Compare Ruby, LA Car Insurance Rates (2021)

Car insurance in Ruby, LA averages $485 a month. Ruby, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Ruby car insurance rates, compare quotes from the top car insurance companies in Ruby, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ruby for teen drivers is USAA
  • Average car insurance rates in Ruby, LA are $5,816/year
  • The cheapest car insurance company in Ruby is USAA

If you need to buy Ruby, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ruby, LA is right here.

You’ll find Ruby car insurance rates, the cheapest Ruby, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Ruby, Louisiana car insurance rates to Shreveport car insurance rates, Alexandria car insurance rates, and New Orleans car insurance rates.

Ready to find affordable Ruby, LA car insurance today? Enter your ZIP code for fast, free Ruby car insurance quotes.

Cheapest Ruby, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ruby, LA car insurance rates? Every Ruby, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruby, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,404 $3,927 $4,132 $5,038 $12,544 $13,159 $3,262 $3,126
Progressive $4,586 $4,255 $3,842 $4,184 $18,417 $20,428 $5,197 $5,243
State Farm $2,949 $2,949 $2,724 $2,724 $8,846 $11,084 $3,292 $3,691
USAA $2,690 $2,642 $2,633 $2,604 $8,094 $9,473 $3,288 $3,590

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Minimum Car Insurance in Ruby, LA

Every driver must carry the minimum car insurance in Ruby, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ruby, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ruby, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ruby, LA. Compare credit history car insurance rates in Ruby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ruby, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $7,226 $6,270 $4,726
Progressive $9,326 $8,017 $7,463
State Farm $6,625 $4,270 $3,452
USAA $6,036 $3,865 $3,230

Cheapest Ruby, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ruby, LA to rates for a clean record with top companies.

Annual Ruby, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $4,122 $6,666 $8,215 $5,292
Progressive $6,879 $9,264 $8,884 $8,049
State Farm $4,374 $5,191 $4,782 $4,782
USAA $3,339 $4,639 $5,541 $3,988

Cheapest Ruby, LA Car Insurance for Teen Drivers

Teen car insurance in Ruby, LA can be expensive. Take a look at rates from the top car insurance companies in Ruby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ruby, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $12,544 $13,159
Progressive $18,417 $20,428
State Farm $8,846 $11,084
USAA $8,094 $9,473

Cheapest Ruby, LA Car Insurance for Seniors

Take a look at Ruby, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ruby, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $4,132 $5,038
Progressive $3,842 $4,184
State Farm $2,724 $2,724
USAA $2,633 $2,604

Cheapest Ruby, LA Car Insurance Rates After a DUI

A DUI in Ruby, LA increases car insurance rates. Compare Ruby, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ruby, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,990
GEICO $8,215
Progressive $8,884
State Farm $4,782
USAA $5,541

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Cheapest Ruby, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ruby, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ruby, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,579 $5,579
GEICO $5,958 $6,189
Progressive $8,269 $8,269
State Farm $4,659 $4,906
USAA $4,242 $4,512

The Best Cheap Car Insurance Companies in Ruby, LA

Take a look at a side-by-side comparison of the top car insurance companies in Ruby, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ruby, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $6,074
Progressive $8,269
State Farm $4,782
USAA $4,377

Category Winners: Cheapest Car Insurance in Ruby, Louisiana

Find the cheapest car insurance companies in Ruby, LA for each category right here.

Best Annual Car Insurance Rates by Company in Ruby, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ruby, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ruby car insurance rates. Find the cheapest Ruby, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ruby, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $4,940 $6,096 $7,185
Progressive $6,673 $8,188 $9,946
State Farm $4,097 $4,770 $5,480
USAA $3,790 $4,445 $4,895

Compare Car Insurance Quotes in Ruby, LA

Ready to find affordable Ruby, Louisiana car insurance today? Enter your ZIP code for fast, free Ruby, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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