Compare Ruso, ND Car Insurance Rates (2021)

Car insurance in Ruso, ND averages $365 a month. Ruso, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ruso car insurance rates, compare quotes from the top car insurance companies in Ruso, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ruso, ND are $4,376/year
  • The cheapest car insurance company in Ruso for teen drivers is USAA
  • The cheapest car insurance company in Ruso is USAA

If you need to buy Ruso, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Ruso, ND is right here.

You’ll find Ruso car insurance rates, the cheapest Ruso, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Ruso, North Dakota car insurance rates to Fargo car insurance rates, Grand Forks car insurance rates, and Dickinson car insurance rates.

Ready to find affordable Ruso, ND car insurance today? Enter your ZIP code for fast, free Ruso car insurance quotes.

Cheapest Ruso, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ruso, ND car insurance rates? Every Ruso, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ruso, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,988 $1,959 $1,780 $1,847 $6,936 $7,127 $2,261 $2,403
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,393 $2,290 $1,936 $2,006 $8,712 $9,764 $2,949 $2,995
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Ruso, ND

Every driver must carry the minimum car insurance in Ruso, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Ruso, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ruso, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ruso, ND. Compare credit history car insurance rates in Ruso from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ruso, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,810 $3,103 $2,950
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,778 $3,983 $3,631
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Ruso, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ruso, ND to rates for a clean record with top companies.

Annual Ruso, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,774 $3,528 $3,484 $3,363
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,815 $4,685 $3,856 $4,167
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Ruso, ND Car Insurance for Teen Drivers

Teen car insurance in Ruso, ND can be expensive. Take a look at rates from the top car insurance companies in Ruso for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ruso, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,936 $7,127
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $8,712 $9,764
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Ruso, ND Car Insurance for Seniors

Take a look at Ruso, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ruso, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,780 $1,847
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,936 $2,006
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Ruso, ND Car Insurance Rates After a DUI

A DUI in Ruso, ND increases car insurance rates. Compare Ruso, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ruso, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,484
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,856
State Farm $2,757
USAA $2,854

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Cheapest Ruso, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ruso, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ruso, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,288 $3,288
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,131 $4,131
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Ruso, ND

Take a look at a side-by-side comparison of the top car insurance companies in Ruso, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ruso, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,288
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,131
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Ruso, North Dakota

Find the cheapest car insurance companies in Ruso, ND for each category right here.

Best Annual Car Insurance Rates by Company in Ruso, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ruso, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ruso car insurance rates. Find the cheapest Ruso, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ruso, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,224 $3,275 $3,364
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $4,027 $4,118 $4,247
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Compare Car Insurance Quotes in Ruso, ND

Ready to find affordable Ruso, North Dakota car insurance today? Enter your ZIP code for fast, free Ruso, ND car insurance quotes.

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