Compare Rural Retreat, VA Car Insurance Rates (2021)

Car insurance in Rural Retreat, VA averages $184 a month. Rural Retreat, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Rural Retreat car insurance rates, compare quotes from the top car insurance companies in Rural Retreat, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rural Retreat for teen drivers is USAA
  • The cheapest car insurance company in Rural Retreat is USAA
  • Average car insurance rates in Rural Retreat, VA after a DUI are $2,620/year

If you need to buy Rural Retreat, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Rural Retreat, VA is right here.

You’ll find Rural Retreat car insurance rates, the cheapest Rural Retreat, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Rural Retreat, Virginia car insurance rates to Alexandria car insurance rates, Hampton car insurance rates, and Newport News car insurance rates.

Ready to find affordable Rural Retreat, VA car insurance today? Enter your ZIP code for fast, free Rural Retreat car insurance quotes.

Cheapest Rural Retreat, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rural Retreat, VA car insurance rates? Every Rural Retreat, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rural Retreat, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,003 $1,889 $1,994 $1,994 $6,333 $7,298 $2,616 $2,620
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,403 $1,409 $1,246 $1,278 $3,367 $4,326 $1,548 $1,680
Progressive $1,073 $1,021 $969 $973 $4,798 $5,392 $1,294 $1,324
State Farm $1,264 $1,264 $1,141 $1,141 $3,856 $4,825 $1,429 $1,656
USAA $1,013 $995 $948 $950 $3,166 $3,775 $1,300 $1,425

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Minimum Car Insurance in Rural Retreat, VA

Every driver must carry the minimum car insurance in Rural Retreat, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Rural Retreat, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Rural Retreat, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rural Retreat, VA. Compare credit history car insurance rates in Rural Retreat from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rural Retreat, Virginia

Insurance Company Poor Fair Good
Allstate $4,075 $3,269 $2,685
GEICO $2,231 $1,896 $1,896
Nationwide $2,407 $1,933 $1,756
Progressive $2,352 $2,051 $1,914
State Farm $2,945 $1,827 $1,444
USAA $2,269 $1,546 $1,276

Cheapest Rural Retreat, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rural Retreat, VA to rates for a clean record with top companies.

Annual Rural Retreat, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,500 $3,988 $3,661 $3,224
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,770 $1,770 $2,584 $2,005
Progressive $1,807 $2,373 $2,147 $2,096
State Farm $1,889 $2,255 $2,072 $2,072
USAA $1,313 $1,705 $2,258 $1,510

Cheapest Rural Retreat, VA Car Insurance for Teen Drivers

Teen car insurance in Rural Retreat, VA can be expensive. Take a look at rates from the top car insurance companies in Rural Retreat for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rural Retreat, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,333 $7,298
GEICO $3,058 $4,115
Nationwide $3,367 $4,326
Progressive $4,798 $5,392
State Farm $3,856 $4,825
USAA $3,166 $3,775

Cheapest Rural Retreat, VA Car Insurance for Seniors

Take a look at Rural Retreat, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rural Retreat, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,994 $1,994
GEICO $1,356 $1,356
Nationwide $1,246 $1,278
Progressive $969 $973
State Farm $1,141 $1,141
USAA $948 $950

Cheapest Rural Retreat, VA Car Insurance Rates After a DUI

A DUI in Rural Retreat, VA increases car insurance rates. Compare Rural Retreat, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rural Retreat, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,661
GEICO $3,000
Nationwide $2,584
Progressive $2,147
State Farm $2,072
USAA $2,258

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Cheapest Rural Retreat, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rural Retreat, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rural Retreat, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,244 $3,443
GEICO $1,971 $2,045
Nationwide $2,032 $2,032
Progressive $2,106 $2,106
State Farm $2,022 $2,122
USAA $1,634 $1,759

The Best Cheap Car Insurance Companies in Rural Retreat, VA

Take a look at a side-by-side comparison of the top car insurance companies in Rural Retreat, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rural Retreat, Virginia

Insurance Company Average Annual Rates
Allstate $3,343
GEICO $2,008
Nationwide $2,032
Progressive $2,106
State Farm $2,072
USAA $1,697

Category Winners: Cheapest Car Insurance in Rural Retreat, Virginia

Find the cheapest car insurance companies in Rural Retreat, VA for each category right here.

Best Annual Car Insurance Rates by Company in Rural Retreat, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Rural Retreat, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rural Retreat car insurance rates. Find the cheapest Rural Retreat, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rural Retreat, Virginia

Insurance Company Low Medium High
Allstate $3,254 $3,344 $3,432
GEICO $1,936 $2,006 $2,082
Nationwide $2,124 $2,012 $1,960
Progressive $2,019 $2,084 $2,214
State Farm $1,956 $2,068 $2,192
USAA $1,637 $1,700 $1,753

What affects car insurance rates in Rural Retreat, Virginia?

What factors can have an impact on Rural Retreat, VA car insurance? There are several reasons why Rural Retreat car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rural Retreat, Virginia.

Commute Time in Rural Retreat

The more time you spend in your car the higher the risk of an accident. The average commute length in Rural Retreat, VA is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Rural Retreat, VA

Ready to find affordable Rural Retreat, Virginia car insurance today? Enter your ZIP code for fast, free Rural Retreat, VA car insurance quotes.

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