Compare Royal Palm Beach, FL Car Insurance Rates (2021)

Car insurance in Royal Palm Beach, FL averages $500 a month. Royal Palm Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Royal Palm Beach car insurance rates, compare quotes from the top car insurance companies in Royal Palm Beach, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Royal Palm Beach is USAA
  • The cheapest car insurance company in Royal Palm Beach for teen drivers is USAA
  • Average car insurance rates in Royal Palm Beach, FL after a DUI are $7,240/year

If you need to buy Royal Palm Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Royal Palm Beach, FL is right here.

You’ll find Royal Palm Beach car insurance rates, the cheapest Royal Palm Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Royal Palm Beach, Florida car insurance rates to Jacksonville car insurance rates, Fort Lauderdale car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Royal Palm Beach, FL car insurance today? Enter your ZIP code for fast, free Royal Palm Beach car insurance quotes.

Cheapest Royal Palm Beach, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Royal Palm Beach, FL car insurance rates? Every Royal Palm Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Royal Palm Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,436 $5,231 $4,796 $4,884 $19,287 $21,121 $5,371 $5,445
GEICO $4,211 $4,222 $3,943 $3,943 $7,537 $9,372 $4,632 $4,668
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $4,978 $4,619 $4,211 $4,538 $14,066 $15,211 $5,949 $5,550
State Farm $2,755 $2,755 $2,508 $2,508 $7,577 $9,644 $3,065 $3,228
USAA $2,042 $2,005 $1,915 $1,894 $7,162 $8,279 $2,557 $2,758

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Minimum Car Insurance in Royal Palm Beach, FL

Every driver must carry the minimum car insurance in Royal Palm Beach, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Royal Palm Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Royal Palm Beach, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Royal Palm Beach, FL. Compare credit history car insurance rates in Royal Palm Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Royal Palm Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,549 $7,909 $6,382
GEICO $7,787 $4,675 $3,486
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $7,558 $5,492 $4,938
Progressive $9,615 $6,867 $5,689
State Farm $5,839 $3,811 $3,116
USAA $5,821 $2,847 $2,062

Cheapest Royal Palm Beach, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Royal Palm Beach, FL to rates for a clean record with top companies.

Annual Royal Palm Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,681 $9,244 $10,306 $8,556
GEICO $3,669 $4,720 $7,081 $5,794
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $5,858 $8,607 $7,280 $7,815
State Farm $3,886 $4,624 $4,255 $4,255
USAA $2,787 $3,457 $5,137 $2,926

Cheapest Royal Palm Beach, FL Car Insurance for Teen Drivers

Teen car insurance in Royal Palm Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Royal Palm Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Royal Palm Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,287 $21,121
GEICO $7,537 $9,372
Liberty Mutual $9,684 $15,038
Nationwide $10,120 $12,388
Progressive $14,066 $15,211
State Farm $7,577 $9,644
USAA $7,162 $8,279

Cheapest Royal Palm Beach, FL Car Insurance for Seniors

Take a look at Royal Palm Beach, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Royal Palm Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,796 $4,884
GEICO $3,943 $3,943
Liberty Mutual $4,075 $4,075
Nationwide $3,764 $3,890
Progressive $4,211 $4,538
State Farm $2,508 $2,508
USAA $1,915 $1,894

Cheapest Royal Palm Beach, FL Car Insurance Rates After a DUI

A DUI in Royal Palm Beach, FL increases car insurance rates. Compare Royal Palm Beach, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Royal Palm Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,306
GEICO $7,081
Liberty Mutual $9,020
Nationwide $7,598
Progressive $7,280
State Farm $4,255
USAA $5,137

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Cheapest Royal Palm Beach, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Royal Palm Beach, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Royal Palm Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,691 $9,203
GEICO $5,291 $5,341
Liberty Mutual $6,333 $6,771
Nationwide $5,996 $5,996
Progressive $7,390 $7,390
State Farm $4,102 $4,408
USAA $3,536 $3,617

Cheapest Royal Palm Beach, FL Car Insurance Rates by ZIP Code

Royal Palm Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Royal Palm Beach, FL.

Annual Car Insurance Rates by ZIP Code in Royal Palm Beach, Florida

ZIP Code Average Annual Rates
33411 $4,608
33414 $4,608

The Best Cheap Car Insurance Companies in Royal Palm Beach, FL

Take a look at a side-by-side comparison of the top car insurance companies in Royal Palm Beach, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Royal Palm Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,947
GEICO $5,316
Liberty Mutual $6,552
Nationwide $5,996
Progressive $7,390
State Farm $4,255
USAA $3,577

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Category Winners: Cheapest Car Insurance in Royal Palm Beach, Florida

Find the cheapest car insurance companies in Royal Palm Beach, FL for each category right here.

Best Annual Car Insurance Rates by Company in Royal Palm Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Royal Palm Beach, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Royal Palm Beach car insurance rates. Find the cheapest Royal Palm Beach, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Royal Palm Beach, Florida

Insurance Company Low Medium High
Allstate $6,464 $9,504 $10,872
GEICO $4,093 $5,537 $6,318
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $4,562 $6,266 $7,162
Progressive $5,822 $7,607 $8,742
State Farm $3,572 $4,363 $4,830
USAA $3,023 $3,722 $3,985

What affects car insurance rates in Royal Palm Beach, Florida?

What factors can have an impact on Royal Palm Beach, FL car insurance? There are several reasons why Royal Palm Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Royal Palm Beach, Florida.

Car Theft in Royal Palm Beach

High levels of vehicle theft can make car insurance more expensive. Royal Palm Beach, FL car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Royal Palm Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Royal Palm Beach, FL is 26.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Royal Palm Beach, FL

Ready to find affordable Royal Palm Beach, Florida car insurance today? Enter your ZIP code for fast, free Royal Palm Beach, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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