Compare Royston, GA Car Insurance Rates (2021)

Car insurance in Royston, GA averages $387 a month. Royston, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Royston car insurance rates, compare quotes from the top car insurance companies in Royston, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Royston is GEICO
  • The cheapest car insurance company in Royston for teen drivers is GEICO
  • Average car insurance rates in Royston, GA after a DUI are $5,625/year

If you need to buy Royston, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Royston, GA is right here.

You’ll find Royston car insurance rates, the cheapest Royston, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Royston, Georgia car insurance rates to Smyrna car insurance rates, Albany car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Royston, GA car insurance today? Enter your ZIP code for fast, free Royston car insurance quotes.

Cheapest Royston, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Royston, GA car insurance rates? Every Royston, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Royston, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,599 $1,572 $1,543 $1,543 $4,643 $5,563 $2,040 $2,264
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $2,754 $2,847 $2,710 $2,976 $8,244 $10,614 $3,325 $3,605
Progressive $2,531 $2,362 $2,170 $2,265 $7,618 $8,453 $2,946 $3,110
State Farm $2,242 $2,242 $2,010 $2,010 $5,932 $7,798 $2,459 $2,655
USAA $1,757 $1,757 $1,626 $1,637 $6,285 $7,446 $2,191 $2,427

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Minimum Car Insurance in Royston, GA

Every driver must carry the minimum car insurance in Royston, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Royston, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Royston, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Royston, GA. Compare credit history car insurance rates in Royston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Royston, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,265 $2,294 $2,228
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $5,500 $4,472 $3,931
Progressive $4,468 $3,812 $3,515
State Farm $4,846 $3,018 $2,392
USAA $4,094 $2,875 $2,453

Cheapest Royston, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Royston, GA to rates for a clean record with top companies.

Annual Royston, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,740 $2,189 $4,505 $1,950
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $3,586 $4,193 $6,426 $4,331
Progressive $3,118 $5,364 $3,622 $3,624
State Farm $3,118 $3,718 $3,418 $3,418
USAA $2,405 $3,043 $4,434 $2,681

Cheapest Royston, GA Car Insurance for Teen Drivers

Teen car insurance in Royston, GA can be expensive. Take a look at rates from the top car insurance companies in Royston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Royston, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $4,643 $5,563
Liberty Mutual $23,310 $26,038
Nationwide $8,244 $10,614
Progressive $7,618 $8,453
State Farm $5,932 $7,798
USAA $6,285 $7,446

Cheapest Royston, GA Car Insurance for Seniors

Take a look at Royston, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Royston, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,543 $1,543
Liberty Mutual $4,473 $5,080
Nationwide $2,710 $2,976
Progressive $2,170 $2,265
State Farm $2,010 $2,010
USAA $1,626 $1,637

Cheapest Royston, GA Car Insurance Rates After a DUI

A DUI in Royston, GA increases car insurance rates. Compare Royston, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Royston, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,700
GEICO $4,505
Liberty Mutual $12,270
Nationwide $6,426
Progressive $3,622
State Farm $3,418
USAA $4,434

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Cheapest Royston, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Royston, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Royston, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,550 $2,641
Liberty Mutual $10,289 $10,289
Nationwide $4,634 $4,634
Progressive $3,932 $3,932
State Farm $3,418 $3,418
USAA $2,998 $3,284

The Best Cheap Car Insurance Companies in Royston, GA

Take a look at a side-by-side comparison of the top car insurance companies in Royston, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Royston, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,596
Liberty Mutual $10,289
Nationwide $4,634
Progressive $3,932
State Farm $3,418
USAA $3,141

Category Winners: Cheapest Car Insurance in Royston, Georgia

Find the cheapest car insurance companies in Royston, GA for each category right here.

Best Annual Car Insurance Rates by Company in Royston, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Royston, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Royston car insurance rates. Find the cheapest Royston, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Royston, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,439 $2,606 $2,741
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $4,523 $4,711 $4,669
Progressive $3,671 $3,882 $4,242
State Farm $3,204 $3,421 $3,631
USAA $2,993 $3,124 $3,305

What affects car insurance rates in Royston, Georgia?

What factors can have an impact on Royston, GA car insurance? There are several reasons why Royston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Royston, Georgia.

Commute Time in Royston

The more time you spend in your car the higher the risk of an accident. The average commute length in Royston, GA is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Royston, GA

Ready to find affordable Royston, Georgia car insurance today? Enter your ZIP code for fast, free Royston, GA car insurance quotes.

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