Compare Rushmore, MN Car Insurance Rates (2021)

Car insurance in Rushmore, MN averages $342 a month. Rushmore, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Rushmore car insurance rates, compare quotes from the top car insurance companies in Rushmore, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Rushmore is State Farm
  • Average car insurance rates in Rushmore, MN are $4,105/year
  • The cheapest car insurance company in Rushmore for teen drivers is State Farm

If you need to buy Rushmore, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Rushmore, MN is right here.

You’ll find Rushmore car insurance rates, the cheapest Rushmore, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Rushmore, Minnesota car insurance rates to Plymouth car insurance rates, Maple Grove car insurance rates, and Duluth car insurance rates.

Ready to find affordable Rushmore, MN car insurance today? Enter your ZIP code for fast, free Rushmore car insurance quotes.

Cheapest Rushmore, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Rushmore, MN car insurance rates? Every Rushmore, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rushmore, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,039 $2,039 $1,850 $1,850 $5,549 $8,021 $2,039 $2,297
Farmers $1,812 $1,811 $1,743 $1,844 $5,108 $5,158 $2,375 $2,332
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,832 $1,849 $1,630 $1,733 $4,650 $5,685 $2,147 $2,243
State Farm $1,412 $1,412 $1,259 $1,259 $3,075 $3,799 $1,643 $1,348
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

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Minimum Car Insurance in Rushmore, MN

Every driver must carry the minimum car insurance in Rushmore, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Rushmore, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Rushmore, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Rushmore, MN. Compare credit history car insurance rates in Rushmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Rushmore, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,373 $2,912 $2,346
Farmers $3,458 $2,512 $2,348
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,232 $2,611 $2,320
State Farm $2,771 $1,695 $1,237
USAA $4,124 $2,002 $1,733

Cheapest Rushmore, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rushmore, MN to rates for a clean record with top companies.

Annual Rushmore, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,147 $3,928 $4,333 $2,434
Farmers $2,379 $2,985 $3,015 $2,713
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,161 $2,866 $3,297 $2,560
State Farm $1,745 $2,057 $1,901 $1,901
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Rushmore, MN Car Insurance for Teen Drivers

Teen car insurance in Rushmore, MN can be expensive. Take a look at rates from the top car insurance companies in Rushmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Rushmore, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,549 $8,021
Farmers $5,108 $5,158
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,650 $5,685
State Farm $3,075 $3,799
USAA $4,569 $5,027

Cheapest Rushmore, MN Car Insurance for Seniors

Take a look at Rushmore, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Rushmore, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,850 $1,850
Farmers $1,743 $1,844
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,733
State Farm $1,259 $1,259
USAA $1,582 $1,590

Cheapest Rushmore, MN Car Insurance Rates After a DUI

A DUI in Rushmore, MN increases car insurance rates. Compare Rushmore, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Rushmore, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,333
Farmers $3,015
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,297
State Farm $1,901
USAA $3,739

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Cheapest Rushmore, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Rushmore, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Rushmore, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,173 $3,248
Farmers $2,773 $2,773
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,721 $2,721
State Farm $1,851 $1,952
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Rushmore, MN

Take a look at a side-by-side comparison of the top car insurance companies in Rushmore, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Rushmore, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,210
Farmers $2,773
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,721
State Farm $1,901
USAA $2,620

Category Winners: Cheapest Car Insurance in Rushmore, Minnesota

Find the cheapest car insurance companies in Rushmore, MN for each category right here.

Best Annual Car Insurance Rates by Company in Rushmore, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Rushmore, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Rushmore car insurance rates. Find the cheapest Rushmore, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Rushmore, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,196 $3,298 $3,137
Farmers $2,676 $2,783 $2,860
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,584 $2,738 $2,841
State Farm $1,829 $1,907 $1,967
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Rushmore, Minnesota?

What factors can have an impact on Rushmore, MN car insurance? There are several reasons why Rushmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rushmore, Minnesota.

Commute Time in Rushmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Rushmore, MN is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Rushmore, MN

Ready to find affordable Rushmore, Minnesota car insurance today? Enter your ZIP code for fast, free Rushmore, MN car insurance quotes.

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