Compare Ruskin, NE Car Insurance Rates (2021)

Car insurance in Ruskin, NE averages $272 a month. Ruskin, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ruskin car insurance rates, compare quotes from the top car insurance companies in Ruskin, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ruskin, NE are $3,266/year
  • The cheapest car insurance company in Ruskin for teen drivers is American Family
  • Average car insurance rates in Ruskin, NE after a DUI are $3,787/year

If you need to buy Ruskin, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Ruskin, NE is right here.

You’ll find Ruskin car insurance rates, the cheapest Ruskin, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Ruskin, Nebraska car insurance rates to Bellevue car insurance rates, Columbus car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Ruskin, NE car insurance today? Enter your ZIP code for fast, free Ruskin car insurance quotes.

Cheapest Ruskin, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ruskin, NE car insurance rates? Every Ruskin, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruskin, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,746 $1,746 $1,588 $1,588 $2,906 $4,252 $1,708 $1,844
Farmers $2,149 $2,139 $1,928 $2,031 $8,169 $8,418 $2,429 $2,541
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,069 $2,008 $1,697 $1,758 $7,766 $8,774 $2,482 $2,661
State Farm $1,612 $1,612 $1,397 $1,397 $4,143 $5,324 $1,775 $2,008
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

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Minimum Car Insurance in Ruskin, NE

Every driver must carry the minimum car insurance in Ruskin, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Ruskin, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ruskin, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ruskin, NE. Compare credit history car insurance rates in Ruskin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ruskin, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,907 $1,991 $1,618
Farmers $4,272 $3,537 $3,367
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $4,203 $3,514 $3,238
State Farm $3,499 $2,098 $1,628
USAA $3,172 $2,143 $1,817

Cheapest Ruskin, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ruskin, NE to rates for a clean record with top companies.

Annual Ruskin, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,126 $2,310 $2,126 $2,126
Farmers $3,154 $4,039 $3,940 $3,767
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,109 $4,542 $3,474 $3,483
State Farm $2,255 $2,562 $2,408 $2,408
USAA $1,804 $2,270 $3,391 $2,044

Cheapest Ruskin, NE Car Insurance for Teen Drivers

Teen car insurance in Ruskin, NE can be expensive. Take a look at rates from the top car insurance companies in Ruskin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ruskin, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,906 $4,252
Farmers $8,169 $8,418
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,766 $8,774
State Farm $4,143 $5,324
USAA $4,410 $5,293

Cheapest Ruskin, NE Car Insurance for Seniors

Take a look at Ruskin, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ruskin, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,588 $1,588
Farmers $1,928 $2,031
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,697 $1,758
State Farm $1,397 $1,397
USAA $1,282 $1,324

Cheapest Ruskin, NE Car Insurance Rates After a DUI

A DUI in Ruskin, NE increases car insurance rates. Compare Ruskin, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ruskin, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,126
Farmers $3,940
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,474
State Farm $2,408
USAA $3,391

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Cheapest Ruskin, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ruskin, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ruskin, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,154 $2,190
Farmers $3,725 $3,725
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,652 $3,652
State Farm $2,346 $2,471
USAA $2,349 $2,405

The Best Cheap Car Insurance Companies in Ruskin, NE

Take a look at a side-by-side comparison of the top car insurance companies in Ruskin, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ruskin, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,172
Farmers $3,725
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,652
State Farm $2,408
USAA $2,377

Category Winners: Cheapest Car Insurance in Ruskin, Nebraska

Find the cheapest car insurance companies in Ruskin, NE for each category right here.

Best Annual Car Insurance Rates by Company in Ruskin, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Ruskin, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ruskin car insurance rates. Find the cheapest Ruskin, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ruskin, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,160 $2,237 $2,119
Farmers $3,570 $3,673 $3,934
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,499 $3,644 $3,813
State Farm $2,323 $2,405 $2,497
USAA $2,305 $2,374 $2,453

What affects car insurance rates in Ruskin, Nebraska?

What factors can have an impact on Ruskin, NE car insurance? There are several reasons why Ruskin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ruskin, Nebraska.

Commute Time in Ruskin

The more time you spend in your car the higher the risk of an accident. The average commute length in Ruskin, NE is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Ruskin, NE

Ready to find affordable Ruskin, Nebraska car insurance today? Enter your ZIP code for fast, free Ruskin, NE car insurance quotes.

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