, MT to rates for a clean record with top companies.

Annual Roy, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,762 $4,434 $5,367 $4,288
Farmers $3,098 $4,018 $3,919 $3,098
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $877 $1,515 $1,515 $1,220
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $3,726 $4,767 $4,584 $4,124
State Farm $2,203 $2,488 $2,345 $2,345
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Roy, MT Car Insurance for Teen Drivers

Teen car insurance in Roy, MT can be expensive. Take a look at rates from the top car insurance companies in Roy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roy, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,932 $9,932
Farmers $6,782 $6,782
GEICO $7,655 $7,125
Liberty Mutual $1,975 $1,975
Nationwide $5,941 $5,941
Progressive $7,368 $7,368
State Farm $4,620 $4,620
USAA $4,089 $4,089

Cheapest Roy, MT Car Insurance for Seniors

Take a look at Roy, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roy, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,414 $2,414
Farmers $2,207 $2,207
GEICO $3,057 $2,788
Liberty Mutual $973 $973
Nationwide $2,647 $2,647
Progressive $2,907 $2,907
State Farm $1,406 $1,406
USAA $1,166 $1,166

Cheapest Roy, MT Car Insurance Rates After a DUI

A DUI in Roy, MT increases car insurance rates. Compare Roy, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roy, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,367
Farmers $3,919
GEICO $6,256
Liberty Mutual $1,515
Nationwide $4,940
Progressive $4,584
State Farm $2,345
USAA $2,852

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Cheapest Roy, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roy, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roy, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,357 $4,568
Farmers $3,533 $3,533
GEICO $3,907 $4,048
Liberty Mutual $1,282 $1,282
Nationwide $3,649 $3,649
Progressive $4,300 $4,300
State Farm $2,276 $2,415
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Roy, MT

Take a look at a side-by-side comparison of the top car insurance companies in Roy, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roy, Montana

Insurance Company Average Annual Rates
Allstate $4,463
Farmers $3,533
GEICO $3,978
Liberty Mutual $1,282
Nationwide $3,649
Progressive $4,300
State Farm $2,345
USAA $2,058

Category Winners: Cheapest Car Insurance in Roy, Montana

Find the cheapest car insurance companies in Roy, MT for each category right here.

Best Annual Car Insurance Rates by Company in Roy, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Roy, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roy car insurance rates. Find the cheapest Roy, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roy, Montana

Insurance Company Low Medium High
Allstate $4,283 $4,454 $4,651
Farmers $3,244 $3,530 $3,827
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,194 $1,285 $1,366
Nationwide $2,821 $3,894 $4,232
Progressive $4,072 $4,288 $4,541
State Farm $2,235 $2,335 $2,466
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Roy, Montana?

What factors can have an impact on Roy, MT car insurance? There are several reasons why Roy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roy, Montana.

Commute Time in Roy

The more time you spend in your car the higher the risk of an accident. The average commute length in Roy, MT is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Roy, MT

Ready to find affordable Roy, Montana car insurance today? Enter your ZIP code for fast, free Roy, MT car insurance quotes.

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