Compare Ruby, SC Car Insurance Rates (2021)

Car insurance in Ruby, SC averages $320 a month. Ruby, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ruby car insurance rates, compare quotes from the top car insurance companies in Ruby, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Ruby, SC after a DUI are $4,381/year
  • The cheapest car insurance company in Ruby is State Farm
  • Average car insurance rates in Ruby, SC are $3,840/year

If you need to buy Ruby, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Ruby, SC is right here.

You’ll find Ruby car insurance rates, the cheapest Ruby, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Ruby, South Carolina car insurance rates to Columbia car insurance rates, Greenville car insurance rates, and Florence car insurance rates.

Ready to find affordable Ruby, SC car insurance today? Enter your ZIP code for fast, free Ruby car insurance quotes.

Cheapest Ruby, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ruby, SC car insurance rates? Every Ruby, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruby, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,568 $2,568 $2,452 $2,452 $6,546 $8,369 $2,849 $3,101
Farmers $3,422 $3,446 $3,288 $3,542 $9,205 $10,016 $3,752 $3,747
GEICO $2,288 $2,288 $2,089 $2,089 $5,369 $5,513 $2,658 $2,715
Nationwide $2,374 $2,407 $2,138 $2,222 $5,664 $7,309 $2,679 $2,925
Progressive $2,601 $2,386 $2,228 $2,334 $10,615 $11,718 $2,965 $3,066
State Farm $1,912 $1,912 $1,729 $1,729 $5,434 $6,835 $2,144 $2,410
USAA $1,942 $1,954 $1,780 $1,790 $7,736 $8,491 $2,558 $2,709

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Ruby, SC

Every driver must carry the minimum car insurance in Ruby, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Ruby, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ruby, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ruby, SC. Compare credit history car insurance rates in Ruby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ruby, South Carolina

Insurance Company Poor Fair Good
Allstate $4,871 $3,643 $3,075
Farmers $5,813 $4,879 $4,465
GEICO $4,768 $2,564 $2,046
Nationwide $4,115 $3,341 $2,938
Progressive $5,285 $4,625 $4,307
State Farm $4,321 $2,640 $2,077
USAA $5,673 $2,770 $2,416

Cheapest Ruby, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ruby, SC to rates for a clean record with top companies.

Annual Ruby, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,933 $4,613 $4,059 $3,848
Farmers $4,224 $5,810 $4,848 $5,327
GEICO $2,378 $3,083 $4,666 $2,378
Nationwide $2,764 $3,562 $4,493 $3,040
Progressive $3,883 $5,639 $4,736 $4,699
State Farm $2,740 $3,347 $2,983 $2,983
USAA $2,861 $3,533 $4,881 $3,204

Cheapest Ruby, SC Car Insurance for Teen Drivers

Teen car insurance in Ruby, SC can be expensive. Take a look at rates from the top car insurance companies in Ruby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ruby, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,546 $8,369
Farmers $9,205 $10,016
GEICO $5,369 $5,513
Nationwide $5,664 $7,309
Progressive $10,615 $11,718
State Farm $5,434 $6,835
USAA $7,736 $8,491

Cheapest Ruby, SC Car Insurance for Seniors

Take a look at Ruby, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ruby, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,452 $2,452
Farmers $3,288 $3,542
GEICO $2,089 $2,089
Nationwide $2,138 $2,222
Progressive $2,228 $2,334
State Farm $1,729 $1,729
USAA $1,780 $1,790

Cheapest Ruby, SC Car Insurance Rates After a DUI

A DUI in Ruby, SC increases car insurance rates. Compare Ruby, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ruby, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,059
Farmers $4,848
GEICO $4,666
Nationwide $4,493
Progressive $4,736
State Farm $2,983
USAA $4,881

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ruby, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ruby, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ruby, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $3,944
Farmers $5,052 $5,052
GEICO $3,111 $3,141
Nationwide $3,465 $3,465
Progressive $4,739 $4,739
State Farm $2,938 $3,088
USAA $3,581 $3,658

The Best Cheap Car Insurance Companies in Ruby, SC

Take a look at a side-by-side comparison of the top car insurance companies in Ruby, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ruby, South Carolina

Insurance Company Average Annual Rates
Allstate $3,863
Farmers $5,052
GEICO $3,126
Nationwide $3,465
Progressive $4,739
State Farm $3,013
USAA $3,620

Category Winners: Cheapest Car Insurance in Ruby, South Carolina

Find the cheapest car insurance companies in Ruby, SC for each category right here.

Best Annual Car Insurance Rates by Company in Ruby, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Ruby, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ruby car insurance rates. Find the cheapest Ruby, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ruby, South Carolina

Insurance Company Low Medium High
Allstate $3,637 $3,845 $4,108
Farmers $4,415 $5,041 $5,701
GEICO $2,931 $3,098 $3,350
Nationwide $3,405 $3,466 $3,524
Progressive $4,321 $4,660 $5,237
State Farm $2,794 $3,012 $3,233
USAA $3,407 $3,615 $3,838

What affects car insurance rates in Ruby, South Carolina?

What factors can have an impact on Ruby, SC car insurance? There are several reasons why Ruby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ruby, South Carolina.

Commute Time in Ruby

The more time you spend in your car the higher the risk of an accident. The average commute length in Ruby, SC is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ruby, SC

Ready to find affordable Ruby, South Carolina car insurance today? Enter your ZIP code for fast, free Ruby, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption