Compare Royal Center, IN Car Insurance Rates (2021)

Car insurance in Royal Center, IN averages $274 a month. Royal Center, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Royal Center car insurance rates, compare quotes from the top car insurance companies in Royal Center, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Royal Center, IN after a DUI are $3,903/year
  • The cheapest car insurance company in Royal Center for teen drivers is USAA
  • Average car insurance rates in Royal Center, IN are $3,293/year

If you need to buy Royal Center, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Royal Center, IN is right here.

You’ll find Royal Center car insurance rates, the cheapest Royal Center, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Royal Center, Indiana car insurance rates to Carmel car insurance rates, Indianapolis car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Royal Center, IN car insurance today? Enter your ZIP code for fast, free Royal Center car insurance quotes.

Cheapest Royal Center, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Royal Center, IN car insurance rates? Every Royal Center, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Royal Center, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,668 $2,747 $2,323 $2,545 $7,920 $9,941 $2,741 $2,986
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,501 $1,481 $1,286 $1,442 $7,933 $8,432 $1,967 $2,131
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,619 $1,539 $1,462 $1,474 $9,302 $10,477 $2,027 $2,076
State Farm $1,456 $1,456 $1,289 $1,289 $4,306 $5,528 $1,606 $1,787
Travelers $1,156 $1,177 $1,079 $1,080 $7,018 $11,092 $1,219 $1,420
USAA $1,030 $1,011 $965 $965 $2,940 $3,268 $1,391 $1,478

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Minimum Car Insurance in Royal Center, IN

Every driver must carry the minimum car insurance in Royal Center, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Royal Center, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Royal Center, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Royal Center, IN. Compare credit history car insurance rates in Royal Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Royal Center, Indiana

Insurance Company Poor Fair Good
Allstate $5,270 $3,896 $3,535
American Family $4,820 $3,129 $2,619
Farmers $3,824 $3,111 $2,880
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,144 $3,656 $3,442
State Farm $3,409 $2,033 $1,576
Travelers $3,514 $2,977 $2,974
USAA $2,185 $1,456 $1,252

Cheapest Royal Center, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Royal Center, IN to rates for a clean record with top companies.

Annual Royal Center, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $4,955 $4,562 $4,024
American Family $2,427 $3,874 $4,898 $2,891
Farmers $2,925 $3,415 $3,515 $3,232
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,814 $4,904 $3,356 $3,913
State Farm $2,286 $2,499 $2,286 $2,286
Travelers $2,681 $3,311 $3,752 $2,876
USAA $1,227 $1,759 $2,018 $1,521

Cheapest Royal Center, IN Car Insurance for Teen Drivers

Teen car insurance in Royal Center, IN can be expensive. Take a look at rates from the top car insurance companies in Royal Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Royal Center, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,920 $9,941
American Family $6,087 $8,808
Farmers $7,933 $8,432
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,302 $10,477
State Farm $4,306 $5,528
Travelers $7,018 $11,092
USAA $2,940 $3,268

Cheapest Royal Center, IN Car Insurance for Seniors

Take a look at Royal Center, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Royal Center, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,545
American Family $1,982 $1,982
Farmers $1,286 $1,442
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,462 $1,474
State Farm $1,289 $1,289
Travelers $1,079 $1,080
USAA $965 $965

Cheapest Royal Center, IN Car Insurance Rates After a DUI

A DUI in Royal Center, IN increases car insurance rates. Compare Royal Center, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Royal Center, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,562
American Family $4,898
Farmers $3,515
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,356
State Farm $2,286
Travelers $3,752
USAA $2,018

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Cheapest Royal Center, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Royal Center, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Royal Center, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,234 $4,234
American Family $3,480 $3,566
Farmers $3,272 $3,272
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,747 $3,747
State Farm $2,273 $2,406
Travelers $3,155 $3,155
USAA $1,610 $1,653

The Best Cheap Car Insurance Companies in Royal Center, IN

Take a look at a side-by-side comparison of the top car insurance companies in Royal Center, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Royal Center, Indiana

Insurance Company Average Annual Rates
Allstate $4,234
American Family $3,523
Farmers $3,272
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,747
State Farm $2,340
Travelers $3,155
USAA $1,631

Category Winners: Cheapest Car Insurance in Royal Center, Indiana

Find the cheapest car insurance companies in Royal Center, IN for each category right here.

Best Annual Car Insurance Rates by Company in Royal Center, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Royal Center, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Royal Center car insurance rates. Find the cheapest Royal Center, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Royal Center, Indiana

Insurance Company Low Medium High
Allstate $4,058 $4,220 $4,423
American Family $3,477 $3,639 $3,452
Farmers $3,157 $3,263 $3,394
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,540 $3,689 $4,012
State Farm $2,237 $2,339 $2,443
Travelers $3,098 $3,184 $3,183
USAA $1,562 $1,626 $1,705

What affects car insurance rates in Royal Center, Indiana?

What factors can have an impact on Royal Center, IN car insurance? There are several reasons why Royal Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Royal Center, Indiana.

Commute Time in Royal Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Royal Center, IN is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Royal Center, IN

Ready to find affordable Royal Center, Indiana car insurance today? Enter your ZIP code for fast, free Royal Center, IN car insurance quotes.

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