Compare Roy, WA Car Insurance Rates (2021)

Car insurance in Roy, WA averages $286 a month. Roy, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Roy car insurance rates, compare quotes from the top car insurance companies in Roy, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Roy, WA are $3,427/year
  • The cheapest car insurance company in Roy for teen drivers is GEICO
  • The cheapest car insurance company in Roy is USAA

If you need to buy Roy, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Roy, WA is right here.

You’ll find Roy car insurance rates, the cheapest Roy, WA car insurance companies, and information on Washington car insurance laws. You can also compare Roy, Washington car insurance rates to Seattle car insurance rates, Bellevue car insurance rates, and Spokane Valley car insurance rates.

Ready to find affordable Roy, WA car insurance today? Enter your ZIP code for fast, free Roy car insurance quotes.

Cheapest Roy, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Roy, WA car insurance rates? Every Roy, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roy, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,497 $2,465 $2,311 $2,427 $9,226 $10,721 $2,651 $2,757
American Family $2,262 $2,262 $2,065 $2,065 $8,683 $11,856 $2,262 $3,034
Farmers $2,178 $2,235 $1,995 $2,258 $4,968 $5,325 $2,745 $2,857
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $2,080 $2,284 $1,868 $2,200 $11,684 $12,867 $2,231 $2,430
Nationwide $1,690 $1,727 $1,571 $1,635 $4,696 $5,692 $2,033 $2,190
Progressive $1,617 $1,497 $1,451 $1,474 $8,043 $8,971 $1,913 $1,885
State Farm $1,994 $1,994 $1,802 $1,802 $5,829 $7,364 $2,270 $2,605
USAA $1,158 $1,142 $1,118 $1,117 $5,061 $5,975 $1,465 $1,603

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Minimum Car Insurance in Roy, WA

Every driver must carry the minimum car insurance in Roy, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Roy, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Roy, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Roy, WA. Compare credit history car insurance rates in Roy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Roy, Washington

Insurance Company Poor Fair Good
Allstate $5,416 $4,163 $3,568
American Family $5,090 $4,155 $3,688
Farmers $3,755 $2,825 $2,631
GEICO $3,365 $2,692 $2,423
Liberty Mutual $6,736 $4,139 $3,242
Nationwide $3,170 $2,477 $2,315
Progressive $3,704 $3,298 $3,068
State Farm $4,652 $2,795 $2,175
USAA $2,939 $2,155 $1,896

Cheapest Roy, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Roy, WA to rates for a clean record with top companies.

Annual Roy, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $4,614 $5,147 $4,113
American Family $3,453 $4,429 $5,126 $4,237
Farmers $2,545 $3,167 $3,412 $3,156
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $4,010 $5,061 $5,158 $4,592
Nationwide $2,060 $2,794 $3,510 $2,254
Progressive $2,718 $4,252 $3,174 $3,282
State Farm $2,911 $3,504 $3,207 $3,207
USAA $1,711 $2,482 $3,104 $2,023

Cheapest Roy, WA Car Insurance for Teen Drivers

Teen car insurance in Roy, WA can be expensive. Take a look at rates from the top car insurance companies in Roy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Roy, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,226 $10,721
American Family $8,683 $11,856
Farmers $4,968 $5,325
GEICO $4,154 $5,427
Liberty Mutual $11,684 $12,867
Nationwide $4,696 $5,692
Progressive $8,043 $8,971
State Farm $5,829 $7,364
USAA $5,061 $5,975

Cheapest Roy, WA Car Insurance for Seniors

Take a look at Roy, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Roy, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,427
American Family $2,065 $2,065
Farmers $1,995 $2,258
GEICO $1,795 $1,795
Liberty Mutual $1,868 $2,200
Nationwide $1,571 $1,635
Progressive $1,451 $1,474
State Farm $1,802 $1,802
USAA $1,118 $1,117

Cheapest Roy, WA Car Insurance Rates After a DUI

A DUI in Roy, WA increases car insurance rates. Compare Roy, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Roy, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,147
American Family $5,126
Farmers $3,412
GEICO $4,151
Liberty Mutual $5,158
Nationwide $3,510
Progressive $3,174
State Farm $3,207
USAA $3,104

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Cheapest Roy, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Roy, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Roy, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,382 $4,382
American Family $4,223 $4,399
Farmers $3,070 $3,070
GEICO $2,791 $2,862
Liberty Mutual $4,705 $4,705
Nationwide $2,654 $2,654
Progressive $3,356 $3,356
State Farm $3,118 $3,296
USAA $2,307 $2,353

The Best Cheap Car Insurance Companies in Roy, WA

Take a look at a side-by-side comparison of the top car insurance companies in Roy, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Roy, Washington

Insurance Company Average Annual Rates
Allstate $4,382
American Family $4,311
Farmers $3,070
GEICO $2,827
Liberty Mutual $4,705
Nationwide $2,654
Progressive $3,356
State Farm $3,207
USAA $2,330

Category Winners: Cheapest Car Insurance in Roy, Washington

Find the cheapest car insurance companies in Roy, WA for each category right here.

Best Annual Car Insurance Rates by Company in Roy, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Roy, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Roy car insurance rates. Find the cheapest Roy, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Roy, Washington

Insurance Company Low Medium High
Allstate $4,142 $4,369 $4,636
American Family $4,078 $4,307 $4,549
Farmers $2,858 $3,071 $3,281
GEICO $2,644 $2,828 $3,007
Liberty Mutual $4,404 $4,715 $4,998
Nationwide $2,501 $2,654 $2,808
Progressive $3,014 $3,260 $3,796
State Farm $2,970 $3,222 $3,430
USAA $2,177 $2,329 $2,484

What affects car insurance rates in Roy, Washington?

What factors can have an impact on Roy, WA car insurance? There are several reasons why Roy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Roy, Washington.

Car Theft in Roy

High levels of vehicle theft can make car insurance more expensive. Roy, WA car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Roy

The more time you spend in your car the higher the risk of an accident. The average commute length in Roy, WA is 16.2 minutes according to City-Data.

Compare Car Insurance Quotes in Roy, WA

Ready to find affordable Roy, Washington car insurance today? Enter your ZIP code for fast, free Roy, WA car insurance quotes.

Free Car Insurance Comparison

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