Compare Rumsey, KY Car Insurance Rates (2021)

Car insurance in Rumsey, KY averages $348 a month. Rumsey, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Rumsey car insurance rates, compare quotes from the top car insurance companies in Rumsey, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Rumsey, KY after a DUI are $4,991/year
  • The cheapest car insurance company in Rumsey for teen drivers is USAA
  • Average car insurance rates in Rumsey, KY are $4,174/year

If you need to buy Rumsey, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Rumsey, KY is right here.

You’ll find Rumsey car insurance rates, the cheapest Rumsey, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Rumsey, Kentucky car insurance rates to Covington car insurance rates, Bowling Green car insurance rates, and Henderson car insurance rates.

Ready to find affordable Rumsey, KY car insurance today? Enter your ZIP code for fast, free Rumsey car insurance quotes.

Cheapest Rumsey, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rumsey, KY car insurance rates? Every Rumsey, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rumsey, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,145 $2,824 $3,014 $10,969 $12,323 $3,551 $3,778
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,741 $2,969 $2,321 $2,592 $11,513 $12,744 $2,875 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,935 $1,856 $1,723 $1,738 $9,075 $10,274 $2,402 $2,474
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,152 $2,191 $2,110 $2,116 $10,254 $16,480 $2,246 $2,596
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Rumsey, KY

Every driver must carry the minimum car insurance in Rumsey, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Rumsey, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Rumsey, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rumsey, KY. Compare credit history car insurance rates in Rumsey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rumsey, Kentucky

Insurance Company Poor Fair Good
Allstate $7,077 $4,875 $4,083
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,283 $4,473 $3,528
Nationwide $4,672 $3,666 $3,197
Progressive $4,411 $3,829 $3,564
State Farm $4,536 $2,742 $2,142
Travelers $5,596 $4,738 $4,720
USAA $4,165 $2,317 $1,884

Cheapest Rumsey, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rumsey, KY to rates for a clean record with top companies.

Annual Rumsey, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $5,773 $6,092 $5,018
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,248 $6,535 $5,082 $4,514
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,260 $4,792 $3,720 $3,965
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,380 $4,505 $6,494 $4,693
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Rumsey, KY Car Insurance for Teen Drivers

Teen car insurance in Rumsey, KY can be expensive. Take a look at rates from the top car insurance companies in Rumsey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rumsey, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,969 $12,323
GEICO $6,831 $8,150
Liberty Mutual $11,513 $12,744
Nationwide $6,037 $7,550
Progressive $9,075 $10,274
State Farm $5,542 $6,928
Travelers $10,254 $16,480
USAA $4,875 $5,165

Cheapest Rumsey, KY Car Insurance for Seniors

Take a look at Rumsey, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rumsey, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,824 $3,014
GEICO $3,608 $3,267
Liberty Mutual $2,321 $2,592
Nationwide $2,519 $2,640
Progressive $1,723 $1,738
State Farm $1,831 $1,831
Travelers $2,110 $2,116
USAA $1,693 $1,740

Cheapest Rumsey, KY Car Insurance Rates After a DUI

A DUI in Rumsey, KY increases car insurance rates. Compare Rumsey, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rumsey, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,092
GEICO $6,862
Liberty Mutual $5,082
Nationwide $4,997
Progressive $3,720
State Farm $3,140
Travelers $6,494
USAA $3,541

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Cheapest Rumsey, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rumsey, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rumsey, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,345 $5,345
GEICO $4,191 $4,270
Liberty Mutual $5,095 $5,095
Nationwide $3,845 $3,845
Progressive $3,934 $3,934
State Farm $3,060 $3,220
Travelers $5,018 $5,018
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Rumsey, KY

Take a look at a side-by-side comparison of the top car insurance companies in Rumsey, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rumsey, Kentucky

Insurance Company Average Annual Rates
Allstate $5,345
GEICO $4,231
Liberty Mutual $5,095
Nationwide $3,845
Progressive $3,934
State Farm $3,140
Travelers $5,018
USAA $2,789

Category Winners: Cheapest Car Insurance in Rumsey, Kentucky

Find the cheapest car insurance companies in Rumsey, KY for each category right here.

Best Annual Car Insurance Rates by Company in Rumsey, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rumsey, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rumsey car insurance rates. Find the cheapest Rumsey, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rumsey, Kentucky

Insurance Company Low Medium High
Allstate $5,013 $5,326 $5,696
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,871 $5,066 $5,348
Nationwide $3,908 $3,801 $3,826
Progressive $3,674 $3,896 $4,233
State Farm $2,981 $3,134 $3,305
Travelers $4,757 $5,040 $5,257
USAA $2,673 $2,783 $2,910

Compare Car Insurance Quotes in Rumsey, KY

Ready to find affordable Rumsey, Kentucky car insurance today? Enter your ZIP code for fast, free Rumsey, KY car insurance quotes.

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